College ROI

Smarter Choices, Brighter Futures
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Nazareth University

Rochester, NY 1,891 Undergrads 71.2% Grad Rate
Share
Total Cost
$56,140
Sticker Price
Avg Net Price
$30,521
After Aid
Median Earnings
$56,458
10yr Post-Entry

Vs. Peer Institutions

Net Price$30,521
Peer Midpoint: $19,729.5
Earnings (10yr)$56,458
Peer Midpoint: $53,747
Graduation Rate71.2%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients25.6%
Enrollment Status
Full-Time97.5%
Economic Outcomes
Earn More than HS76.6%

Admissions Profile

Acceptance
79.5%
SAT Avg
1,256
SAT Reading
25th: 610-75th: 680
SAT Math
25th: 560-75th: 650
ACT Composite
25th: 25-75th: 30

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$489k
+$93k
+$5k
Median Cost$31k/yr
+$379k
-$17k
-$105k
Full Cost$56k/yr
+$287k
-$109k
-$197k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
58
Median Cost$31k/yr
Never
-96%
Full Cost$56k/yr
Never
-98%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-87%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-86%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Biology, General
BachCIP: 2601
Median Debt
$26,900
Earnings (5yr)
$64,679
Lifetime Value Added
-$31k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$23,047
Earnings (5yr)
$60,467
Lifetime Value Added
-$64k
Communication and Media Studies
BachCIP: 0901
Median Debt
$23,500
Earnings (5yr)
$55,806
Lifetime Value Added
-$102k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$27,000
Earnings (5yr)
$59,794
Lifetime Value Added
-$70k
Community Organization and Advocacy
BachCIP: 4402
Median Debt
-
Earnings (2yr)
$28,019
Lifetime Value Added
-$320k
Design and Applied Arts
BachCIP: 5004
Median Debt
$23,250
Earnings (2yr)
$41,193
Lifetime Value Added
-$201k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$27,000
Earnings (5yr)
$24,533
Lifetime Value Added
-$365k
English Language and Literature, General
BachCIP: 2301
Median Debt
$25,000
Earnings (5yr)
$45,391
Lifetime Value Added
-$187k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
-
Earnings (2yr)
$42,682
Lifetime Value Added
-$188k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (2yr)
$20,921
Lifetime Value Added
-$385k
History
BachCIP: 5401
Median Debt
$24,750
Earnings (5yr)
$46,603
Lifetime Value Added
-$177k
Marketing
BachCIP: 5214
Median Debt
-
Earnings (2yr)
$29,685
Lifetime Value Added
-$305k
Psychology, General
BachCIP: 4201
Median Debt
$24,500
Earnings (5yr)
$50,412
Lifetime Value Added
-$145k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$26,000
Earnings (5yr)
$79,445
Lifetime Value Added
+$80k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
$26,768
Earnings (2yr)
$29,685
Lifetime Value Added
-$305k
Social Work
BachCIP: 4407
Median Debt
$24,739
Earnings (5yr)
$54,294
Lifetime Value Added
-$114k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$27,000
Earnings (5yr)
$50,057
Lifetime Value Added
-$148k
Visual and Performing Arts, Other
BachCIP: 5099
Median Debt
-
Earnings (2yr)
$32,029
Lifetime Value Added
-$283k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (5yr)
$83,981
Lifetime Value Added
+$246k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$46,183
Earnings (5yr)
$63,518
Lifetime Value Added
+$69k
Human Resources Management and Services
MastCIP: 5210
Median Debt
-
Earnings (5yr)
$78,429
Lifetime Value Added
+$198k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$34,043
Earnings (5yr)
$49,013
Lifetime Value Added
-$65k
Social Work
MastCIP: 4407
Median Debt
$40,750
Earnings (5yr)
$60,840
Lifetime Value Added
+$44k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$38,500
Earnings (5yr)
$52,397
Lifetime Value Added
-$33k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$29,834
Earnings (5yr)
$54,319
Lifetime Value Added
-$16k

Doctoral Degrees

Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$65,000
Earnings (5yr)
$74,345
Lifetime Value Added
-$871

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.