College ROI

Smarter Choices, Brighter Futures
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NHTI-Concord's Community College

Concord, NH 2,186 Undergrads 32.0% Grad Rate
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Total Cost
$23,210
Sticker Price
Avg Net Price
$20,134
After Aid
Median Earnings
$48,943
10yr Post-Entry

Vs. Peer Institutions

Net Price$20,134
Peer Midpoint: $9,014
Earnings (10yr)$48,943
Peer Midpoint: $40,397
Graduation Rate32.0%
Peer Midpoint: 32.9%
Socio-Economic Diversity
Pell Grant Recipients32.6%
Enrollment Status
Full-Time42.3%
Economic Outcomes
Earn More than HS69.8%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$485k
+$96k
+$655
Median Cost$20k/yr
+$448k
+$59k
-$36k
Full Cost$23k/yr
+$442k
+$53k
-$42k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
62
Median Cost$20k/yr
Never
-98%
Full Cost$23k/yr
Never
-98%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-76%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-69%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
$15,834
Earnings (2yr)
$63,005
Lifetime Value Added
+$234k
Dental Support Services and Allied Professions
CertCIP: 5106
Median Debt
$9,500
Earnings (2yr)
$32,391
Lifetime Value Added
-$104k

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (2yr)
$32,029
Lifetime Value Added
-$157k
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$18,374
Earnings (5yr)
$69,046
Lifetime Value Added
+$178k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$11,000
Earnings (5yr)
$52,575
Lifetime Value Added
+$26k
Computer and Information Sciences, General
AssocCIP: 1101
Median Debt
-
Earnings (5yr)
$60,528
Lifetime Value Added
+$101k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
$12,000
Earnings (5yr)
$50,054
Lifetime Value Added
+$2k
Dental Support Services and Allied Professions
AssocCIP: 5106
Median Debt
$18,248
Earnings (5yr)
$66,162
Lifetime Value Added
+$153k
Health Services/Allied Health/Health Sciences, General
AssocCIP: 5100
Median Debt
$12,000
Earnings (5yr)
$45,209
Lifetime Value Added
-$45k
Hospitality Administration/Management
AssocCIP: 5209
Median Debt
-
Earnings (2yr)
$24,035
Lifetime Value Added
-$242k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$11,000
Earnings (5yr)
$43,951
Lifetime Value Added
-$58k
Mechanical Engineering Related Technologies/Technicians
AssocCIP: 1508
Median Debt
-
Earnings (5yr)
$81,472
Lifetime Value Added
+$288k
Mental and Social Health Services and Allied Professions
AssocCIP: 5115
Median Debt
$14,452
Earnings (2yr)
$20,140
Lifetime Value Added
-$284k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$18,776
Earnings (5yr)
$71,771
Lifetime Value Added
+$202k
Rehabilitation and Therapeutic Professions
AssocCIP: 5123
Median Debt
$13,003
Earnings (2yr)
$39,909
Lifetime Value Added
-$73k
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
$12,000
Earnings (5yr)
$39,395
Lifetime Value Added
-$103k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.