College ROI

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American International College

Springfield, MA 1,097 Undergrads 47.6% Grad Rate
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Total Cost
$55,463
Sticker Price
Avg Net Price
$25,299
After Aid
Median Earnings
$53,124
10yr Post-Entry

Vs. Peer Institutions

Net Price$25,299
Peer Midpoint: $19,729.5
Earnings (10yr)$53,124
Peer Midpoint: $53,747
Graduation Rate47.6%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients51.5%
Enrollment Status
Full-Time97.2%
Economic Outcomes
Earn More than HS67.5%

Admissions Profile

Acceptance
96.9%
SAT Avg
-
SAT Reading
25th: -51375th: -
SAT Math
25th: -51375th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$462k
+$66k
-$22k
Median Cost$25k/yr
+$371k
-$25k
-$113k
Full Cost$55k/yr
+$263k
-$134k
-$222k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$25k/yr
Never
-124%
Full Cost$55k/yr
Never
-111%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-110%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-91%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
-
Earnings (5yr)
$88,399
Lifetime Value Added
+$339k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (2yr)
$47,260
Lifetime Value Added
-$129k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$28,495
Earnings (2yr)
$33,993
Lifetime Value Added
-$247k
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (2yr)
$24,035
Lifetime Value Added
-$338k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$27,000
Earnings (5yr)
$53,523
Lifetime Value Added
-$101k
Management Sciences and Quantitative Methods
BachCIP: 5213
Median Debt
-
Earnings (5yr)
$43,230
Lifetime Value Added
-$186k
Marketing
BachCIP: 5214
Median Debt
-
Earnings (2yr)
$36,674
Lifetime Value Added
-$223k
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (5yr)
$57,060
Lifetime Value Added
-$73k
Public Health
BachCIP: 5122
Median Debt
$30,500
Earnings (2yr)
$27,476
Lifetime Value Added
-$306k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$34,743
Earnings (5yr)
$88,785
Lifetime Value Added
+$169k
Sociology
BachCIP: 4511
Median Debt
$31,250
Earnings (2yr)
$33,993
Lifetime Value Added
-$247k

Post-Baccalaureate Certificates

Clinical, Counseling and Applied Psychology
PB-CertCIP: 4228
Median Debt
-
Earnings (5yr)
$64,318
Lifetime Value Added
+$163k
Educational Administration and Supervision
PB-CertCIP: 1304
Median Debt
-
Earnings (2yr)
$72,901
Lifetime Value Added
+$285k
Rehabilitation and Therapeutic Professions
PB-CertCIP: 5123
Median Debt
-
Earnings (5yr)
$87,647
Lifetime Value Added
+$381k
Special Education and Teaching
PB-CertCIP: 1310
Median Debt
-
Earnings (5yr)
$71,179
Lifetime Value Added
+$227k
Teacher Education and Professional Development, Specific Levels and Methods
PB-CertCIP: 1312
Median Debt
-
Earnings (5yr)
$72,696
Lifetime Value Added
+$242k
Teacher Education and Professional Development, Specific Subject Areas
PB-CertCIP: 1313
Median Debt
-
Earnings (5yr)
$76,454
Lifetime Value Added
+$277k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$27,370
Earnings (5yr)
$66,091
Lifetime Value Added
+$101k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$51,388
Earnings (5yr)
$60,037
Lifetime Value Added
+$47k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$25,988
Earnings (5yr)
$94,204
Lifetime Value Added
+$343k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$101,859
Earnings (5yr)
$81,539
Lifetime Value Added
+$234k
Special Education and Teaching
MastCIP: 1310
Median Debt
$23,297
Earnings (5yr)
$69,407
Lifetime Value Added
+$130k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$20,500
Earnings (5yr)
$69,151
Lifetime Value Added
+$128k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$15,840
Earnings (5yr)
$72,484
Lifetime Value Added
+$156k

Graduate Certificates

Educational Administration and Supervision
Gr-CertCIP: 1304
Median Debt
$28,610
Earnings (5yr)
$98,285
Lifetime Value Added
+$480k
Teacher Education and Professional Development, Specific Subject Areas
Gr-CertCIP: 1313
Median Debt
$17,562
Earnings (5yr)
$86,789
Lifetime Value Added
+$373k

Doctoral Degrees

Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$174,407
Earnings (5yr)
$82,586
Lifetime Value Added
+$78k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.