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Loyola University Maryland
Baltimore, MD 3,975 Undergrads 81.2% Grad Rate
Total Cost
$71,606
Sticker Price
Avg Net Price
$29,633
After Aid
Median Earnings
$82,652
10yr Post-Entry
Vs. Peer Institutions
Net Price$29,633
Peer Midpoint: $19,729.5
Earnings (10yr)$82,652
Peer Midpoint: $53,747
Graduation Rate81.2%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients16.8%
Enrollment Status
Full-Time99.5%
Economic Outcomes
Earn More than HS85.9%
Admissions Profile
Acceptance
76.3%
SAT Avg
1,292
SAT Reading
25th: 610-75th: 690
SAT Math
25th: 570-75th: 660
ACT Composite
25th: 27-75th: 32
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$686k
+$290k
+$202k
Median Cost$30k/yr
+$579k
+$183k
+$95k
Full Cost$72k/yr
+$428k
+$32k
-$56k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
28
∞
Median Cost$30k/yr
39
89%
Full Cost$72k/yr
Never
-22%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return50%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-49%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$27,000
Earnings (5yr)
$106,160
Lifetime Value Added
+$283k
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (5yr)
$95,658
Lifetime Value Added
+$204k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$27,000
Earnings (5yr)
$91,469
Lifetime Value Added
+$173k
Communication and Media Studies
BachCIP: 0901
Median Debt
$27,000
Earnings (5yr)
$73,116
Lifetime Value Added
+$36k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$27,000
Earnings (5yr)
$69,502
Lifetime Value Added
+$9k
Computer Science
BachCIP: 1107
Median Debt
$27,000
Earnings (2yr)
$58,673
Lifetime Value Added
-$47k
Economics
BachCIP: 4506
Median Debt
-
Earnings (2yr)
$54,713
Lifetime Value Added
-$80k
Engineering, General
BachCIP: 1401
Median Debt
$27,000
Earnings (5yr)
$99,541
Lifetime Value Added
+$234k
English Language and Literature, General
BachCIP: 2301
Median Debt
$27,000
Earnings (5yr)
$59,545
Lifetime Value Added
-$68k
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$65,917
Lifetime Value Added
-$19k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$27,000
Earnings (5yr)
$68,938
Lifetime Value Added
+$4k
Political Science and Government
BachCIP: 4510
Median Debt
$27,000
Earnings (5yr)
$73,440
Lifetime Value Added
+$38k
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (5yr)
$65,554
Lifetime Value Added
-$21k
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
$27,000
Earnings (2yr)
$39,009
Lifetime Value Added
-$217k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (2yr)
$42,682
Lifetime Value Added
-$185k
Social Sciences, Other
BachCIP: 4599
Median Debt
$27,000
Earnings (5yr)
$63,145
Lifetime Value Added
-$40k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,000
Earnings (5yr)
$52,726
Lifetime Value Added
-$123k
Master's Degrees
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$37,185
Earnings (5yr)
$137,437
Lifetime Value Added
+$704k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$51,250
Earnings (5yr)
$65,864
Lifetime Value Added
+$91k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$41,000
Earnings (5yr)
$77,096
Lifetime Value Added
+$188k
Computer Science
MastCIP: 1107
Median Debt
-
Earnings (2yr)
$119,061
Lifetime Value Added
+$610k
Curriculum and Instruction
MastCIP: 1303
Median Debt
$38,175
Earnings (2yr)
$62,260
Lifetime Value Added
+$93k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
-
Earnings (5yr)
$66,147
Lifetime Value Added
+$94k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (2yr)
$51,106
Lifetime Value Added
-$15k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$41,000
Earnings (5yr)
$66,017
Lifetime Value Added
+$92k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$20,500
Earnings (5yr)
$53,304
Lifetime Value Added
-$23k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$34,531
Earnings (2yr)
$52,107
Lifetime Value Added
-$5k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.