College ROI

Smarter Choices, Brighter Futures
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Greenfield Community College

Greenfield, MA 1,232 Undergrads 31.5% Grad Rate
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Total Cost
$13,752
Sticker Price
Avg Net Price
$8,081
After Aid
Median Earnings
$37,132
10yr Post-Entry

Vs. Peer Institutions

Net Price$8,081
Peer Midpoint: $9,014
Earnings (10yr)$37,132
Peer Midpoint: $40,397
Graduation Rate31.5%
Peer Midpoint: 32.9%
Socio-Economic Diversity
Pell Grant Recipients43.6%
Enrollment Status
Full-Time29.1%
Economic Outcomes
Earn More than HS45.3%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$375k
-$14k
-$110k
Median Cost$8k/yr
+$360k
-$29k
-$124k
Full Cost$14k/yr
+$350k
-$39k
-$135k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$8k/yr
Never
-838%
Full Cost$14k/yr
Never
-534%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-845%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-210%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Outdoor Education
CertCIP: 3106
Median Debt
-
Earnings (2yr)
$20,140
Lifetime Value Added
-$235k
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
$6,819
Earnings (5yr)
$59,062
Lifetime Value Added
+$167k

Associate's Degrees

Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (5yr)
$34,663
Lifetime Value Added
-$128k
Business/Commerce, General
AssocCIP: 5201
Median Debt
-
Earnings (5yr)
$51,544
Lifetime Value Added
+$38k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (5yr)
$54,056
Lifetime Value Added
+$62k
Engineering Science
AssocCIP: 1413
Median Debt
-
Earnings (5yr)
$73,465
Lifetime Value Added
+$239k
Film/Video and Photographic Arts
AssocCIP: 5006
Median Debt
-
Earnings (5yr)
$33,277
Lifetime Value Added
-$142k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$9,000
Earnings (5yr)
$37,872
Lifetime Value Added
-$96k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$11,417
Earnings (5yr)
$76,694
Lifetime Value Added
+$268k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.