College ROI

Smarter Choices, Brighter Futures
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Belmont University

Nashville, TN 7,306 Undergrads 70.6% Grad Rate
Share
Total Cost
$60,480
Sticker Price
Avg Net Price
$32,096
After Aid
Median Earnings
$55,930
10yr Post-Entry

Vs. Peer Institutions

Net Price$32,096
Peer Midpoint: $19,729.5
Earnings (10yr)$55,930
Peer Midpoint: $53,747
Graduation Rate70.6%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients17.7%
Enrollment Status
Full-Time96.3%
Economic Outcomes
Earn More than HS69.3%

Admissions Profile

Acceptance
96.4%
SAT Avg
1,277
SAT Reading
25th: 60064075th: 690
SAT Math
25th: 56060575th: 660
ACT Composite
25th: 232775th: 30

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$485k
+$88k
+$469
Median Cost$32k/yr
+$369k
-$27k
-$115k
Full Cost$60k/yr
+$267k
-$129k
-$217k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
64
Median Cost$32k/yr
Never
-100%
Full Cost$60k/yr
Never
-100%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-91%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-88%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (5yr)
$79,707
Lifetime Value Added
+$76k
Arts, Entertainment,and Media Management
BachCIP: 5010
Median Debt
$20,500
Earnings (5yr)
$50,279
Lifetime Value Added
-$152k
Audiovisual Communications Technologies/Technicians
BachCIP: 1002
Median Debt
$22,500
Earnings (5yr)
$40,147
Lifetime Value Added
-$237k
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (5yr)
$63,780
Lifetime Value Added
-$44k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
-
Earnings (2yr)
$47,327
Lifetime Value Added
-$153k
Business/Commerce, General
BachCIP: 5201
Median Debt
$23,550
Earnings (5yr)
$78,019
Lifetime Value Added
+$64k
Communication and Media Studies
BachCIP: 0901
Median Debt
$18,128
Earnings (5yr)
$64,813
Lifetime Value Added
-$36k
Design and Applied Arts
BachCIP: 5004
Median Debt
$12,500
Earnings (5yr)
$41,939
Lifetime Value Added
-$222k
English Language and Literature, General
BachCIP: 2301
Median Debt
$23,250
Earnings (5yr)
$39,149
Lifetime Value Added
-$245k
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
-
Earnings (5yr)
$73,233
Lifetime Value Added
+$28k
Film/Video and Photographic Arts
BachCIP: 5006
Median Debt
$20,500
Earnings (2yr)
$25,194
Lifetime Value Added
-$351k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$15,000
Earnings (5yr)
$41,562
Lifetime Value Added
-$225k
International Business
BachCIP: 5211
Median Debt
-
Earnings (5yr)
$66,226
Lifetime Value Added
-$25k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$19,330
Earnings (5yr)
$73,156
Lifetime Value Added
+$27k
Marketing
BachCIP: 5214
Median Debt
-
Earnings (5yr)
$52,670
Lifetime Value Added
-$133k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$20,250
Earnings (5yr)
$49,107
Lifetime Value Added
-$162k
Music
BachCIP: 5009
Median Debt
$25,250
Earnings (5yr)
$30,355
Lifetime Value Added
-$320k
Psychology, General
BachCIP: 4201
Median Debt
$18,000
Earnings (5yr)
$65,747
Lifetime Value Added
-$29k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
-
Earnings (5yr)
$53,467
Lifetime Value Added
-$126k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$18,750
Earnings (5yr)
$72,897
Lifetime Value Added
+$25k
Social Work
BachCIP: 4407
Median Debt
-
Earnings (5yr)
$51,433
Lifetime Value Added
-$143k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (5yr)
$49,556
Lifetime Value Added
-$158k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings (5yr)
$103,207
Lifetime Value Added
+$408k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (2yr)
$116,083
Lifetime Value Added
+$579k
Business/Commerce, General
MastCIP: 5201
Median Debt
$53,160
Earnings (5yr)
$120,032
Lifetime Value Added
+$552k
Education, Other
MastCIP: 1399
Median Debt
-
Earnings (2yr)
$53,358
Lifetime Value Added
+$3k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
$41,000
Earnings (5yr)
$54,596
Lifetime Value Added
-$16k
Music
MastCIP: 5009
Median Debt
$51,250
Earnings (5yr)
$41,152
Lifetime Value Added
-$144k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$57,147
Earnings (5yr)
$102,708
Lifetime Value Added
+$404k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$99,150
Earnings (5yr)
$82,231
Lifetime Value Added
+$228k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$32,700
Earnings (5yr)
$55,337
Lifetime Value Added
-$9k

Doctoral Degrees

Law
DocCIP: 2201
Median Debt
$101,152
Earnings (5yr)
$88,212
Lifetime Value Added
+$95k
Pharmacy, Pharmaceutical Sciences, and Administration
DocCIP: 5120
Median Debt
$224,812
Earnings (5yr)
$139,004
Lifetime Value Added
+$463k
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$145,000
Earnings (5yr)
$70,903
Lifetime Value Added
-$32k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.