College ROI

Smarter Choices, Brighter Futures
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Loyola University Chicago

Chicago, IL 11,576 Undergrads 71.5% Grad Rate
Share
Total Cost
$64,167
Sticker Price
Avg Net Price
$35,196
After Aid
Median Earnings
$71,530
10yr Post-Entry

Vs. Peer Institutions

Net Price$35,196
Peer Midpoint: $19,729.5
Earnings (10yr)$71,530
Peer Midpoint: $53,747
Graduation Rate71.5%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients23.0%
Enrollment Status
Full-Time95.9%
Economic Outcomes
Earn More than HS82.6%

Admissions Profile

Acceptance
81.4%
SAT Avg
1,283
SAT Reading
25th: 59064075th: 680
SAT Math
25th: 57062075th: 660
ACT Composite
25th: 273075th: 31

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$604k
+$208k
+$120k
Median Cost$35k/yr
+$478k
+$81k
-$7k
Full Cost$64k/yr
+$373k
-$23k
-$111k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
31
Median Cost$35k/yr
Never
-5%
Full Cost$64k/yr
Never
-48%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return1%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-63%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$22,000
Earnings (5yr)
$93,326
Lifetime Value Added
+$167k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
$25,000
Earnings (5yr)
$65,443
Lifetime Value Added
-$42k
Biology, General
BachCIP: 2601
Median Debt
$25,000
Earnings (5yr)
$67,114
Lifetime Value Added
-$30k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$23,554
Earnings (5yr)
$72,266
Lifetime Value Added
+$9k
Business/Managerial Economics
BachCIP: 5206
Median Debt
$21,899
Earnings (5yr)
$100,568
Lifetime Value Added
+$221k
Communication and Media Studies
BachCIP: 0901
Median Debt
$23,000
Earnings (5yr)
$54,354
Lifetime Value Added
-$130k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$21,295
Earnings (2yr)
$52,107
Lifetime Value Added
-$122k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$24,857
Earnings (5yr)
$69,197
Lifetime Value Added
-$14k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (2yr)
$29,685
Lifetime Value Added
-$322k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$21,500
Earnings (2yr)
$24,730
Lifetime Value Added
-$367k
English Language and Literature, General
BachCIP: 2301
Median Debt
$25,000
Earnings (5yr)
$55,105
Lifetime Value Added
-$124k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$22,000
Earnings (5yr)
$102,491
Lifetime Value Added
+$236k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$21,750
Earnings (5yr)
$79,385
Lifetime Value Added
+$63k
History
BachCIP: 5401
Median Debt
$23,288
Earnings (5yr)
$63,957
Lifetime Value Added
-$54k
Human Resources Management and Services
BachCIP: 5210
Median Debt
-
Earnings (2yr)
$53,358
Lifetime Value Added
-$112k
International Business
BachCIP: 5211
Median Debt
$25,000
Earnings (2yr)
$53,358
Lifetime Value Added
-$112k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
$21,500
Earnings (5yr)
$55,884
Lifetime Value Added
-$118k
Journalism
BachCIP: 0904
Median Debt
$21,125
Earnings (5yr)
$55,384
Lifetime Value Added
-$122k
Management Information Systems and Services
BachCIP: 5212
Median Debt
$24,166
Earnings (5yr)
$119,530
Lifetime Value Added
+$362k
Marketing
BachCIP: 5214
Median Debt
$24,567
Earnings (5yr)
$85,371
Lifetime Value Added
+$107k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$22,808
Earnings (5yr)
$56,939
Lifetime Value Added
-$109k
Philosophy
BachCIP: 3801
Median Debt
$26,000
Earnings (5yr)
$67,470
Lifetime Value Added
-$27k
Political Science and Government
BachCIP: 4510
Median Debt
$23,000
Earnings (5yr)
$68,766
Lifetime Value Added
-$17k
Psychology, General
BachCIP: 4201
Median Debt
$24,960
Earnings (5yr)
$59,090
Lifetime Value Added
-$92k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
$23,250
Earnings (5yr)
$67,395
Lifetime Value Added
-$27k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$25,000
Earnings (5yr)
$86,020
Lifetime Value Added
+$112k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (5yr)
$66,967
Lifetime Value Added
-$31k
Security Science and Technology
BachCIP: 4304
Median Debt
-
Earnings (2yr)
$35,060
Lifetime Value Added
-$273k
Social Work
BachCIP: 4407
Median Debt
$19,589
Earnings (5yr)
$56,302
Lifetime Value Added
-$114k
Sociology
BachCIP: 4511
Median Debt
$20,500
Earnings (5yr)
$61,830
Lifetime Value Added
-$70k
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (2yr)
$45,500
Lifetime Value Added
-$180k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$25,000
Earnings (2yr)
$37,208
Lifetime Value Added
-$254k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (2yr)
$41,565
Lifetime Value Added
-$215k

Post-Baccalaureate Certificates

Legal Support Services
PB-CertCIP: 2203
Median Debt
-
Earnings (5yr)
$62,898
Lifetime Value Added
+$140k

Master's Degrees

Biology, General
MastCIP: 2601
Median Debt
$55,711
Earnings (2yr)
$14,230
Lifetime Value Added
-$408k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$59,409
Earnings (5yr)
$135,295
Lifetime Value Added
+$676k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$59,490
Earnings (5yr)
$73,204
Lifetime Value Added
+$144k
Curriculum and Instruction
MastCIP: 1303
Median Debt
-
Earnings (2yr)
$41,565
Lifetime Value Added
-$121k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$41,000
Earnings (5yr)
$67,737
Lifetime Value Added
+$97k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
-
Earnings (2yr)
$220,906
Lifetime Value Added
+$1503k
Legal Research and Advanced Professional Studies
MastCIP: 2202
Median Debt
$58,186
Earnings (5yr)
$106,476
Lifetime Value Added
+$430k
Pastoral Counseling and Specialized Ministries
MastCIP: 3907
Median Debt
-
Earnings (2yr)
$39,648
Lifetime Value Added
-$141k
Public Health
MastCIP: 5122
Median Debt
$55,713
Earnings (5yr)
$74,043
Lifetime Value Added
+$152k
Radio, Television, and Digital Communication
MastCIP: 0907
Median Debt
$42,384
Earnings (2yr)
$38,289
Lifetime Value Added
-$155k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$59,750
Earnings (5yr)
$124,591
Lifetime Value Added
+$585k
Social Work
MastCIP: 4407
Median Debt
$59,888
Earnings (5yr)
$64,892
Lifetime Value Added
+$72k
Statistics
MastCIP: 2705
Median Debt
-
Earnings (2yr)
$71,015
Lifetime Value Added
+$163k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (2yr)
$68,219
Lifetime Value Added
+$137k

Graduate Certificates

Dietetics and Clinical Nutrition Services
Gr-CertCIP: 5131
Median Debt
-
Earnings (2yr)
$54,661
Lifetime Value Added
+$91k

Doctoral Degrees

Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
$92,394
Earnings (5yr)
$96,986
Lifetime Value Added
+$147k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
-
Earnings (2yr)
$116,458
Lifetime Value Added
+$341k

Professional Degrees

Law
ProfCIP: 2201
Median Debt
$119,367
Earnings (5yr)
$125,944
Lifetime Value Added
+$358k
Medicine
ProfCIP: 5112
Median Debt
$249,216
Earnings (5yr)
$158,574
Lifetime Value Added
+$593k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.