College ROI

Smarter Choices, Brighter Futures
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Mount St. Joseph University

Cincinnati, OH 1,100 Undergrads 52.5% Grad Rate
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Total Cost
$43,932
Sticker Price
Avg Net Price
$16,135
After Aid
Median Earnings
$51,509
10yr Post-Entry

Vs. Peer Institutions

Net Price$16,135
Peer Midpoint: $19,729.5
Earnings (10yr)$51,509
Peer Midpoint: $53,747
Graduation Rate52.5%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients35.5%
Enrollment Status
Full-Time96.1%
Economic Outcomes
Earn More than HS76.8%

Admissions Profile

Acceptance
56.5%
SAT Avg
1,068
SAT Reading
25th: 44053975th: 548
SAT Math
25th: 44056775th: 535
ACT Composite
25th: 172475th: 24

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$449k
+$53k
-$35k
Median Cost$16k/yr
+$391k
-$5k
-$93k
Full Cost$44k/yr
+$291k
-$105k
-$193k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$16k/yr
Never
-160%
Full Cost$44k/yr
Never
-122%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-127%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-92%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Biology, General
BachCIP: 2601
Median Debt
-
Earnings (5yr)
$70,281
Lifetime Value Added
+$63k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$29,750
Earnings (5yr)
$69,074
Lifetime Value Added
+$54k
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (2yr)
$33,281
Lifetime Value Added
-$220k
Criminology
BachCIP: 4504
Median Debt
-
Earnings (5yr)
$42,457
Lifetime Value Added
-$160k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (2yr)
$36,941
Lifetime Value Added
-$187k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$27,000
Earnings (5yr)
$56,008
Lifetime Value Added
-$48k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (5yr)
$39,034
Lifetime Value Added
-$189k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$27,000
Earnings (5yr)
$73,339
Lifetime Value Added
+$86k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$19,000
Earnings (5yr)
$42,111
Lifetime Value Added
-$163k

Master's Degrees

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$47,495
Earnings (5yr)
$84,470
Lifetime Value Added
+$276k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$36,964
Earnings (5yr)
$58,808
Lifetime Value Added
+$52k

Doctoral Degrees

Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$97,414
Earnings (5yr)
$82,452
Lifetime Value Added
+$110k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.