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Concordia University Ann Arbor
Ann Arbor, MI 918 Undergrads 53.4% Grad Rate
Total Cost
$50,378
Sticker Price
Avg Net Price
$26,409
After Aid
Median Earnings
$56,075
10yr Post-Entry
Vs. Peer Institutions
Net Price$26,409
Peer Midpoint: $19,729.5
Earnings (10yr)$56,075
Peer Midpoint: $53,747
Graduation Rate53.4%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients27.9%
Enrollment Status
Full-Time97.2%
Economic Outcomes
Earn More than HS79.3%
Admissions Profile
Acceptance
72.1%
SAT Avg
1,250
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: 192175th: 29
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$486k
+$90k
+$2k
Median Cost$26k/yr
+$391k
-$5k
-$93k
Full Cost$50k/yr
+$305k
-$92k
-$180k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
62
∞
Median Cost$26k/yr
Never
-98%
Full Cost$50k/yr
Never
-99%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-89%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-85%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$27,000
Earnings (5yr)
$75,233
Lifetime Value Added
+$63k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$26,000
Earnings (5yr)
$52,839
Lifetime Value Added
-$111k
Biology, General
BachCIP: 2601
Median Debt
$25,000
Earnings (5yr)
$73,527
Lifetime Value Added
+$50k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$26,000
Earnings (5yr)
$70,737
Lifetime Value Added
+$29k
Business/Commerce, General
BachCIP: 5201
Median Debt
-
Earnings (2yr)
$31,133
Lifetime Value Added
-$277k
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (5yr)
$69,530
Lifetime Value Added
+$20k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$26,000
Earnings (5yr)
$56,665
Lifetime Value Added
-$80k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$25,260
Earnings (2yr)
$49,631
Lifetime Value Added
-$112k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$26,000
Earnings (5yr)
$53,771
Lifetime Value Added
-$103k
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
-
Earnings (2yr)
$38,491
Lifetime Value Added
-$210k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$25,789
Earnings (5yr)
$68,470
Lifetime Value Added
+$12k
Marketing
BachCIP: 5214
Median Debt
$25,696
Earnings (5yr)
$62,299
Lifetime Value Added
-$35k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$26,000
Earnings (5yr)
$45,357
Lifetime Value Added
-$173k
Psychology, General
BachCIP: 4201
Median Debt
$26,500
Earnings (5yr)
$45,302
Lifetime Value Added
-$173k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$26,000
Earnings (5yr)
$83,546
Lifetime Value Added
+$125k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$26,000
Earnings (5yr)
$50,230
Lifetime Value Added
-$132k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$28,000
Earnings (5yr)
$46,891
Lifetime Value Added
-$160k
Theological and Ministerial Studies
BachCIP: 3906
Median Debt
$25,000
Earnings (5yr)
$69,831
Lifetime Value Added
+$23k
Master's Degrees
Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
-
Earnings (5yr)
$131,654
Lifetime Value Added
+$661k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$25,117
Earnings (5yr)
$93,040
Lifetime Value Added
+$331k
Curriculum and Instruction
MastCIP: 1303
Median Debt
$24,113
Earnings (5yr)
$60,936
Lifetime Value Added
+$53k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$22,633
Earnings (5yr)
$66,706
Lifetime Value Added
+$104k
Finance and Financial Management Services
MastCIP: 5208
Median Debt
-
Earnings (2yr)
$72,899
Lifetime Value Added
+$196k
Human Resources Management and Services
MastCIP: 5210
Median Debt
$32,548
Earnings (2yr)
$38,289
Lifetime Value Added
-$138k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.