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Kutztown University of Pennsylvania
Kutztown, PA 6,348 Undergrads 56.2% Grad Rate
Total Cost
$28,876
Sticker Price
Avg Net Price
$21,205
After Aid
Median Earnings
$53,775
10yr Post-Entry
Vs. Peer Institutions
Net Price$21,205
Peer Midpoint: $19,729.5
Earnings (10yr)$53,775
Peer Midpoint: $53,747
Graduation Rate56.2%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients32.0%
Enrollment Status
Full-Time95.3%
Economic Outcomes
Earn More than HS71.8%
Admissions Profile
Acceptance
94.8%
SAT Avg
1,170
SAT Reading
25th: 54055575th: 650
SAT Math
25th: 53054075th: 620
ACT Composite
25th: -2175th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$468k
+$71k
-$17k
Median Cost$21k/yr
+$391k
-$5k
-$93k
Full Cost$29k/yr
+$364k
-$33k
-$121k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$21k/yr
Never
-122%
Full Cost$29k/yr
Never
-116%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-111%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-81%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Anthropology
BachCIP: 4502
Median Debt
-
Earnings (2yr)
$29,685
Lifetime Value Added
-$271k
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (5yr)
$63,677
Lifetime Value Added
-$6k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$26,000
Earnings (5yr)
$65,101
Lifetime Value Added
+$5k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (2yr)
$49,019
Lifetime Value Added
-$99k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$26,000
Earnings (5yr)
$84,642
Lifetime Value Added
+$152k
Crafts/Craft Design, Folk Art and Artisanry
BachCIP: 5002
Median Debt
-
Earnings (2yr)
$24,267
Lifetime Value Added
-$321k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$26,000
Earnings (5yr)
$56,946
Lifetime Value Added
-$59k
Design and Applied Arts
BachCIP: 5004
Median Debt
$27,000
Earnings (5yr)
$50,452
Lifetime Value Added
-$112k
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (5yr)
$52,157
Lifetime Value Added
-$98k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$27,000
Earnings (5yr)
$38,959
Lifetime Value Added
-$208k
Geography and Cartography
BachCIP: 4507
Median Debt
-
Earnings (5yr)
$51,355
Lifetime Value Added
-$104k
Geological and Earth Sciences/Geosciences
BachCIP: 4006
Median Debt
$25,669
Earnings (5yr)
$71,514
Lifetime Value Added
+$54k
History
BachCIP: 5401
Median Debt
$25,998
Earnings (5yr)
$42,015
Lifetime Value Added
-$182k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (5yr)
$74,472
Lifetime Value Added
+$76k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$25,919
Earnings (5yr)
$54,166
Lifetime Value Added
-$81k
Parks, Recreation and Leisure Studies
BachCIP: 3101
Median Debt
$26,875
Earnings (5yr)
$53,562
Lifetime Value Added
-$86k
Physics
BachCIP: 4008
Median Debt
-
Earnings (2yr)
$36,674
Lifetime Value Added
-$208k
Political Science and Government
BachCIP: 4510
Median Debt
$25,250
Earnings (5yr)
$48,265
Lifetime Value Added
-$130k
Psychology, General
BachCIP: 4201
Median Debt
$26,000
Earnings (5yr)
$46,086
Lifetime Value Added
-$148k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
$26,350
Earnings (5yr)
$44,842
Lifetime Value Added
-$158k
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
$26,000
Earnings (5yr)
$48,905
Lifetime Value Added
-$124k
Social Sciences, General
BachCIP: 4501
Median Debt
-
Earnings (5yr)
$46,855
Lifetime Value Added
-$141k
Social Work
BachCIP: 4407
Median Debt
$25,500
Earnings (5yr)
$44,932
Lifetime Value Added
-$157k
Sociology
BachCIP: 4511
Median Debt
$27,000
Earnings (5yr)
$44,129
Lifetime Value Added
-$164k
Special Education and Teaching
BachCIP: 1310
Median Debt
$27,000
Earnings (5yr)
$57,501
Lifetime Value Added
-$54k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,000
Earnings (5yr)
$50,852
Lifetime Value Added
-$108k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$27,000
Earnings (5yr)
$54,421
Lifetime Value Added
-$79k
Master's Degrees
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (2yr)
$52,941
Lifetime Value Added
+$19k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$58,032
Earnings (5yr)
$57,917
Lifetime Value Added
+$35k
Public Administration
MastCIP: 4404
Median Debt
-
Earnings (2yr)
$49,644
Lifetime Value Added
-$14k
Social Work
MastCIP: 4407
Median Debt
$41,000
Earnings (5yr)
$62,391
Lifetime Value Added
+$76k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$40,859
Earnings (5yr)
$52,837
Lifetime Value Added
-$12k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$24,174
Earnings (5yr)
$59,334
Lifetime Value Added
+$48k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (5yr)
$63,869
Lifetime Value Added
+$89k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.