College ROI

Smarter Choices, Brighter Futures
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Mount Wachusett Community College

Gardner, MA 2,554 Undergrads 28.7% Grad Rate
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Total Cost
$14,330
Sticker Price
Avg Net Price
$8,651
After Aid
Median Earnings
$41,118
10yr Post-Entry

Vs. Peer Institutions

Net Price$8,651
Peer Midpoint: $9,014
Earnings (10yr)$41,118
Peer Midpoint: $40,397
Graduation Rate28.7%
Peer Midpoint: 32.9%
Socio-Economic Diversity
Pell Grant Recipients47.7%
Enrollment Status
Full-Time30.5%
Economic Outcomes
Earn More than HS63.3%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$412k
+$23k
-$72k
Median Cost$9k/yr
+$396k
+$7k
-$88k
Full Cost$14k/yr
+$386k
-$3k
-$98k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$9k/yr
Never
-554%
Full Cost$14k/yr
Never
-374%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-561%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-155%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Allied Health and Medical Assisting Services
CertCIP: 5108
Median Debt
$7,473
Earnings (5yr)
$46,801
Lifetime Value Added
+$40k
Computer and Information Sciences, General
CertCIP: 1101
Median Debt
-
Earnings (5yr)
$43,339
Lifetime Value Added
+$3k
Human Services, General
CertCIP: 4400
Median Debt
$5,100
Earnings (5yr)
$35,243
Lifetime Value Added
-$84k
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
$12,134
Earnings (5yr)
$71,531
Lifetime Value Added
+$289k

Associate's Degrees

Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
$10,720
Earnings (5yr)
$49,487
Lifetime Value Added
+$18k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$12,000
Earnings (5yr)
$46,055
Lifetime Value Added
-$16k
Business/Commerce, General
AssocCIP: 5201
Median Debt
$8,274
Earnings (5yr)
$53,518
Lifetime Value Added
+$56k
Computer and Information Sciences, General
AssocCIP: 1101
Median Debt
$7,322
Earnings (2yr)
$32,925
Lifetime Value Added
-$126k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
$11,961
Earnings (5yr)
$45,851
Lifetime Value Added
-$18k
Dental Support Services and Allied Professions
AssocCIP: 5106
Median Debt
-
Earnings (5yr)
$60,911
Lifetime Value Added
+$126k
Human Development, Family Studies, and Related Services
AssocCIP: 1907
Median Debt
$4,691
Earnings (5yr)
$27,799
Lifetime Value Added
-$198k
Human Services, General
AssocCIP: 4400
Median Debt
$4,500
Earnings (5yr)
$34,238
Lifetime Value Added
-$133k
Legal Support Services
AssocCIP: 2203
Median Debt
-
Earnings (2yr)
$13,702
Lifetime Value Added
-$334k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$9,825
Earnings (5yr)
$37,114
Lifetime Value Added
-$104k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$13,825
Earnings (5yr)
$79,212
Lifetime Value Added
+$289k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.