College ROI

Smarter Choices, Brighter Futures
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CUNY Bernard M Baruch College

New York, NY 15,734 Undergrads 69.5% Grad Rate
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Total Cost
$13,521
Sticker Price
Avg Net Price
$2,978
After Aid
Median Earnings
$75,971
10yr Post-Entry

Vs. Peer Institutions

Net Price$2,978
Peer Midpoint: $19,729.5
Earnings (10yr)$75,971
Peer Midpoint: $53,747
Graduation Rate69.5%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients55.1%
Enrollment Status
Full-Time82.0%
Economic Outcomes
Earn More than HS77.0%

Admissions Profile

Acceptance
50.5%
SAT Avg
1,310
SAT Reading
25th: 600-75th: 680
SAT Math
25th: 610-75th: 730
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$637k
+$240k
+$153k
Median Cost$3k/yr
+$626k
+$230k
+$142k
Full Cost$14k/yr
+$588k
+$192k
+$104k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
29
Median Cost$3k/yr
31
1324%
Full Cost$14k/yr
35
214%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return506%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return112%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$11,000
Earnings (5yr)
$88,833
Lifetime Value Added
+$249k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$12,000
Earnings (5yr)
$68,206
Lifetime Value Added
+$95k
Business/Corporate Communications
BachCIP: 5205
Median Debt
$11,640
Earnings (5yr)
$67,675
Lifetime Value Added
+$91k
Business/Managerial Economics
BachCIP: 5206
Median Debt
$13,666
Earnings (5yr)
$75,760
Lifetime Value Added
+$151k
Clinical, Counseling and Applied Psychology
BachCIP: 4228
Median Debt
-
Earnings (5yr)
$55,215
Lifetime Value Added
-$7k
Economics
BachCIP: 4506
Median Debt
$10,450
Earnings (5yr)
$77,611
Lifetime Value Added
+$165k
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (5yr)
$55,878
Lifetime Value Added
-$2k
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
-
Earnings (5yr)
$65,704
Lifetime Value Added
+$76k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$11,750
Earnings (5yr)
$85,456
Lifetime Value Added
+$224k
General Sales, Merchandising and Related Marketing Operations
BachCIP: 5218
Median Debt
$9,127
Earnings (5yr)
$73,389
Lifetime Value Added
+$134k
Information Science/Studies
BachCIP: 1104
Median Debt
$10,750
Earnings (5yr)
$88,714
Lifetime Value Added
+$248k
International Business
BachCIP: 5211
Median Debt
-
Earnings (5yr)
$80,778
Lifetime Value Added
+$189k
Journalism
BachCIP: 0904
Median Debt
$15,045
Earnings (5yr)
$56,533
Lifetime Value Added
+$3k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (2yr)
$36,852
Lifetime Value Added
-$141k
Management Sciences and Quantitative Methods
BachCIP: 5213
Median Debt
$7,500
Earnings (5yr)
$96,921
Lifetime Value Added
+$310k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (5yr)
$110,111
Lifetime Value Added
+$408k
Music
BachCIP: 5009
Median Debt
-
Earnings (5yr)
$53,767
Lifetime Value Added
-$19k
Political Science and Government
BachCIP: 4510
Median Debt
$11,744
Earnings (5yr)
$60,702
Lifetime Value Added
+$37k
Psychology, General
BachCIP: 4201
Median Debt
$13,051
Earnings (5yr)
$61,820
Lifetime Value Added
+$45k
Public Administration
BachCIP: 4404
Median Debt
$14,159
Earnings (5yr)
$64,011
Lifetime Value Added
+$63k
Real Estate
BachCIP: 5215
Median Debt
-
Earnings (5yr)
$51,968
Lifetime Value Added
-$34k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$19,762
Earnings (5yr)
$114,029
Lifetime Value Added
+$554k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$39,380
Earnings (5yr)
$137,560
Lifetime Value Added
+$754k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$28,245
Earnings (5yr)
$106,856
Lifetime Value Added
+$493k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$27,858
Earnings (5yr)
$82,682
Lifetime Value Added
+$285k
Finance and Financial Management Services
MastCIP: 5208
Median Debt
-
Earnings (5yr)
$148,843
Lifetime Value Added
+$850k
General Sales, Merchandising and Related Marketing Operations
MastCIP: 5218
Median Debt
-
Earnings (5yr)
$126,674
Lifetime Value Added
+$662k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$47,411
Earnings (5yr)
$169,078
Lifetime Value Added
+$1021k
Human Resources Management and Services
MastCIP: 5210
Median Debt
-
Earnings (5yr)
$97,483
Lifetime Value Added
+$412k
Information Science/Studies
MastCIP: 1104
Median Debt
-
Earnings (5yr)
$163,850
Lifetime Value Added
+$977k
International Business
MastCIP: 5211
Median Debt
-
Earnings (5yr)
$131,545
Lifetime Value Added
+$703k
Management Information Systems and Services
MastCIP: 5212
Median Debt
$19,025
Earnings (2yr)
$86,867
Lifetime Value Added
+$367k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
-
Earnings (5yr)
$71,820
Lifetime Value Added
+$192k
Public Administration
MastCIP: 4404
Median Debt
$27,150
Earnings (5yr)
$92,488
Lifetime Value Added
+$369k
Real Estate
MastCIP: 5215
Median Debt
-
Earnings (5yr)
$137,118
Lifetime Value Added
+$750k
Statistics
MastCIP: 2705
Median Debt
-
Earnings (5yr)
$109,814
Lifetime Value Added
+$518k
Taxation
MastCIP: 5216
Median Debt
$16,806
Earnings (5yr)
$127,153
Lifetime Value Added
+$666k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.