College ROI

Smarter Choices, Brighter Futures
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Concord University

Athens, WV 1,394 Undergrads 44.1% Grad Rate
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Total Cost
$18,969
Sticker Price
Avg Net Price
$9,983
After Aid
Median Earnings
$42,703
10yr Post-Entry

Vs. Peer Institutions

Net Price$9,983
Peer Midpoint: $19,729.5
Earnings (10yr)$42,703
Peer Midpoint: $53,747
Graduation Rate44.1%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients48.2%
Enrollment Status
Full-Time95.7%
Economic Outcomes
Earn More than HS56.4%

Admissions Profile

Acceptance
89.6%
SAT Avg
980
SAT Reading
25th: 44052075th: 550
SAT Math
25th: 40049075th: 530
ACT Composite
25th: 172175th: 22

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$378k
-$19k
-$107k
Median Cost$10k/yr
+$342k
-$55k
-$143k
Full Cost$19k/yr
+$309k
-$87k
-$175k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$10k/yr
Never
-397%
Full Cost$19k/yr
Never
-256%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-340%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-123%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Biology, General
BachCIP: 2601
Median Debt
$22,834
Earnings (5yr)
$64,917
Lifetime Value Added
+$44k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$18,354
Earnings (5yr)
$41,895
Lifetime Value Added
-$142k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (2yr)
$27,397
Lifetime Value Added
-$252k
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$39,424
Lifetime Value Added
-$163k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$15,869
Earnings (5yr)
$37,562
Lifetime Value Added
-$179k
Psychology, General
BachCIP: 4201
Median Debt
$16,699
Earnings (5yr)
$41,121
Lifetime Value Added
-$149k
Social Work
BachCIP: 4407
Median Debt
$16,181
Earnings (5yr)
$44,345
Lifetime Value Added
-$122k
Specialized Sales, Merchandising and Marketing Operations
BachCIP: 5219
Median Debt
-
Earnings (5yr)
$44,725
Lifetime Value Added
-$119k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$18,721
Earnings (5yr)
$45,504
Lifetime Value Added
-$112k

Master's Degrees

Education, General
MastCIP: 1301
Median Debt
-
Earnings (5yr)
$51,473
Lifetime Value Added
-$4k
Public Health
MastCIP: 5122
Median Debt
-
Earnings (5yr)
$56,693
Lifetime Value Added
+$44k
Social Work
MastCIP: 4407
Median Debt
$26,750
Earnings (5yr)
$53,065
Lifetime Value Added
+$10k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.