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Concordia University-Saint Paul
Saint Paul, MN 2,786 Undergrads 59.9% Grad Rate
Total Cost
$34,495
Sticker Price
Avg Net Price
$17,566
After Aid
Median Earnings
$59,871
10yr Post-Entry
Vs. Peer Institutions
Net Price$17,566
Peer Midpoint: $19,729.5
Earnings (10yr)$59,871
Peer Midpoint: $53,747
Graduation Rate59.9%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients38.1%
Enrollment Status
Full-Time74.3%
Economic Outcomes
Earn More than HS78.3%
Admissions Profile
Acceptance
74.9%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$516k
+$119k
+$32k
Median Cost$18k/yr
+$453k
+$56k
-$32k
Full Cost$34k/yr
+$392k
-$5k
-$93k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
42
∞
Median Cost$18k/yr
Never
-50%
Full Cost$34k/yr
Never
-75%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-41%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-67%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$15,371
Earnings (5yr)
$61,964
Lifetime Value Added
-$6k
Biology, General
BachCIP: 2601
Median Debt
$25,393
Earnings (5yr)
$67,827
Lifetime Value Added
+$39k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$18,422
Earnings (5yr)
$74,551
Lifetime Value Added
+$90k
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (2yr)
$38,289
Lifetime Value Added
-$180k
Computer Science
BachCIP: 1107
Median Debt
$27,754
Earnings (2yr)
$62,012
Lifetime Value Added
+$24k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$23,112
Earnings (5yr)
$69,579
Lifetime Value Added
+$53k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (2yr)
$23,351
Lifetime Value Added
-$316k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$22,011
Earnings (5yr)
$73,697
Lifetime Value Added
+$83k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$21,945
Earnings (5yr)
$46,903
Lifetime Value Added
-$128k
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
$20,375
Earnings (5yr)
$40,011
Lifetime Value Added
-$186k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$20,832
Earnings (5yr)
$66,062
Lifetime Value Added
+$26k
Marketing
BachCIP: 5214
Median Debt
$17,694
Earnings (5yr)
$61,078
Lifetime Value Added
-$13k
Psychology, General
BachCIP: 4201
Median Debt
$15,393
Earnings (5yr)
$55,398
Lifetime Value Added
-$58k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$20,000
Earnings (5yr)
$46,919
Lifetime Value Added
-$128k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (5yr)
$54,745
Lifetime Value Added
-$63k
Theological and Ministerial Studies
BachCIP: 3906
Median Debt
-
Earnings (5yr)
$81,096
Lifetime Value Added
+$139k
Master's Degrees
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$31,500
Earnings (5yr)
$104,089
Lifetime Value Added
+$442k
Criminal Justice and Corrections
MastCIP: 4301
Median Debt
$24,701
Earnings (5yr)
$90,584
Lifetime Value Added
+$326k
Education, Other
MastCIP: 1399
Median Debt
$16,000
Earnings (5yr)
$71,810
Lifetime Value Added
+$165k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
$32,175
Earnings (5yr)
$58,682
Lifetime Value Added
+$49k
Human Resources Management and Services
MastCIP: 5210
Median Debt
$27,000
Earnings (5yr)
$81,217
Lifetime Value Added
+$246k
Human Services, General
MastCIP: 4400
Median Debt
$41,000
Earnings (5yr)
$51,499
Lifetime Value Added
-$18k
Public Relations, Advertising, and Applied Communication
MastCIP: 0909
Median Debt
-
Earnings (2yr)
$59,417
Lifetime Value Added
+$88k
Special Education and Teaching
MastCIP: 1310
Median Debt
$23,000
Earnings (2yr)
$52,941
Lifetime Value Added
+$26k
Graduate Certificates
Education, Other
Gr-CertCIP: 1399
Median Debt
-
Earnings (2yr)
$69,338
Lifetime Value Added
+$257k
Special Education and Teaching
Gr-CertCIP: 1310
Median Debt
-
Earnings (5yr)
$75,327
Lifetime Value Added
+$273k
Professional Degrees
Educational Administration and Supervision
ProfCIP: 1304
Median Debt
-
Earnings (5yr)
$106,628
Lifetime Value Added
+$281k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.