College ROI

Smarter Choices, Brighter Futures
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College of Saint Benedict

Saint Joseph, MN 1,392 Undergrads 81.3% Grad Rate
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Total Cost
$66,878
Sticker Price
Avg Net Price
$28,065
After Aid
Median Earnings
$63,260
10yr Post-Entry

Vs. Peer Institutions

Net Price$28,065
Peer Midpoint: $19,729.5
Earnings (10yr)$63,260
Peer Midpoint: $53,747
Graduation Rate81.3%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients19.9%
Enrollment Status
Full-Time99.5%
Economic Outcomes
Earn More than HS87.3%

Admissions Profile

Acceptance
91.4%
SAT Avg
1,185
SAT Reading
25th: 47059575th: 610
SAT Math
25th: 48057075th: 610
ACT Composite
25th: 212475th: 27

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$542k
+$146k
+$58k
Median Cost$28k/yr
+$441k
+$45k
-$43k
Full Cost$67k/yr
+$301k
-$95k
-$183k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
37
Median Cost$28k/yr
Never
-43%
Full Cost$67k/yr
Never
-76%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-50%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-78%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$26,323
Earnings (5yr)
$81,021
Lifetime Value Added
+$101k
Biology, General
BachCIP: 2601
Median Debt
$23,965
Earnings (5yr)
$61,318
Lifetime Value Added
-$49k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$27,000
Earnings (5yr)
$77,647
Lifetime Value Added
+$75k
Communication and Media Studies
BachCIP: 0901
Median Debt
$27,000
Earnings (5yr)
$63,773
Lifetime Value Added
-$30k
English Language and Literature, General
BachCIP: 2301
Median Debt
$27,000
Earnings (5yr)
$56,266
Lifetime Value Added
-$89k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (2yr)
$47,260
Lifetime Value Added
-$139k
Nutrition Sciences
BachCIP: 3019
Median Debt
$26,250
Earnings (5yr)
$58,025
Lifetime Value Added
-$75k
Political Science and Government
BachCIP: 4510
Median Debt
$27,000
Earnings (2yr)
$27,295
Lifetime Value Added
-$318k
Psychology, General
BachCIP: 4201
Median Debt
$26,816
Earnings (5yr)
$54,904
Lifetime Value Added
-$100k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$27,000
Earnings (5yr)
$75,929
Lifetime Value Added
+$62k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (5yr)
$56,210
Lifetime Value Added
-$89k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$26,943
Earnings (5yr)
$44,930
Lifetime Value Added
-$182k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.