College ROI

Smarter Choices, Brighter Futures
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MTI College

Sacramento, CA 1,025 Undergrads 59.5% Grad Rate
Share
Total Cost
$25,072
Sticker Price
Avg Net Price
$20,336
After Aid
Median Earnings
$45,328
10yr Post-Entry

Vs. Peer Institutions

Net Price$20,336
Peer Midpoint: $16,832
Earnings (10yr)$45,328
Peer Midpoint: $31,349
Graduation Rate59.5%
Peer Midpoint: 66.3%
Socio-Economic Diversity
Pell Grant Recipients27.3%
Enrollment Status
Full-Time87.4%
Economic Outcomes
Earn More than HS60.8%

Admissions Profile

Acceptance
81.9%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$480k
+$155k
-$4k
Median Cost$20k/yr
+$461k
+$137k
-$23k
Full Cost$25k/yr
+$457k
+$132k
-$28k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$20k/yr
Never
-123%
Full Cost$25k/yr
Never
-118%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-115%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-79%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Accounting and Related Services
CertCIP: 5203
Median Debt
-
Earnings (5yr)
$40,611
Lifetime Value Added
-$37k
Allied Health and Medical Assisting Services
CertCIP: 5108
Median Debt
$6,971
Earnings (5yr)
$37,992
Lifetime Value Added
-$65k
Clinical/Medical Laboratory Science/Research and Allied Professions
CertCIP: 5110
Median Debt
$8,075
Earnings (5yr)
$42,482
Lifetime Value Added
-$17k
Computer/Information Technology Administration and Management
CertCIP: 1110
Median Debt
$9,196
Earnings (5yr)
$47,972
Lifetime Value Added
+$42k
Cosmetology and Related Personal Grooming Services
CertCIP: 1204
Median Debt
$9,833
Earnings (5yr)
$20,434
Lifetime Value Added
-$257k
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
$6,631
Earnings (5yr)
$39,625
Lifetime Value Added
-$47k
Legal Support Services
CertCIP: 2203
Median Debt
-
Earnings (5yr)
$49,967
Lifetime Value Added
+$63k

Associate's Degrees

Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$12,161
Earnings (2yr)
$29,685
Lifetime Value Added
-$182k
Computer/Information Technology Administration and Management
AssocCIP: 1110
Median Debt
$9,918
Earnings (5yr)
$59,576
Lifetime Value Added
+$92k
Legal Support Services
AssocCIP: 2203
Median Debt
$11,991
Earnings (5yr)
$54,511
Lifetime Value Added
+$44k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.