College ROI

Smarter Choices, Brighter Futures
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Binghamton University

Vestal, NY 14,401 Undergrads 82.0% Grad Rate
Share
Total Cost
$29,657
Sticker Price
Avg Net Price
$21,364
After Aid
Median Earnings
$80,596
10yr Post-Entry

Vs. Peer Institutions

Net Price$21,364
Peer Midpoint: $19,729.5
Earnings (10yr)$80,596
Peer Midpoint: $53,747
Graduation Rate82.0%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients27.3%
Enrollment Status
Full-Time97.8%
Economic Outcomes
Earn More than HS81.5%

Admissions Profile

Acceptance
37.7%
SAT Avg
1,415
SAT Reading
25th: 66068575th: 730
SAT Math
25th: 66070575th: 760
ACT Composite
25th: 293275th: 34

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$671k
+$274k
+$187k
Median Cost$21k/yr
+$594k
+$198k
+$110k
Full Cost$30k/yr
+$564k
+$168k
+$80k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
28
Median Cost$21k/yr
36
143%
Full Cost$30k/yr
40
75%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return236%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return14%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$17,500
Earnings (5yr)
$98,898
Lifetime Value Added
+$258k
Anthropology
BachCIP: 4502
Median Debt
$20,587
Earnings (5yr)
$54,092
Lifetime Value Added
-$82k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
$17,779
Earnings (2yr)
$32,925
Lifetime Value Added
-$242k
Biology, General
BachCIP: 2601
Median Debt
$19,000
Earnings (5yr)
$68,571
Lifetime Value Added
+$31k
Biomedical/Medical Engineering
BachCIP: 1405
Median Debt
$19,500
Earnings (5yr)
$80,875
Lifetime Value Added
+$124k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$15,875
Earnings (5yr)
$97,934
Lifetime Value Added
+$251k
Cell/Cellular Biology and Anatomical Sciences
BachCIP: 2604
Median Debt
$16,875
Earnings (5yr)
$73,512
Lifetime Value Added
+$68k
Chemistry
BachCIP: 4005
Median Debt
$19,500
Earnings (5yr)
$83,529
Lifetime Value Added
+$143k
Computer Engineering
BachCIP: 1409
Median Debt
$19,000
Earnings (5yr)
$114,063
Lifetime Value Added
+$372k
Computer Science
BachCIP: 1107
Median Debt
$19,000
Earnings (5yr)
$136,941
Lifetime Value Added
+$541k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$19,500
Earnings (2yr)
$21,052
Lifetime Value Added
-$351k
Economics
BachCIP: 4506
Median Debt
$19,500
Earnings (5yr)
$88,616
Lifetime Value Added
+$182k
Electrical, Electronics and Communications Engineering
BachCIP: 1410
Median Debt
$21,500
Earnings (5yr)
$92,196
Lifetime Value Added
+$208k
English Language and Literature, General
BachCIP: 2301
Median Debt
$19,500
Earnings (5yr)
$61,039
Lifetime Value Added
-$27k
Ethnic, Cultural Minority, Gender, and Group Studies
BachCIP: 0502
Median Debt
$23,000
Earnings (5yr)
$51,337
Lifetime Value Added
-$105k
Film/Video and Photographic Arts
BachCIP: 5006
Median Debt
-
Earnings (5yr)
$53,340
Lifetime Value Added
-$89k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$15,363
Earnings (5yr)
$115,986
Lifetime Value Added
+$386k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$17,750
Earnings (5yr)
$52,455
Lifetime Value Added
-$96k
Geography and Cartography
BachCIP: 4507
Median Debt
$20,500
Earnings (5yr)
$61,599
Lifetime Value Added
-$22k
History
BachCIP: 5401
Median Debt
$18,375
Earnings (5yr)
$60,363
Lifetime Value Added
-$32k
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
$16,650
Earnings (5yr)
$55,183
Lifetime Value Added
-$74k
Industrial Engineering
BachCIP: 1435
Median Debt
$20,500
Earnings (5yr)
$91,448
Lifetime Value Added
+$203k
Linguistic, Comparative, and Related Language Studies and Services
BachCIP: 1601
Median Debt
$20,843
Earnings (5yr)
$61,676
Lifetime Value Added
-$22k
Management Information Systems and Services
BachCIP: 5212
Median Debt
$16,808
Earnings (5yr)
$111,752
Lifetime Value Added
+$354k
Marketing
BachCIP: 5214
Median Debt
$19,250
Earnings (5yr)
$96,671
Lifetime Value Added
+$242k
Mathematics
BachCIP: 2701
Median Debt
$19,250
Earnings (5yr)
$90,593
Lifetime Value Added
+$196k
Mechanical Engineering
BachCIP: 1419
Median Debt
$19,000
Earnings (5yr)
$86,404
Lifetime Value Added
+$165k
Middle/Near Eastern and Semitic Languages, Literatures, and Linguistics
BachCIP: 1611
Median Debt
-
Earnings (2yr)
$40,485
Lifetime Value Added
-$174k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$19,000
Earnings (5yr)
$77,548
Lifetime Value Added
+$99k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$15,353
Earnings (5yr)
$59,013
Lifetime Value Added
-$43k
Neurobiology and Neurosciences
BachCIP: 2615
Median Debt
$19,500
Earnings (5yr)
$75,089
Lifetime Value Added
+$80k
Philosophy
BachCIP: 3801
Median Debt
$21,500
Earnings (2yr)
$40,896
Lifetime Value Added
-$171k
Political Science and Government
BachCIP: 4510
Median Debt
$19,500
Earnings (5yr)
$70,902
Lifetime Value Added
+$49k
Psychology, General
BachCIP: 4201
Median Debt
$18,500
Earnings (5yr)
$66,732
Lifetime Value Added
+$17k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$13,045
Earnings (5yr)
$95,143
Lifetime Value Added
+$230k
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
$19,300
Earnings (5yr)
$58,435
Lifetime Value Added
-$47k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
$17,263
Earnings (5yr)
$71,075
Lifetime Value Added
+$50k
Sociology
BachCIP: 4511
Median Debt
$19,500
Earnings (5yr)
$47,028
Lifetime Value Added
-$140k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$20,500
Earnings (5yr)
$113,196
Lifetime Value Added
+$513k
Anthropology
MastCIP: 4502
Median Debt
$41,000
Earnings (2yr)
$33,993
Lifetime Value Added
-$174k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$20,500
Earnings (5yr)
$101,155
Lifetime Value Added
+$410k
Computer Science
MastCIP: 1107
Median Debt
-
Earnings (2yr)
$116,083
Lifetime Value Added
+$598k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$37,157
Earnings (5yr)
$65,929
Lifetime Value Added
+$107k
Electrical, Electronics and Communications Engineering
MastCIP: 1410
Median Debt
$16,500
Earnings (5yr)
$120,998
Lifetime Value Added
+$580k
English Language and Literature, General
MastCIP: 2301
Median Debt
-
Earnings (5yr)
$55,009
Lifetime Value Added
+$8k
Industrial Engineering
MastCIP: 1435
Median Debt
$30,641
Earnings (2yr)
$87,604
Lifetime Value Added
+$340k
Mechanical Engineering
MastCIP: 1419
Median Debt
$20,213
Earnings (5yr)
$97,490
Lifetime Value Added
+$379k
Public Administration
MastCIP: 4404
Median Debt
$28,500
Earnings (5yr)
$59,410
Lifetime Value Added
+$48k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$41,000
Earnings (5yr)
$133,178
Lifetime Value Added
+$683k
Social Work
MastCIP: 4407
Median Debt
$41,000
Earnings (5yr)
$61,970
Lifetime Value Added
+$71k
Special Education and Teaching
MastCIP: 1310
Median Debt
$39,539
Earnings (5yr)
$61,038
Lifetime Value Added
+$63k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$25,719
Earnings (5yr)
$60,059
Lifetime Value Added
+$54k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.