College ROI

Smarter Choices, Brighter Futures
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Heidelberg University

Tiffin, OH 884 Undergrads 54.9% Grad Rate
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Total Cost
$46,640
Sticker Price
Avg Net Price
$21,662
After Aid
Median Earnings
$48,466
10yr Post-Entry

Vs. Peer Institutions

Net Price$21,662
Peer Midpoint: $19,729.5
Earnings (10yr)$48,466
Peer Midpoint: $53,747
Graduation Rate54.9%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients31.9%
Enrollment Status
Full-Time99.3%
Economic Outcomes
Earn More than HS71.1%

Admissions Profile

Acceptance
67.7%
SAT Avg
-
SAT Reading
25th: -55175th: -
SAT Math
25th: -54575th: -
ACT Composite
25th: -2275th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$425k
+$28k
-$60k
Median Cost$22k/yr
+$347k
-$50k
-$137k
Full Cost$47k/yr
+$257k
-$139k
-$227k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$22k/yr
Never
-176%
Full Cost$47k/yr
Never
-135%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-150%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-99%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$27,000
Earnings (5yr)
$72,694
Lifetime Value Added
+$61k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
-
Earnings (5yr)
$57,842
Lifetime Value Added
-$53k
Education, General
BachCIP: 1301
Median Debt
$27,000
Earnings (5yr)
$42,632
Lifetime Value Added
-$178k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$27,000
Earnings (5yr)
$55,764
Lifetime Value Added
-$70k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$27,000
Earnings (5yr)
$50,625
Lifetime Value Added
-$112k
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$43,147
Lifetime Value Added
-$174k
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (5yr)
$57,709
Lifetime Value Added
-$54k
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (5yr)
$44,953
Lifetime Value Added
-$159k

Master's Degrees

Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
-
Earnings (5yr)
$58,612
Lifetime Value Added
+$40k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (2yr)
$39,729
Lifetime Value Added
-$115k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.