College ROI

Smarter Choices, Brighter Futures
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Indiana University of Pennsylvania-Main Campus

Indiana, PA 6,893 Undergrads 56.3% Grad Rate
Share
Total Cost
$26,405
Sticker Price
Avg Net Price
$17,216
After Aid
Median Earnings
$51,019
10yr Post-Entry

Vs. Peer Institutions

Net Price$17,216
Peer Midpoint: $19,729.5
Earnings (10yr)$51,019
Peer Midpoint: $53,747
Graduation Rate56.3%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients37.9%
Enrollment Status
Full-Time93.8%
Economic Outcomes
Earn More than HS71.4%

Admissions Profile

Acceptance
91.2%
SAT Avg
1,052
SAT Reading
25th: 48053075th: 600
SAT Math
25th: 46051075th: 570
ACT Composite
25th: 172175th: 24

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$446k
+$49k
-$39k
Median Cost$17k/yr
+$384k
-$13k
-$101k
Full Cost$26k/yr
+$351k
-$46k
-$134k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$17k/yr
Never
-163%
Full Cost$26k/yr
Never
-141%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-151%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-89%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$26,000
Earnings (5yr)
$66,277
Lifetime Value Added
+$29k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$27,000
Earnings (5yr)
$61,616
Lifetime Value Added
-$7k
Anthropology
BachCIP: 4502
Median Debt
-
Earnings (2yr)
$18,771
Lifetime Value Added
-$357k
Biological and Physical Sciences
BachCIP: 3001
Median Debt
$26,000
Earnings (5yr)
$72,560
Lifetime Value Added
+$76k
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (5yr)
$56,353
Lifetime Value Added
-$49k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$26,125
Earnings (5yr)
$63,021
Lifetime Value Added
+$4k
Chemistry
BachCIP: 4005
Median Debt
$27,000
Earnings (2yr)
$38,289
Lifetime Value Added
-$179k
City/Urban, Community and Regional Planning
BachCIP: 0403
Median Debt
-
Earnings (2yr)
$31,839
Lifetime Value Added
-$237k
Communication and Media Studies
BachCIP: 0901
Median Debt
$26,909
Earnings (5yr)
$45,817
Lifetime Value Added
-$136k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$20,709
Earnings (5yr)
$51,701
Lifetime Value Added
-$87k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$27,000
Earnings (5yr)
$86,866
Lifetime Value Added
+$183k
Criminology
BachCIP: 4504
Median Debt
$27,000
Earnings (5yr)
$54,507
Lifetime Value Added
-$64k
Design and Applied Arts
BachCIP: 5004
Median Debt
$27,000
Earnings (5yr)
$54,226
Lifetime Value Added
-$66k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$26,155
Earnings (5yr)
$23,042
Lifetime Value Added
-$330k
Economics
BachCIP: 4506
Median Debt
$27,000
Earnings (5yr)
$69,353
Lifetime Value Added
+$52k
English Language and Literature, General
BachCIP: 2301
Median Debt
$27,000
Earnings (5yr)
$47,461
Lifetime Value Added
-$122k
Family and Consumer Sciences/Human Sciences, General
BachCIP: 1901
Median Debt
-
Earnings (2yr)
$42,682
Lifetime Value Added
-$140k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$25,447
Earnings (5yr)
$71,998
Lifetime Value Added
+$72k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$25,141
Earnings (5yr)
$48,975
Lifetime Value Added
-$109k
Foods, Nutrition, and Related Services
BachCIP: 1905
Median Debt
$27,000
Earnings (5yr)
$46,020
Lifetime Value Added
-$134k
Geography and Cartography
BachCIP: 4507
Median Debt
-
Earnings (5yr)
$52,182
Lifetime Value Added
-$83k
Geological and Earth Sciences/Geosciences
BachCIP: 4006
Median Debt
-
Earnings (2yr)
$37,208
Lifetime Value Added
-$189k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$27,000
Earnings (5yr)
$49,020
Lifetime Value Added
-$109k
History
BachCIP: 5401
Median Debt
$27,000
Earnings (5yr)
$43,373
Lifetime Value Added
-$156k
Hospitality Administration/Management
BachCIP: 5209
Median Debt
$27,000
Earnings (5yr)
$50,706
Lifetime Value Added
-$95k
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
$26,881
Earnings (5yr)
$39,173
Lifetime Value Added
-$191k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$26,000
Earnings (5yr)
$71,298
Lifetime Value Added
+$67k
International Business
BachCIP: 5211
Median Debt
-
Earnings (5yr)
$77,266
Lifetime Value Added
+$111k
Journalism
BachCIP: 0904
Median Debt
$21,582
Earnings (5yr)
$44,882
Lifetime Value Added
-$143k
Management Information Systems and Services
BachCIP: 5212
Median Debt
$27,000
Earnings (5yr)
$70,821
Lifetime Value Added
+$63k
Marketing
BachCIP: 5214
Median Debt
$25,500
Earnings (5yr)
$57,471
Lifetime Value Added
-$40k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (5yr)
$73,213
Lifetime Value Added
+$81k
Music
BachCIP: 5009
Median Debt
$27,000
Earnings (5yr)
$42,093
Lifetime Value Added
-$167k
Political Science and Government
BachCIP: 4510
Median Debt
$27,000
Earnings (5yr)
$48,648
Lifetime Value Added
-$112k
Psychology, General
BachCIP: 4201
Median Debt
$26,000
Earnings (5yr)
$42,576
Lifetime Value Added
-$163k
Quality Control and Safety Technologies/Technicians
BachCIP: 1507
Median Debt
$26,000
Earnings (5yr)
$81,806
Lifetime Value Added
+$145k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$27,000
Earnings (5yr)
$75,223
Lifetime Value Added
+$96k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
-
Earnings (2yr)
$30,771
Lifetime Value Added
-$247k
Social Sciences, Other
BachCIP: 4599
Median Debt
-
Earnings (2yr)
$41,937
Lifetime Value Added
-$147k
Sociology
BachCIP: 4511
Median Debt
$27,000
Earnings (5yr)
$39,930
Lifetime Value Added
-$185k
Special Education and Teaching
BachCIP: 1310
Median Debt
$27,000
Earnings (5yr)
$52,862
Lifetime Value Added
-$78k
Specialized Sales, Merchandising and Marketing Operations
BachCIP: 5219
Median Debt
$26,000
Earnings (5yr)
$45,733
Lifetime Value Added
-$136k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,000
Earnings (2yr)
$39,741
Lifetime Value Added
-$166k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$20,500
Earnings (5yr)
$76,297
Lifetime Value Added
+$204k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$41,000
Earnings (5yr)
$57,341
Lifetime Value Added
+$37k
Criminology
MastCIP: 4504
Median Debt
$30,750
Earnings (5yr)
$49,276
Lifetime Value Added
-$39k
English Language and Literature, General
MastCIP: 2301
Median Debt
-
Earnings (2yr)
$29,685
Lifetime Value Added
-$211k
Foods, Nutrition, and Related Services
MastCIP: 1905
Median Debt
$31,856
Earnings (2yr)
$50,856
Lifetime Value Added
+$6k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
$29,025
Earnings (5yr)
$48,623
Lifetime Value Added
-$45k
Human Resources Management and Services
MastCIP: 5210
Median Debt
$26,213
Earnings (5yr)
$72,248
Lifetime Value Added
+$169k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$51,250
Earnings (5yr)
$46,757
Lifetime Value Added
-$63k
Public Health
MastCIP: 5122
Median Debt
$35,067
Earnings (2yr)
$47,260
Lifetime Value Added
-$30k
Quality Control and Safety Technologies/Technicians
MastCIP: 1507
Median Debt
$23,047
Earnings (5yr)
$102,134
Lifetime Value Added
+$426k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
-
Earnings (2yr)
$72,796
Lifetime Value Added
+$212k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$41,000
Earnings (5yr)
$52,320
Lifetime Value Added
-$10k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (5yr)
$54,032
Lifetime Value Added
+$6k

Doctoral Degrees

Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
-
Earnings (5yr)
$84,670
Lifetime Value Added
+$122k
English Language and Literature, General
DocCIP: 2301
Median Debt
$57,997
Earnings (5yr)
$83,049
Lifetime Value Added
+$111k
Teacher Education and Professional Development, Specific Levels and Methods
DocCIP: 1312
Median Debt
-
Earnings (2yr)
$75,204
Lifetime Value Added
+$87k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.