College ROI

Smarter Choices, Brighter Futures
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Mercy University

Dobbs Ferry, NY 5,539 Undergrads 56.8% Grad Rate
Share
Total Cost
$32,391
Sticker Price
Avg Net Price
$15,770
After Aid
Median Earnings
$52,055
10yr Post-Entry

Vs. Peer Institutions

Net Price$15,770
Peer Midpoint: $19,729.5
Earnings (10yr)$52,055
Peer Midpoint: $53,747
Graduation Rate56.8%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients55.2%
Enrollment Status
Full-Time88.3%
Economic Outcomes
Earn More than HS68.0%

Admissions Profile

Acceptance
85.5%
SAT Avg
-
SAT Reading
25th: -52075th: -
SAT Math
25th: -53075th: -
ACT Composite
25th: -2575th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$454k
+$57k
-$31k
Median Cost$16k/yr
+$397k
+$675
-$87k
Full Cost$32k/yr
+$337k
-$59k
-$147k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$16k/yr
Never
-154%
Full Cost$32k/yr
Never
-126%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-130%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-88%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
$23,541
Earnings (5yr)
$55,542
Lifetime Value Added
+$62k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$25,914
Earnings (5yr)
$65,066
Lifetime Value Added
+$25k
Biology, General
BachCIP: 2601
Median Debt
$26,000
Earnings (5yr)
$57,166
Lifetime Value Added
-$37k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$22,000
Earnings (5yr)
$59,504
Lifetime Value Added
-$19k
Communication and Media Studies
BachCIP: 0901
Median Debt
$25,499
Earnings (5yr)
$43,540
Lifetime Value Added
-$149k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$22,048
Earnings (5yr)
$74,167
Lifetime Value Added
+$93k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings (2yr)
$24,035
Lifetime Value Added
-$303k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$17,500
Earnings (5yr)
$51,824
Lifetime Value Added
-$81k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (5yr)
$44,712
Lifetime Value Added
-$140k
English Language and Literature, General
BachCIP: 2301
Median Debt
$25,500
Earnings (5yr)
$65,759
Lifetime Value Added
+$30k
Health Professions and Related Clinical Sciences, Other
BachCIP: 5199
Median Debt
$25,000
Earnings (5yr)
$52,661
Lifetime Value Added
-$74k
Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other
BachCIP: 4399
Median Debt
-
Earnings (2yr)
$38,289
Lifetime Value Added
-$174k
Human Services, General
BachCIP: 4400
Median Debt
$24,000
Earnings (5yr)
$48,268
Lifetime Value Added
-$110k
Information Science/Studies
BachCIP: 1104
Median Debt
-
Earnings (2yr)
$25,194
Lifetime Value Added
-$293k
Music
BachCIP: 5009
Median Debt
$22,923
Earnings (2yr)
$16,992
Lifetime Value Added
-$369k
Non-Professional General Legal Studies (Undergraduate)
BachCIP: 2200
Median Debt
$25,000
Earnings (5yr)
$57,163
Lifetime Value Added
-$38k
Psychology, General
BachCIP: 4201
Median Debt
$24,500
Earnings (5yr)
$49,349
Lifetime Value Added
-$101k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
-
Earnings (2yr)
$20,140
Lifetime Value Added
-$339k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$10,500
Earnings (5yr)
$125,187
Lifetime Value Added
+$474k
Social Sciences, General
BachCIP: 4501
Median Debt
$22,699
Earnings (5yr)
$44,055
Lifetime Value Added
-$145k
Social Work
BachCIP: 4407
Median Debt
$21,073
Earnings (5yr)
$56,162
Lifetime Value Added
-$46k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (5yr)
$40,996
Lifetime Value Added
-$171k
Veterinary Biomedical and Clinical Sciences
BachCIP: 0181
Median Debt
$26,500
Earnings (5yr)
$67,148
Lifetime Value Added
+$41k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$25,625
Earnings (2yr)
$75,706
Lifetime Value Added
+$242k
Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
$114,337
Earnings (5yr)
$153,146
Lifetime Value Added
+$863k
Bioethics/Medical Ethics
MastCIP: 5132
Median Debt
-
Earnings (5yr)
$133,653
Lifetime Value Added
+$697k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$35,875
Earnings (5yr)
$100,265
Lifetime Value Added
+$413k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$61,500
Earnings (2yr)
$67,420
Lifetime Value Added
+$166k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$61,500
Earnings (5yr)
$74,765
Lifetime Value Added
+$194k
Computer/Information Technology Administration and Management
MastCIP: 1110
Median Debt
-
Earnings (2yr)
$63,005
Lifetime Value Added
+$125k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$40,980
Earnings (5yr)
$125,289
Lifetime Value Added
+$627k
English Language and Literature, General
MastCIP: 2301
Median Debt
$41,000
Earnings (5yr)
$49,049
Lifetime Value Added
-$38k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$44,605
Earnings (5yr)
$74,210
Lifetime Value Added
+$189k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$61,500
Earnings (5yr)
$74,200
Lifetime Value Added
+$189k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
-
Earnings (2yr)
$124,271
Lifetime Value Added
+$682k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$83,590
Earnings (5yr)
$81,790
Lifetime Value Added
+$254k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$41,000
Earnings (5yr)
$69,231
Lifetime Value Added
+$146k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$39,115
Earnings (5yr)
$82,516
Lifetime Value Added
+$260k
Teaching English or French as a Second or Foreign Language
MastCIP: 1314
Median Debt
$31,027
Earnings (5yr)
$81,212
Lifetime Value Added
+$249k

Doctoral Degrees

Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$113,348
Earnings (5yr)
$89,121
Lifetime Value Added
+$160k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.