College ROI

Smarter Choices, Brighter Futures
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Beloit College

Beloit, WI 898 Undergrads 76.1% Grad Rate
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Total Cost
$68,653
Sticker Price
Avg Net Price
$21,924
After Aid
Median Earnings
$53,260
10yr Post-Entry

Vs. Peer Institutions

Net Price$21,924
Peer Midpoint: $19,729.5
Earnings (10yr)$53,260
Peer Midpoint: $53,747
Graduation Rate76.1%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients31.6%
Enrollment Status
Full-Time99.6%
Economic Outcomes
Earn More than HS66.1%

Admissions Profile

Acceptance
57.4%
SAT Avg
1,318
SAT Reading
25th: 63063575th: 720
SAT Math
25th: 58066075th: 640
ACT Composite
25th: 262675th: 31

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$464k
+$67k
-$21k
Median Cost$22k/yr
+$385k
-$12k
-$100k
Full Cost$69k/yr
+$216k
-$180k
-$268k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$22k/yr
Never
-126%
Full Cost$69k/yr
Never
-108%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-107%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-93%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Anthropology
BachCIP: 4502
Median Debt
$24,472
Earnings (5yr)
$43,262
Lifetime Value Added
-$174k
Business/Managerial Economics
BachCIP: 5206
Median Debt
$27,000
Earnings (2yr)
$38,289
Lifetime Value Added
-$196k
Cell/Cellular Biology and Anatomical Sciences
BachCIP: 2604
Median Debt
-
Earnings (2yr)
$37,208
Lifetime Value Added
-$206k
Chemistry
BachCIP: 4005
Median Debt
$21,968
Earnings (2yr)
$40,821
Lifetime Value Added
-$173k
Education, General
BachCIP: 1301
Median Debt
$24,456
Earnings (5yr)
$43,478
Lifetime Value Added
-$172k
English Language and Literature/Letters, Other
BachCIP: 2399
Median Debt
-
Earnings (5yr)
$44,476
Lifetime Value Added
-$164k
Ethnic, Cultural Minority, Gender, and Group Studies
BachCIP: 0502
Median Debt
-
Earnings (2yr)
$25,194
Lifetime Value Added
-$315k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (5yr)
$34,069
Lifetime Value Added
-$252k
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$40,227
Lifetime Value Added
-$200k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
-
Earnings (5yr)
$41,777
Lifetime Value Added
-$186k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (2yr)
$24,035
Lifetime Value Added
-$326k
Political Science and Government
BachCIP: 4510
Median Debt
$26,425
Earnings (5yr)
$56,375
Lifetime Value Added
-$66k
Psychology, General
BachCIP: 4201
Median Debt
$26,466
Earnings (5yr)
$42,876
Lifetime Value Added
-$177k
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
$26,000
Earnings (5yr)
$37,723
Lifetime Value Added
-$221k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (5yr)
$55,218
Lifetime Value Added
-$75k
Science, Technology and Society
BachCIP: 3015
Median Debt
$25,000
Earnings (5yr)
$55,146
Lifetime Value Added
-$76k
Sociology
BachCIP: 4511
Median Debt
$27,000
Earnings (5yr)
$43,179
Lifetime Value Added
-$175k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.