College ROI

Smarter Choices, Brighter Futures
Back to Colleges

Inter American University of Puerto Rico-Arecibo

Arecibo, PR 2,275 Undergrads 36.2% Grad Rate
Share
Total Cost
$14,628
Sticker Price
Avg Net Price
$8,036
After Aid
Median Earnings
$24,539
10yr Post-Entry

Vs. Peer Institutions

Net Price$8,036
Peer Midpoint: $19,729.5
Earnings (10yr)$24,539
Peer Midpoint: $53,747
Graduation Rate36.2%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients84.7%
Enrollment Status
Full-Time83.7%
Economic Outcomes
Earn More than HS36.6%

Admissions Profile

Acceptance
37.8%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$225k
-$171k
-$259k
Median Cost$8k/yr
+$196k
-$200k
-$288k
Full Cost$15k/yr
+$173k
-$224k
-$312k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$8k/yr
Never
-996%
Full Cost$15k/yr
Never
-592%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-886%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-225%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Allied Health and Medical Assisting Services
CertCIP: 5108
Median Debt
$3,500
Earnings (5yr)
$15,046
Lifetime Value Added
-$306k
Health and Physical Education/Fitness
CertCIP: 3105
Median Debt
-
Earnings (2yr)
$14,935
Lifetime Value Added
-$297k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (5yr)
$25,351
Lifetime Value Added
-$277k
Biology, General
BachCIP: 2601
Median Debt
$8,250
Earnings (2yr)
$11,851
Lifetime Value Added
-$390k
Biotechnology
BachCIP: 2612
Median Debt
-
Earnings (2yr)
$19,227
Lifetime Value Added
-$320k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
-
Earnings (5yr)
$18,516
Lifetime Value Added
-$337k
Computer Science
BachCIP: 1107
Median Debt
$5,500
Earnings (5yr)
$33,123
Lifetime Value Added
-$210k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$9,500
Earnings (5yr)
$23,189
Lifetime Value Added
-$296k
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
-
Earnings (5yr)
$27,727
Lifetime Value Added
-$256k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$9,500
Earnings (5yr)
$31,922
Lifetime Value Added
-$220k
Social Work
BachCIP: 4407
Median Debt
$9,500
Earnings (5yr)
$25,738
Lifetime Value Added
-$274k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$13,750
Earnings (5yr)
$31,404
Lifetime Value Added
-$225k
Teaching English or French as a Second or Foreign Language
BachCIP: 1314
Median Debt
-
Earnings (2yr)
$21,508
Lifetime Value Added
-$299k

Master's Degrees

Finance and Financial Management Services
MastCIP: 5208
Median Debt
-
Earnings (2yr)
$28,236
Lifetime Value Added
-$209k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$53,531
Earnings (5yr)
$157,407
Lifetime Value Added
+$913k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (5yr)
$28,530
Lifetime Value Added
-$223k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.