College ROI

Smarter Choices, Brighter Futures
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Isothermal Community College

Spindale, NC 1,056 Undergrads 31.0% Grad Rate
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Total Cost
$13,601
Sticker Price
Avg Net Price
$6,723
After Aid
Median Earnings
$33,325
10yr Post-Entry

Vs. Peer Institutions

Net Price$6,723
Peer Midpoint: $16,832
Earnings (10yr)$33,325
Peer Midpoint: $31,349
Graduation Rate31.0%
Peer Midpoint: 66.3%
Socio-Economic Diversity
Pell Grant Recipients56.0%
Enrollment Status
Full-Time52.8%
Economic Outcomes
Earn More than HS46.2%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$360k
+$36k
-$124k
Median Cost$7k/yr
+$354k
+$29k
-$130k
Full Cost$14k/yr
+$348k
+$23k
-$137k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$7k/yr
Never
-2091%
Full Cost$14k/yr
Never
-1084%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-1890%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-408%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Criminal Justice and Corrections
CertCIP: 4301
Median Debt
-
Earnings (5yr)
$27,540
Lifetime Value Added
-$166k
Liberal Arts and Sciences, General Studies and Humanities
CertCIP: 2401
Median Debt
-
Earnings (5yr)
$44,974
Lifetime Value Added
+$22k
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
-
Earnings (5yr)
$52,685
Lifetime Value Added
+$103k

Associate's Degrees

Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (5yr)
$33,389
Lifetime Value Added
-$138k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (5yr)
$37,009
Lifetime Value Added
-$102k
Electrical and Power Transmission Installers
AssocCIP: 4603
Median Debt
-
Earnings (2yr)
$47,260
Lifetime Value Added
+$27k
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (2yr)
$16,663
Lifetime Value Added
-$298k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (5yr)
$35,676
Lifetime Value Added
-$115k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
-
Earnings (5yr)
$72,364
Lifetime Value Added
+$232k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.