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Indiana State University
Terre Haute, IN 6,620 Undergrads 45.3% Grad Rate
Total Cost
$23,475
Sticker Price
Avg Net Price
$12,188
After Aid
Median Earnings
$48,387
10yr Post-Entry
Vs. Peer Institutions
Net Price$12,188
Peer Midpoint: $19,729.5
Earnings (10yr)$48,387
Peer Midpoint: $53,747
Graduation Rate45.3%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients38.6%
Enrollment Status
Full-Time84.3%
Economic Outcomes
Earn More than HS69.9%
Admissions Profile
Acceptance
91.5%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$424k
+$28k
-$60k
Median Cost$12k/yr
+$380k
-$16k
-$104k
Full Cost$23k/yr
+$340k
-$57k
-$145k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$12k/yr
Never
-237%
Full Cost$23k/yr
Never
-171%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-201%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-98%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$19,575
Earnings (5yr)
$64,915
Lifetime Value Added
+$36k
Air Transportation
BachCIP: 4901
Median Debt
$23,480
Earnings (5yr)
$64,669
Lifetime Value Added
+$35k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$25,000
Earnings (5yr)
$51,903
Lifetime Value Added
-$67k
Apparel and Textiles
BachCIP: 1909
Median Debt
$24,389
Earnings (5yr)
$51,884
Lifetime Value Added
-$67k
Biology, General
BachCIP: 2601
Median Debt
$21,000
Earnings (5yr)
$51,199
Lifetime Value Added
-$73k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$21,854
Earnings (5yr)
$52,281
Lifetime Value Added
-$64k
Business/Commerce, General
BachCIP: 5201
Median Debt
$22,265
Earnings (5yr)
$59,886
Lifetime Value Added
-$3k
Chemistry
BachCIP: 4005
Median Debt
$13,000
Earnings (5yr)
$73,702
Lifetime Value Added
+$103k
Communication and Media Studies
BachCIP: 0901
Median Debt
$24,606
Earnings (5yr)
$44,519
Lifetime Value Added
-$128k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$21,750
Earnings (5yr)
$55,106
Lifetime Value Added
-$41k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$22,070
Earnings (5yr)
$64,908
Lifetime Value Added
+$36k
Computer Engineering Technologies/Technicians
BachCIP: 1512
Median Debt
-
Earnings (5yr)
$59,043
Lifetime Value Added
-$10k
Construction Management
BachCIP: 5220
Median Debt
$23,250
Earnings (5yr)
$76,234
Lifetime Value Added
+$122k
Criminology
BachCIP: 4504
Median Debt
$23,250
Earnings (5yr)
$50,821
Lifetime Value Added
-$76k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (5yr)
$32,582
Lifetime Value Added
-$230k
English Language and Literature, General
BachCIP: 2301
Median Debt
$25,493
Earnings (5yr)
$46,410
Lifetime Value Added
-$113k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$19,500
Earnings (5yr)
$68,204
Lifetime Value Added
+$62k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$26,959
Earnings (5yr)
$37,919
Lifetime Value Added
-$184k
Foods, Nutrition, and Related Services
BachCIP: 1905
Median Debt
-
Earnings (2yr)
$45,529
Lifetime Value Added
-$97k
Foreign Languages, Literatures, and Linguistics, Other
BachCIP: 1699
Median Debt
-
Earnings (2yr)
$21,052
Lifetime Value Added
-$318k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$25,000
Earnings (5yr)
$41,169
Lifetime Value Added
-$157k
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$40,519
Lifetime Value Added
-$162k
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
$26,119
Earnings (5yr)
$42,721
Lifetime Value Added
-$143k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$22,500
Earnings (5yr)
$53,760
Lifetime Value Added
-$52k
Insurance
BachCIP: 5217
Median Debt
-
Earnings (5yr)
$66,337
Lifetime Value Added
+$47k
Management Sciences and Quantitative Methods
BachCIP: 5213
Median Debt
-
Earnings (5yr)
$72,284
Lifetime Value Added
+$92k
Marketing
BachCIP: 5214
Median Debt
$23,250
Earnings (5yr)
$59,455
Lifetime Value Added
-$6k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (5yr)
$43,988
Lifetime Value Added
-$133k
Mechanical Engineering Related Technologies/Technicians
BachCIP: 1508
Median Debt
$23,378
Earnings (5yr)
$80,156
Lifetime Value Added
+$151k
Mental and Social Health Services and Allied Professions
BachCIP: 5115
Median Debt
$25,000
Earnings (5yr)
$43,116
Lifetime Value Added
-$140k
Music
BachCIP: 5009
Median Debt
$26,250
Earnings (5yr)
$45,102
Lifetime Value Added
-$124k
Parks, Recreation and Leisure Facilities Management
BachCIP: 3103
Median Debt
$24,622
Earnings (5yr)
$50,136
Lifetime Value Added
-$82k
Political Science and Government
BachCIP: 4510
Median Debt
$25,591
Earnings (5yr)
$45,625
Lifetime Value Added
-$119k
Psychology, General
BachCIP: 4201
Median Debt
$23,193
Earnings (5yr)
$41,506
Lifetime Value Added
-$154k
Quality Control and Safety Technologies/Technicians
BachCIP: 1507
Median Debt
-
Earnings (2yr)
$47,260
Lifetime Value Added
-$82k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$24,582
Earnings (5yr)
$77,079
Lifetime Value Added
+$128k
Social Work
BachCIP: 4407
Median Debt
$23,781
Earnings (5yr)
$46,970
Lifetime Value Added
-$108k
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (5yr)
$45,283
Lifetime Value Added
-$122k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$23,500
Earnings (5yr)
$46,252
Lifetime Value Added
-$114k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$25,500
Earnings (5yr)
$46,163
Lifetime Value Added
-$115k
Master's Degrees
Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
$77,582
Earnings (5yr)
$119,142
Lifetime Value Added
+$581k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$30,294
Earnings (5yr)
$71,895
Lifetime Value Added
+$175k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
-
Earnings (2yr)
$44,384
Lifetime Value Added
-$50k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$36,500
Earnings (5yr)
$55,374
Lifetime Value Added
+$28k
Criminology
MastCIP: 4504
Median Debt
-
Earnings (5yr)
$58,850
Lifetime Value Added
+$60k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$23,110
Earnings (5yr)
$72,403
Lifetime Value Added
+$180k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
$21,813
Earnings (5yr)
$51,845
Lifetime Value Added
-$5k
Human Resources Management and Services
MastCIP: 5210
Median Debt
-
Earnings (5yr)
$81,068
Lifetime Value Added
+$254k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$36,342
Earnings (2yr)
$45,500
Lifetime Value Added
-$39k
Public Administration
MastCIP: 4404
Median Debt
-
Earnings (5yr)
$64,581
Lifetime Value Added
+$112k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$44,211
Earnings (5yr)
$118,231
Lifetime Value Added
+$573k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$61,500
Earnings (5yr)
$73,901
Lifetime Value Added
+$193k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$25,500
Earnings (5yr)
$54,790
Lifetime Value Added
+$23k
Doctoral Degrees
Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
-
Earnings (2yr)
$63,997
Lifetime Value Added
+$18k
Educational Administration and Supervision
DocCIP: 1304
Median Debt
$42,966
Earnings (5yr)
$114,154
Lifetime Value Added
+$355k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.