College ROI

Smarter Choices, Brighter Futures
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MiraCosta College

Oceanside, CA 10,474 Undergrads 27.6% Grad Rate
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Total Cost
$15,713
Sticker Price
Avg Net Price
$7,178
After Aid
Median Earnings
$43,845
10yr Post-Entry

Vs. Peer Institutions

Net Price$7,178
Peer Midpoint: $16,832
Earnings (10yr)$43,845
Peer Midpoint: $31,349
Graduation Rate27.6%
Peer Midpoint: 66.3%
Socio-Economic Diversity
Pell Grant Recipients27.5%
Enrollment Status
Full-Time41.4%
Economic Outcomes
Earn More than HS61.4%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$465k
+$141k
-$19k
Median Cost$7k/yr
+$459k
+$134k
-$26k
Full Cost$16k/yr
+$451k
+$126k
-$34k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$7k/yr
Never
-385%
Full Cost$16k/yr
Never
-230%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-312%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-105%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Biological and Physical Sciences
AssocCIP: 3001
Median Debt
-
Earnings (5yr)
$53,078
Lifetime Value Added
+$55k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (5yr)
$61,778
Lifetime Value Added
+$137k
Communication and Media Studies
AssocCIP: 0901
Median Debt
-
Earnings (5yr)
$43,866
Lifetime Value Added
-$35k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (5yr)
$44,123
Lifetime Value Added
-$32k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
-
Earnings (5yr)
$91,941
Lifetime Value Added
+$404k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.