College ROI

Smarter Choices, Brighter Futures
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Biola University

La Mirada, CA 3,390 Undergrads 67.8% Grad Rate
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Total Cost
$58,430
Sticker Price
Avg Net Price
$28,101
After Aid
Median Earnings
$56,778
10yr Post-Entry

Vs. Peer Institutions

Net Price$28,101
Peer Midpoint: $19,729.5
Earnings (10yr)$56,778
Peer Midpoint: $53,747
Graduation Rate67.8%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients26.2%
Enrollment Status
Full-Time92.2%
Economic Outcomes
Earn More than HS70.0%

Admissions Profile

Acceptance
60.1%
SAT Avg
1,258
SAT Reading
25th: 58062675th: 690
SAT Math
25th: 55060075th: 670
ACT Composite
25th: 242675th: 30

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$492k
+$95k
+$7k
Median Cost$28k/yr
+$390k
-$6k
-$94k
Full Cost$58k/yr
+$281k
-$115k
-$203k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
55
Median Cost$28k/yr
Never
-93%
Full Cost$58k/yr
Never
-97%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-86%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-86%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Bible/Biblical Studies
BachCIP: 3902
Median Debt
$27,000
Earnings (5yr)
$49,524
Lifetime Value Added
-$144k
Biology, General
BachCIP: 2601
Median Debt
$25,000
Earnings (5yr)
$58,547
Lifetime Value Added
-$71k
Business/Commerce, General
BachCIP: 5201
Median Debt
$21,500
Earnings (5yr)
$69,000
Lifetime Value Added
+$10k
Communication and Media Studies
BachCIP: 0901
Median Debt
$21,500
Earnings (5yr)
$59,996
Lifetime Value Added
-$59k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$26,522
Earnings (5yr)
$76,744
Lifetime Value Added
+$68k
Computer Science
BachCIP: 1107
Median Debt
$24,906
Earnings (2yr)
$47,260
Lifetime Value Added
-$139k
English Language and Literature, General
BachCIP: 2301
Median Debt
$24,500
Earnings (5yr)
$48,370
Lifetime Value Added
-$154k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$27,000
Earnings (5yr)
$43,209
Lifetime Value Added
-$197k
Intercultural/Multicultural and Diversity Studies
BachCIP: 3023
Median Debt
$22,500
Earnings (5yr)
$43,599
Lifetime Value Added
-$193k
Journalism
BachCIP: 0904
Median Debt
$27,000
Earnings (5yr)
$37,551
Lifetime Value Added
-$244k
Music
BachCIP: 5009
Median Debt
$26,417
Earnings (2yr)
$39,369
Lifetime Value Added
-$209k
Political Science and Government
BachCIP: 4510
Median Debt
$24,344
Earnings (5yr)
$76,335
Lifetime Value Added
+$65k
Psychology, General
BachCIP: 4201
Median Debt
$23,250
Earnings (5yr)
$51,956
Lifetime Value Added
-$124k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
$20,000
Earnings (2yr)
$33,993
Lifetime Value Added
-$257k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
$21,500
Earnings (5yr)
$44,124
Lifetime Value Added
-$189k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$29,000
Earnings (5yr)
$88,061
Lifetime Value Added
+$153k
Religious Education
BachCIP: 3904
Median Debt
$25,437
Earnings (5yr)
$41,982
Lifetime Value Added
-$207k
Sociology
BachCIP: 4511
Median Debt
$25,000
Earnings (5yr)
$54,914
Lifetime Value Added
-$100k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$25,594
Earnings (5yr)
$53,454
Lifetime Value Added
-$112k

Master's Degrees

Bible/Biblical Studies
MastCIP: 3902
Median Debt
$29,727
Earnings (5yr)
$40,757
Lifetime Value Added
-$140k
Business/Commerce, General
MastCIP: 5201
Median Debt
-
Earnings (2yr)
$90,856
Lifetime Value Added
+$357k
Education, General
MastCIP: 1301
Median Debt
$19,797
Earnings (5yr)
$67,062
Lifetime Value Added
+$104k
Philosophy and Religious Studies, Other
MastCIP: 3899
Median Debt
$43,500
Earnings (5yr)
$76,926
Lifetime Value Added
+$190k
Teaching English or French as a Second or Foreign Language
MastCIP: 1314
Median Debt
-
Earnings (2yr)
$47,260
Lifetime Value Added
-$50k
Theological and Ministerial Studies
MastCIP: 3906
Median Debt
$34,327
Earnings (5yr)
$51,063
Lifetime Value Added
-$42k
Theology and Religious Vocations, Other
MastCIP: 3999
Median Debt
-
Earnings (5yr)
$53,899
Lifetime Value Added
-$15k

Doctoral Degrees

Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
$152,555
Earnings (5yr)
$98,460
Lifetime Value Added
+$184k
Missions/Missionary Studies and Missiology
DocCIP: 3903
Median Debt
-
Earnings (2yr)
$63,328
Lifetime Value Added
-$45k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.