College ROI

Smarter Choices, Brighter Futures
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Hagerstown Community College

Hagerstown, MD 2,783 Undergrads 33.4% Grad Rate
Share
Total Cost
$11,798
Sticker Price
Avg Net Price
$7,672
After Aid
Median Earnings
$41,615
10yr Post-Entry

Vs. Peer Institutions

Net Price$7,672
Peer Midpoint: $9,014
Earnings (10yr)$41,615
Peer Midpoint: $40,397
Graduation Rate33.4%
Peer Midpoint: 32.9%
Socio-Economic Diversity
Pell Grant Recipients40.3%
Enrollment Status
Full-Time40.6%
Economic Outcomes
Earn More than HS59.3%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$417k
+$28k
-$67k
Median Cost$8k/yr
+$403k
+$14k
-$82k
Full Cost$12k/yr
+$395k
+$6k
-$89k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$8k/yr
Never
-579%
Full Cost$12k/yr
Never
-411%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-621%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-159%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Dental Support Services and Allied Professions
CertCIP: 5106
Median Debt
-
Earnings (2yr)
$27,874
Lifetime Value Added
-$144k
Ground Transportation
CertCIP: 4902
Median Debt
$4,750
Earnings (5yr)
$49,812
Lifetime Value Added
+$73k

Associate's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$18,500
Earnings (5yr)
$58,591
Lifetime Value Added
+$106k
Business/Commerce, General
AssocCIP: 5201
Median Debt
$11,591
Earnings (5yr)
$46,505
Lifetime Value Added
-$10k
Dental Support Services and Allied Professions
AssocCIP: 5106
Median Debt
$13,000
Earnings (2yr)
$53,984
Lifetime Value Added
+$94k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$9,552
Earnings (5yr)
$41,385
Lifetime Value Added
-$60k
Management Information Systems and Services
AssocCIP: 5212
Median Debt
-
Earnings (2yr)
$42,682
Lifetime Value Added
-$22k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$15,000
Earnings (5yr)
$74,472
Lifetime Value Added
+$249k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.