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Indiana University-Bloomington
Bloomington, IN 36,571 Undergrads 80.9% Grad Rate
Total Cost
$27,361
Sticker Price
Avg Net Price
$15,342
After Aid
Median Earnings
$63,742
10yr Post-Entry
Vs. Peer Institutions
Net Price$15,342
Peer Midpoint: $19,729.5
Earnings (10yr)$63,742
Peer Midpoint: $53,747
Graduation Rate80.9%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients17.2%
Enrollment Status
Full-Time97.8%
Economic Outcomes
Earn More than HS80.1%
Admissions Profile
Acceptance
80.4%
SAT Avg
1,308
SAT Reading
25th: 59063075th: 690
SAT Math
25th: 58064075th: 710
ACT Composite
25th: 272975th: 32
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$546k
+$149k
+$61k
Median Cost$15k/yr
+$491k
+$94k
+$6k
Full Cost$27k/yr
+$447k
+$51k
-$37k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
36
∞
Median Cost$15k/yr
58
11%
Full Cost$27k/yr
Never
-38%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return28%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-44%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Certificates
Business/Commerce, General
CertCIP: 5201
Median Debt
$19,500
Earnings (5yr)
$100,084
Lifetime Value Added
+$555k
International Relations and National Security Studies
CertCIP: 4509
Median Debt
$19,500
Earnings (5yr)
$107,488
Lifetime Value Added
+$625k
Liberal Arts and Sciences, General Studies and Humanities
CertCIP: 2401
Median Debt
$19,841
Earnings (5yr)
$60,512
Lifetime Value Added
+$175k
Bachelor's Degrees
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$26,500
Earnings (5yr)
$69,193
Lifetime Value Added
+$58k
Anthropology
BachCIP: 4502
Median Debt
$14,375
Earnings (5yr)
$39,816
Lifetime Value Added
-$179k
Apparel and Textiles
BachCIP: 1909
Median Debt
$19,500
Earnings (5yr)
$72,226
Lifetime Value Added
+$80k
Arts, Entertainment,and Media Management
BachCIP: 5010
Median Debt
$21,908
Earnings (5yr)
$56,082
Lifetime Value Added
-$45k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
$22,777
Earnings (5yr)
$66,263
Lifetime Value Added
+$35k
Biological and Biomedical Sciences, Other
BachCIP: 2699
Median Debt
$22,843
Earnings (5yr)
$63,641
Lifetime Value Added
+$15k
Biology, General
BachCIP: 2601
Median Debt
$19,500
Earnings (5yr)
$65,677
Lifetime Value Added
+$31k
Business/Commerce, General
BachCIP: 5201
Median Debt
$19,500
Earnings (5yr)
$105,759
Lifetime Value Added
+$331k
Chemistry
BachCIP: 4005
Median Debt
$17,000
Earnings (5yr)
$68,499
Lifetime Value Added
+$52k
Cognitive Science
BachCIP: 3025
Median Debt
-
Earnings (2yr)
$33,993
Lifetime Value Added
-$211k
Communication and Media Studies
BachCIP: 0901
Median Debt
$20,500
Earnings (5yr)
$63,211
Lifetime Value Added
+$12k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$20,250
Earnings (5yr)
$58,366
Lifetime Value Added
-$26k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$19,500
Earnings (5yr)
$90,630
Lifetime Value Added
+$218k
Computer Science
BachCIP: 1107
Median Debt
$19,366
Earnings (5yr)
$109,758
Lifetime Value Added
+$361k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$16,882
Earnings (5yr)
$59,407
Lifetime Value Added
-$18k
Design and Applied Arts
BachCIP: 5004
Median Debt
$20,500
Earnings (5yr)
$49,921
Lifetime Value Added
-$95k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$21,988
Earnings (5yr)
$35,778
Lifetime Value Added
-$214k
East Asian Languages, Literatures, and Linguistics
BachCIP: 1603
Median Debt
$21,500
Earnings (5yr)
$27,592
Lifetime Value Added
-$284k
Economics
BachCIP: 4506
Median Debt
$19,500
Earnings (5yr)
$86,586
Lifetime Value Added
+$188k
English Language and Literature, General
BachCIP: 2301
Median Debt
$16,227
Earnings (5yr)
$48,352
Lifetime Value Added
-$108k
Ethnic, Cultural Minority, Gender, and Group Studies
BachCIP: 0502
Median Debt
$17,500
Earnings (5yr)
$49,207
Lifetime Value Added
-$101k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$18,302
Earnings (5yr)
$42,578
Lifetime Value Added
-$156k
Geography and Cartography
BachCIP: 4507
Median Debt
-
Earnings (2yr)
$28,019
Lifetime Value Added
-$265k
Germanic Languages, Literatures, and Linguistics
BachCIP: 1605
Median Debt
-
Earnings (2yr)
$29,685
Lifetime Value Added
-$250k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$19,400
Earnings (5yr)
$61,846
Lifetime Value Added
+$1k
History
BachCIP: 5401
Median Debt
$19,975
Earnings (5yr)
$59,187
Lifetime Value Added
-$20k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
$16,832
Earnings (5yr)
$63,817
Lifetime Value Added
+$17k
Journalism
BachCIP: 0904
Median Debt
$18,762
Earnings (5yr)
$65,840
Lifetime Value Added
+$32k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$18,000
Earnings (5yr)
$47,380
Lifetime Value Added
-$116k
Linguistic, Comparative, and Related Language Studies and Services
BachCIP: 1601
Median Debt
$18,635
Earnings (2yr)
$25,194
Lifetime Value Added
-$291k
Mathematics
BachCIP: 2701
Median Debt
$20,750
Earnings (5yr)
$78,374
Lifetime Value Added
+$127k
Music
BachCIP: 5009
Median Debt
$20,539
Earnings (5yr)
$42,250
Lifetime Value Added
-$159k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$18,425
Earnings (2yr)
$38,337
Lifetime Value Added
-$172k
Neurobiology and Neurosciences
BachCIP: 2615
Median Debt
$22,802
Earnings (5yr)
$67,819
Lifetime Value Added
+$47k
Parks, Recreation and Leisure Studies
BachCIP: 3101
Median Debt
$19,261
Earnings (5yr)
$50,444
Lifetime Value Added
-$91k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (5yr)
$47,637
Lifetime Value Added
-$114k
Physics
BachCIP: 4008
Median Debt
$21,500
Earnings (2yr)
$42,682
Lifetime Value Added
-$133k
Political Science and Government
BachCIP: 4510
Median Debt
$17,646
Earnings (5yr)
$70,848
Lifetime Value Added
+$70k
Psychology, General
BachCIP: 4201
Median Debt
$19,500
Earnings (5yr)
$57,025
Lifetime Value Added
-$37k
Public Administration
BachCIP: 4404
Median Debt
$19,500
Earnings (5yr)
$74,845
Lifetime Value Added
+$100k
Public Health
BachCIP: 5122
Median Debt
$19,500
Earnings (5yr)
$72,757
Lifetime Value Added
+$84k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
-
Earnings (5yr)
$53,271
Lifetime Value Added
-$67k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$22,442
Earnings (5yr)
$73,873
Lifetime Value Added
+$93k
Religion/Religious Studies
BachCIP: 3802
Median Debt
-
Earnings (2yr)
$31,127
Lifetime Value Added
-$237k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
$13,000
Earnings (5yr)
$62,679
Lifetime Value Added
+$8k
Social Work
BachCIP: 4407
Median Debt
$14,000
Earnings (5yr)
$52,384
Lifetime Value Added
-$75k
Sociology
BachCIP: 4511
Median Debt
$18,982
Earnings (5yr)
$51,247
Lifetime Value Added
-$84k
Special Education and Teaching
BachCIP: 1310
Median Debt
$19,500
Earnings (5yr)
$59,829
Lifetime Value Added
-$15k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$21,500
Earnings (5yr)
$49,210
Lifetime Value Added
-$101k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$20,295
Earnings (5yr)
$50,736
Lifetime Value Added
-$88k
Master's Degrees
Accounting and Related Services
MastCIP: 5203
Median Debt
$32,000
Earnings (5yr)
$110,689
Lifetime Value Added
+$503k
Arts, Entertainment,and Media Management
MastCIP: 5010
Median Debt
-
Earnings (5yr)
$54,367
Lifetime Value Added
+$13k
Business/Commerce, General
MastCIP: 5201
Median Debt
$41,000
Earnings (5yr)
$157,852
Lifetime Value Added
+$903k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
-
Earnings (5yr)
$63,320
Lifetime Value Added
+$95k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$32,700
Earnings (5yr)
$71,560
Lifetime Value Added
+$167k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
$33,250
Earnings (5yr)
$51,900
Lifetime Value Added
-$10k
Human Computer Interaction
MastCIP: 3031
Median Debt
$41,000
Earnings (5yr)
$152,440
Lifetime Value Added
+$857k
Library Science and Administration
MastCIP: 2501
Median Debt
$41,000
Earnings (5yr)
$53,749
Lifetime Value Added
+$7k
Music
MastCIP: 5009
Median Debt
$41,000
Earnings (5yr)
$36,393
Lifetime Value Added
-$159k
Natural Resources Conservation and Research
MastCIP: 0301
Median Debt
$42,422
Earnings (5yr)
$74,764
Lifetime Value Added
+$194k
Public Administration
MastCIP: 4404
Median Debt
$41,000
Earnings (5yr)
$87,640
Lifetime Value Added
+$305k
Public Health
MastCIP: 5122
Median Debt
$40,849
Earnings (5yr)
$71,441
Lifetime Value Added
+$166k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$19,500
Earnings (5yr)
$56,616
Lifetime Value Added
+$34k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (5yr)
$53,239
Lifetime Value Added
+$2k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$29,500
Earnings (5yr)
$55,076
Lifetime Value Added
+$19k
Graduate Certificates
Business/Commerce, General
Gr-CertCIP: 5201
Median Debt
-
Earnings (2yr)
$66,915
Lifetime Value Added
+$235k
Liberal Arts and Sciences, General Studies and Humanities
Gr-CertCIP: 2401
Median Debt
-
Earnings (5yr)
$108,507
Lifetime Value Added
+$585k
Doctoral Degrees
Anthropology
DocCIP: 4502
Median Debt
-
Earnings (5yr)
$70,524
Lifetime Value Added
+$26k
Chemistry
DocCIP: 4005
Median Debt
-
Earnings (5yr)
$107,907
Lifetime Value Added
+$298k
Communication and Media Studies
DocCIP: 0901
Median Debt
-
Earnings (2yr)
$61,814
Lifetime Value Added
-$11k
Curriculum and Instruction
DocCIP: 1303
Median Debt
-
Earnings (5yr)
$68,911
Lifetime Value Added
+$14k
English Language and Literature, General
DocCIP: 2301
Median Debt
-
Earnings (5yr)
$65,373
Lifetime Value Added
-$12k
History
DocCIP: 5401
Median Debt
-
Earnings (2yr)
$53,358
Lifetime Value Added
-$80k
Music
DocCIP: 5009
Median Debt
$64,754
Earnings (5yr)
$61,058
Lifetime Value Added
-$45k
Romance Languages, Literatures, and Linguistics
DocCIP: 1609
Median Debt
-
Earnings (2yr)
$45,529
Lifetime Value Added
-$146k
Sociology
DocCIP: 4511
Median Debt
-
Earnings (2yr)
$74,576
Lifetime Value Added
+$89k
Student Counseling and Personnel Services
DocCIP: 1311
Median Debt
-
Earnings (2yr)
$52,941
Lifetime Value Added
-$83k
Professional Degrees
Communication Disorders Sciences and Services
ProfCIP: 5102
Median Debt
-
Earnings (5yr)
$81,952
Lifetime Value Added
+$109k
Law
ProfCIP: 2201
Median Debt
$92,000
Earnings (5yr)
$101,126
Lifetime Value Added
+$249k
Optometry
ProfCIP: 5117
Median Debt
$177,626
Earnings (5yr)
$128,199
Lifetime Value Added
+$445k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.