College ROI

Smarter Choices, Brighter Futures
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Bluffton University

Bluffton, OH 582 Undergrads 57.8% Grad Rate
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Total Cost
$51,862
Sticker Price
Avg Net Price
$19,943
After Aid
Median Earnings
$49,053
4yr Post-Grad

Vs. Peer Institutions

Net Price$19,943
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$49,053
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$49,547
Peer Midpoint: $53,763
Graduation Rate57.8%
Peer Midpoint: 58.9%
Average Starting Age21.2
Socio-Economic Diversity
Pell Grant Recipients41.5%
Enrollment Status
Full-Time98.8%
Economic Outcomes
Earn More than HS74.6%

Admissions Profile

Acceptance
67.2%
SAT Avg
976
SAT Reading
25th: 430-75th: 550
SAT Math
25th: 430-75th: 580
ACT Composite
25th: 16-75th: 22

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$446k
-$21k
-$39k
Median Cost$20k/yr
+$374k
-$93k
-$110k
Full Cost$52k/yr
+$259k
-$208k
-$225k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$20k/yr
Never
-154%
Full Cost$52k/yr
Never
-121%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-126%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-94%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (4yr)
$62,315
Natl Median: $76,194
Lifetime Value Added
-$2k
Bible/Biblical Studies
BachCIP: 3902
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,533
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$27,000
Earnings (4yr)
$57,308
Natl Median: $68,257
Lifetime Value Added
-$42k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,359
Lifetime Value Added
N/A
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,374
Lifetime Value Added
N/A
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,378
Lifetime Value Added
N/A
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Foods, Nutrition, and Related Services
BachCIP: 1905
Median Debt
$25,000
Earnings (4yr)
$47,378
Natl Median: $54,945
Lifetime Value Added
-$125k
Health/Medical Preparatory Programs
BachCIP: 5111
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,911
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,568
Lifetime Value Added
N/A
Human Resources Management and Services
BachCIP: 5210
Median Debt
-
Earnings (4yr)
$76,243
Natl Median: $68,069
Lifetime Value Added
+$105k
Journalism
BachCIP: 0904
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,278
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,303
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Pastoral Counseling and Specialized Ministries
BachCIP: 3907
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,915
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings (4yr)
$42,742
Natl Median: $50,706
Lifetime Value Added
-$164k
Public Health
BachCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,808
Lifetime Value Added
N/A
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,560
Lifetime Value Added
N/A
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,497
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
-
Earnings (4yr)
-
Natl Median: $88,910
Lifetime Value Added
N/A
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,471
Lifetime Value Added
N/A
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
-
Earnings (4yr)
$55,073
Natl Median: $51,790
Lifetime Value Added
-$60k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (4yr)
$41,602
Natl Median: $50,499
Lifetime Value Added
-$174k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$27,000
Earnings (4yr)
$44,920
Natl Median: $54,562
Lifetime Value Added
-$145k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (4yr)
$44,290
Natl Median: $47,382
Lifetime Value Added
-$151k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A
Teaching English or French as a Second or Foreign Language
BachCIP: 1314
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,259
Lifetime Value Added
N/A

Post-Baccalaureate Certificates

Dietetics and Clinical Nutrition Services
PB-CertCIP: 5131
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,571
Lifetime Value Added
N/A

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$37,330
Earnings (4yr)
$74,947
Natl Median: $103,485
Lifetime Value Added
-$16k
Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,824
Lifetime Value Added
N/A
Human Resources Management and Services
MastCIP: 5210
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,558
Lifetime Value Added
N/A

Graduate Certificates

Special Education and Teaching
Gr-CertCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,147
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Subject Areas
Gr-CertCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,444
Lifetime Value Added
N/A

Other Programs

Special Education and Teaching
DegCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,406
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
DegCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,802
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.