College ROI

Smarter Choices, Brighter Futures
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Jefferson Community and Technical College

Louisville, KY 7,105 Undergrads 24.0% Grad Rate
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Total Cost
$13,488
Sticker Price
Avg Net Price
$6,058
After Aid
Median Earnings
$38,171
10yr Post-Entry

Vs. Peer Institutions

Net Price$6,058
Peer Midpoint: $16,832
Earnings (10yr)$38,171
Peer Midpoint: $31,349
Graduation Rate24.0%
Peer Midpoint: 66.3%
Socio-Economic Diversity
Pell Grant Recipients50.4%
Enrollment Status
Full-Time38.4%
Economic Outcomes
Earn More than HS55.3%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$409k
+$84k
-$75k
Median Cost$6k/yr
+$403k
+$79k
-$81k
Full Cost$13k/yr
+$396k
+$72k
-$88k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$6k/yr
Never
-1443%
Full Cost$13k/yr
Never
-703%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-1187%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-274%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
$7,961
Earnings (5yr)
$64,438
Lifetime Value Added
+$223k
Vehicle Maintenance and Repair Technologies
CertCIP: 4706
Median Debt
$9,248
Earnings (5yr)
$44,686
Lifetime Value Added
+$20k

Associate's Degrees

Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
$12,461
Earnings (5yr)
$41,154
Lifetime Value Added
-$59k
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$12,411
Earnings (5yr)
$57,452
Lifetime Value Added
+$98k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$17,739
Earnings (5yr)
$51,597
Lifetime Value Added
+$43k
Computer and Information Sciences, General
AssocCIP: 1101
Median Debt
$12,241
Earnings (5yr)
$55,270
Lifetime Value Added
+$78k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (5yr)
$45,434
Lifetime Value Added
-$17k
Electrical Engineering Technologies/Technicians
AssocCIP: 1503
Median Debt
-
Earnings (2yr)
$57,318
Lifetime Value Added
+$130k
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (5yr)
$49,443
Lifetime Value Added
+$22k
Human Development, Family Studies, and Related Services
AssocCIP: 1907
Median Debt
-
Earnings (5yr)
$34,400
Lifetime Value Added
-$127k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$10,500
Earnings (5yr)
$44,701
Lifetime Value Added
-$24k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$15,995
Earnings (5yr)
$68,555
Lifetime Value Added
+$200k
Vehicle Maintenance and Repair Technologies
AssocCIP: 4706
Median Debt
$10,550
Earnings (5yr)
$56,184
Lifetime Value Added
+$86k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.