College ROI

Smarter Choices, Brighter Futures
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Bay Path University

Longmeadow, MA 1,186 Undergrads 62.1% Grad Rate
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Total Cost
$47,064
Sticker Price
Avg Net Price
$14,590
After Aid
Median Earnings
$55,383
10yr Post-Entry

Vs. Peer Institutions

Net Price$14,590
Peer Midpoint: $19,729.5
Earnings (10yr)$55,383
Peer Midpoint: $53,747
Graduation Rate62.1%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients65.2%
Enrollment Status
Full-Time65.8%
Economic Outcomes
Earn More than HS78.8%

Admissions Profile

Acceptance
73.5%
SAT Avg
-
SAT Reading
25th: -58975th: -
SAT Math
25th: -52375th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$481k
+$84k
-$4k
Median Cost$15k/yr
+$428k
+$32k
-$56k
Full Cost$47k/yr
+$311k
-$85k
-$173k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$15k/yr
Never
-107%
Full Cost$47k/yr
Never
-102%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-93%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-85%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$24,901
Earnings (5yr)
$56,034
Lifetime Value Added
-$42k
Biology, General
BachCIP: 2601
Median Debt
$23,750
Earnings (2yr)
$34,420
Lifetime Value Added
-$205k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$24,875
Earnings (5yr)
$69,455
Lifetime Value Added
+$62k
Education, General
BachCIP: 1301
Median Debt
-
Earnings (5yr)
$49,257
Lifetime Value Added
-$98k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$26,375
Earnings (5yr)
$48,149
Lifetime Value Added
-$107k
Legal Professions and Studies, Other
BachCIP: 2299
Median Debt
-
Earnings (5yr)
$41,805
Lifetime Value Added
-$160k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$27,000
Earnings (5yr)
$43,713
Lifetime Value Added
-$144k
Non-Professional General Legal Studies (Undergraduate)
BachCIP: 2200
Median Debt
$27,047
Earnings (2yr)
$36,992
Lifetime Value Added
-$181k
Psychology, General
BachCIP: 4201
Median Debt
$24,578
Earnings (5yr)
$54,190
Lifetime Value Added
-$57k
Security Science and Technology
BachCIP: 4304
Median Debt
$27,000
Earnings (5yr)
$50,357
Lifetime Value Added
-$89k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,250
Earnings (5yr)
$44,352
Lifetime Value Added
-$138k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$27,182
Earnings (2yr)
$58,673
Lifetime Value Added
+$87k
Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
$160,046
Earnings (5yr)
$144,636
Lifetime Value Added
+$793k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$35,838
Earnings (5yr)
$74,466
Lifetime Value Added
+$193k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$38,712
Earnings (5yr)
$54,756
Lifetime Value Added
+$18k
Education, General
MastCIP: 1301
Median Debt
$41,152
Earnings (5yr)
$61,592
Lifetime Value Added
+$81k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$37,640
Earnings (2yr)
$55,512
Lifetime Value Added
+$56k
Management Information Systems and Services
MastCIP: 5212
Median Debt
-
Earnings (2yr)
$69,535
Lifetime Value Added
+$187k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$83,544
Earnings (5yr)
$68,282
Lifetime Value Added
+$140k
Research and Experimental Psychology
MastCIP: 4227
Median Debt
-
Earnings (5yr)
$58,676
Lifetime Value Added
+$54k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (5yr)
$65,641
Lifetime Value Added
+$117k

Graduate Certificates

Special Education and Teaching
Gr-CertCIP: 1310
Median Debt
-
Earnings (2yr)
$53,358
Lifetime Value Added
+$97k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.