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Harding University
Searcy, AR 3,323 Undergrads 68.7% Grad Rate
Total Cost
$36,385
Sticker Price
Avg Net Price
$20,579
After Aid
Median Earnings
$52,876
10yr Post-Entry
Vs. Peer Institutions
Net Price$20,579
Peer Midpoint: $19,729.5
Earnings (10yr)$52,876
Peer Midpoint: $53,747
Graduation Rate68.7%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients21.7%
Enrollment Status
Full-Time94.3%
Economic Outcomes
Earn More than HS73.2%
Admissions Profile
Acceptance
100.0%
SAT Avg
1,187
SAT Reading
25th: 53059575th: 650
SAT Math
25th: 52058075th: 630
ACT Composite
25th: 212475th: 28
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$460k
+$64k
-$24k
Median Cost$21k/yr
+$386k
-$10k
-$98k
Full Cost$36k/yr
+$330k
-$67k
-$155k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$21k/yr
Never
-132%
Full Cost$36k/yr
Never
-118%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-118%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-87%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$27,000
Earnings (5yr)
$87,632
Lifetime Value Added
+$177k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings (5yr)
$60,387
Lifetime Value Added
-$29k
Bible/Biblical Studies
BachCIP: 3902
Median Debt
$19,913
Earnings (5yr)
$50,841
Lifetime Value Added
-$106k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$27,500
Earnings (5yr)
$65,114
Lifetime Value Added
+$8k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$23,418
Earnings (5yr)
$57,767
Lifetime Value Added
-$50k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$19,338
Earnings (5yr)
$81,011
Lifetime Value Added
+$127k
Computer Science
BachCIP: 1107
Median Debt
$24,149
Earnings (5yr)
$97,126
Lifetime Value Added
+$248k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$24,955
Earnings (5yr)
$54,330
Lifetime Value Added
-$78k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (5yr)
$46,032
Lifetime Value Added
-$146k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$27,250
Earnings (5yr)
$89,324
Lifetime Value Added
+$190k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$24,812
Earnings (5yr)
$63,587
Lifetime Value Added
-$4k
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
-
Earnings (5yr)
$41,883
Lifetime Value Added
-$181k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$26,829
Earnings (5yr)
$48,709
Lifetime Value Added
-$124k
Marketing
BachCIP: 5214
Median Debt
$27,000
Earnings (5yr)
$62,231
Lifetime Value Added
-$15k
Mechanical Engineering
BachCIP: 1419
Median Debt
$27,000
Earnings (5yr)
$79,712
Lifetime Value Added
+$118k
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (5yr)
$44,944
Lifetime Value Added
-$155k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
$26,767
Earnings (5yr)
$50,607
Lifetime Value Added
-$108k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$29,000
Earnings (5yr)
$69,427
Lifetime Value Added
+$41k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (2yr)
$25,194
Lifetime Value Added
-$310k
Social Work
BachCIP: 4407
Median Debt
$29,000
Earnings (5yr)
$43,107
Lifetime Value Added
-$170k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$26,687
Earnings (5yr)
$47,527
Lifetime Value Added
-$134k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$27,000
Earnings (5yr)
$46,567
Lifetime Value Added
-$141k
Master's Degrees
Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
$127,251
Earnings (5yr)
$117,575
Lifetime Value Added
+$552k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$25,230
Earnings (5yr)
$95,838
Lifetime Value Added
+$366k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$54,982
Earnings (5yr)
$46,164
Lifetime Value Added
-$74k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (5yr)
$77,101
Lifetime Value Added
+$205k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
-
Earnings (2yr)
$32,925
Lifetime Value Added
-$183k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
-
Earnings (5yr)
$53,414
Lifetime Value Added
-$6k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$30,750
Earnings (5yr)
$47,603
Lifetime Value Added
-$61k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (5yr)
$52,241
Lifetime Value Added
-$17k
Professional Degrees
Health/Medical Preparatory Programs
ProfCIP: 5111
Median Debt
$221,398
Earnings (5yr)
$143,690
Lifetime Value Added
+$538k
Rehabilitation and Therapeutic Professions
ProfCIP: 5123
Median Debt
-
Earnings (5yr)
$77,737
Lifetime Value Added
+$60k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.