College ROI

Smarter Choices, Brighter Futures
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Fitchburg State University

Fitchburg, MA 2,825 Undergrads 59.1% Grad Rate
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Total Cost
$24,517
Sticker Price
Avg Net Price
$15,432
After Aid
Median Earnings
$53,874
10yr Post-Entry

Vs. Peer Institutions

Net Price$15,432
Peer Midpoint: $19,729.5
Earnings (10yr)$53,874
Peer Midpoint: $53,747
Graduation Rate59.1%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients34.3%
Enrollment Status
Full-Time81.5%
Economic Outcomes
Earn More than HS73.0%

Admissions Profile

Acceptance
89.9%
SAT Avg
1,114
SAT Reading
25th: 52054075th: 620
SAT Math
25th: 51054075th: 600
ACT Composite
25th: 192275th: 25

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$468k
+$72k
-$16k
Median Cost$15k/yr
+$413k
+$16k
-$71k
Full Cost$25k/yr
+$380k
-$16k
-$104k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$15k/yr
Never
-129%
Full Cost$25k/yr
Never
-118%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-111%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-78%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Biology, General
BachCIP: 2601
Median Debt
$25,984
Earnings (5yr)
$70,713
Lifetime Value Added
+$69k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$24,250
Earnings (5yr)
$62,928
Lifetime Value Added
+$9k
Communication and Media Studies
BachCIP: 0901
Median Debt
$23,080
Earnings (5yr)
$47,027
Lifetime Value Added
-$119k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$27,000
Earnings (2yr)
$46,087
Lifetime Value Added
-$104k
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (2yr)
$63,005
Lifetime Value Added
+$40k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$23,685
Earnings (5yr)
$61,088
Lifetime Value Added
-$5k
English Language and Literature, General
BachCIP: 2301
Median Debt
$25,107
Earnings (5yr)
$45,015
Lifetime Value Added
-$136k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$26,000
Earnings (5yr)
$67,680
Lifetime Value Added
+$46k
History
BachCIP: 5401
Median Debt
-
Earnings (2yr)
$35,060
Lifetime Value Added
-$202k
Human Services, General
BachCIP: 4400
Median Debt
$25,000
Earnings (5yr)
$53,170
Lifetime Value Added
-$69k
Industrial Production Technologies/Technicians
BachCIP: 1506
Median Debt
$25,020
Earnings (5yr)
$77,888
Lifetime Value Added
+$123k
Multi-/Interdisciplinary Studies, General
BachCIP: 3000
Median Debt
$22,976
Earnings (5yr)
$52,167
Lifetime Value Added
-$77k
Psychology, General
BachCIP: 4201
Median Debt
$26,000
Earnings (5yr)
$47,387
Lifetime Value Added
-$116k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$26,810
Earnings (5yr)
$88,660
Lifetime Value Added
+$203k
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (2yr)
$41,087
Lifetime Value Added
-$148k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$22,785
Earnings (2yr)
$36,848
Lifetime Value Added
-$186k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$18,703
Earnings (5yr)
$102,691
Lifetime Value Added
+$434k
Curriculum and Instruction
MastCIP: 1303
Median Debt
$17,119
Earnings (5yr)
$77,836
Lifetime Value Added
+$221k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (2yr)
$77,536
Lifetime Value Added
+$259k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$27,215
Earnings (5yr)
$56,771
Lifetime Value Added
+$35k
Special Education and Teaching
MastCIP: 1310
Median Debt
$21,659
Earnings (5yr)
$69,942
Lifetime Value Added
+$153k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (5yr)
$59,727
Lifetime Value Added
+$62k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.