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Hudson Valley Community College
Troy, NY 6,359 Undergrads 35.7% Grad Rate
Total Cost
$13,654
Sticker Price
Avg Net Price
$7,118
After Aid
Median Earnings
$45,460
10yr Post-Entry
Vs. Peer Institutions
Net Price$7,118
Peer Midpoint: $9,014
Earnings (10yr)$45,460
Peer Midpoint: $40,397
Graduation Rate35.7%
Peer Midpoint: 32.9%
Socio-Economic Diversity
Pell Grant Recipients41.4%
Enrollment Status
Full-Time70.8%
Economic Outcomes
Earn More than HS66.3%
Admissions Profile
Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$453k
+$64k
-$32k
Median Cost$7k/yr
+$440k
+$51k
-$45k
Full Cost$14k/yr
+$428k
+$39k
-$57k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$7k/yr
Never
-341%
Full Cost$14k/yr
Never
-226%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-293%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-97%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Certificates
Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
-
Earnings (5yr)
$74,403
Lifetime Value Added
+$318k
Associate's Degrees
Accounting and Related Services
AssocCIP: 5203
Median Debt
$12,219
Earnings (5yr)
$49,402
Lifetime Value Added
+$20k
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$13,209
Earnings (5yr)
$72,392
Lifetime Value Added
+$232k
Audiovisual Communications Technologies/Technicians
AssocCIP: 1002
Median Debt
-
Earnings (5yr)
$32,063
Lifetime Value Added
-$152k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$9,500
Earnings (5yr)
$48,280
Lifetime Value Added
+$9k
Civil Engineering Technologies/Technicians
AssocCIP: 1502
Median Debt
-
Earnings (5yr)
$71,076
Lifetime Value Added
+$220k
Computer Software and Media Applications
AssocCIP: 1108
Median Debt
$10,909
Earnings (5yr)
$40,768
Lifetime Value Added
-$65k
Computer/Information Technology Administration and Management
AssocCIP: 1110
Median Debt
-
Earnings (5yr)
$48,608
Lifetime Value Added
+$12k
Construction Engineering Technologies
AssocCIP: 1510
Median Debt
-
Earnings (5yr)
$58,729
Lifetime Value Added
+$108k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
$9,609
Earnings (5yr)
$49,768
Lifetime Value Added
+$23k
Dental Support Services and Allied Professions
AssocCIP: 5106
Median Debt
$16,250
Earnings (5yr)
$52,235
Lifetime Value Added
+$47k
Electrical and Power Transmission Installers
AssocCIP: 4603
Median Debt
$11,995
Earnings (5yr)
$73,989
Lifetime Value Added
+$246k
Electrical Engineering Technologies/Technicians
AssocCIP: 1503
Median Debt
-
Earnings (5yr)
$77,374
Lifetime Value Added
+$276k
Engineering, General
AssocCIP: 1401
Median Debt
$9,935
Earnings (5yr)
$76,708
Lifetime Value Added
+$270k
Fine and Studio Arts
AssocCIP: 5007
Median Debt
-
Earnings (5yr)
$36,040
Lifetime Value Added
-$112k
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (5yr)
$41,797
Lifetime Value Added
-$55k
Health and Physical Education/Fitness
AssocCIP: 3105
Median Debt
-
Earnings (5yr)
$39,992
Lifetime Value Added
-$73k
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)
AssocCIP: 4702
Median Debt
$12,000
Earnings (5yr)
$59,554
Lifetime Value Added
+$116k
Human Development, Family Studies, and Related Services
AssocCIP: 1907
Median Debt
$7,679
Earnings (5yr)
$29,664
Lifetime Value Added
-$176k
Human Services, General
AssocCIP: 4400
Median Debt
$10,946
Earnings (5yr)
$39,867
Lifetime Value Added
-$74k
Industrial Production Technologies/Technicians
AssocCIP: 1506
Median Debt
-
Earnings (5yr)
$82,381
Lifetime Value Added
+$320k
Information Science/Studies
AssocCIP: 1104
Median Debt
$9,317
Earnings (5yr)
$63,937
Lifetime Value Added
+$156k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$8,750
Earnings (5yr)
$39,628
Lifetime Value Added
-$76k
Mechanical Engineering Related Technologies/Technicians
AssocCIP: 1508
Median Debt
-
Earnings (5yr)
$70,905
Lifetime Value Added
+$219k
Mental and Social Health Services and Allied Professions
AssocCIP: 5115
Median Debt
-
Earnings (5yr)
$42,891
Lifetime Value Added
-$44k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$16,100
Earnings (5yr)
$75,478
Lifetime Value Added
+$259k
Vehicle Maintenance and Repair Technologies
AssocCIP: 4706
Median Debt
$10,000
Earnings (5yr)
$59,676
Lifetime Value Added
+$117k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.