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Northern Michigan University
Marquette, MI 6,425 Undergrads 53.8% Grad Rate
Total Cost
$26,206
Sticker Price
Avg Net Price
$17,485
After Aid
Median Earnings
$47,107
10yr Post-Entry
Vs. Peer Institutions
Net Price$17,485
Peer Midpoint: $19,729.5
Earnings (10yr)$47,107
Peer Midpoint: $53,747
Graduation Rate53.8%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients29.3%
Enrollment Status
Full-Time87.1%
Economic Outcomes
Earn More than HS64.9%
Admissions Profile
Acceptance
70.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$414k
+$17k
-$71k
Median Cost$17k/yr
+$351k
-$46k
-$134k
Full Cost$26k/yr
+$319k
-$77k
-$165k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$17k/yr
Never
-212%
Full Cost$26k/yr
Never
-175%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-209%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-102%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Certificates
Cosmetology and Related Personal Grooming Services
CertCIP: 1204
Median Debt
$9,833
Earnings (2yr)
$19,045
Lifetime Value Added
-$257k
Electrical and Power Transmission Installers
CertCIP: 4603
Median Debt
$5,500
Earnings (5yr)
$92,113
Lifetime Value Added
+$477k
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
$17,500
Earnings (5yr)
$53,882
Lifetime Value Added
+$106k
Precision Metal Working
CertCIP: 4805
Median Debt
-
Earnings (5yr)
$51,486
Lifetime Value Added
+$81k
Associate's Degrees
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$17,500
Earnings (5yr)
$49,052
Lifetime Value Added
-$3k
Business/Commerce, General
AssocCIP: 5201
Median Debt
-
Earnings (2yr)
$20,140
Lifetime Value Added
-$280k
Clinical/Medical Laboratory Science/Research and Allied Professions
AssocCIP: 5110
Median Debt
$14,000
Earnings (5yr)
$59,567
Lifetime Value Added
+$97k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
$12,000
Earnings (5yr)
$59,142
Lifetime Value Added
+$93k
Environmental Control Technologies/Technicians
AssocCIP: 1505
Median Debt
-
Earnings (2yr)
$32,925
Lifetime Value Added
-$142k
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (2yr)
$26,933
Lifetime Value Added
-$206k
Heavy/Industrial Equipment Maintenance Technologies
AssocCIP: 4703
Median Debt
-
Earnings (5yr)
$54,311
Lifetime Value Added
+$48k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$11,816
Earnings (2yr)
$21,052
Lifetime Value Added
-$270k
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$23,443
Earnings (5yr)
$58,837
Lifetime Value Added
-$30k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings (5yr)
$43,482
Lifetime Value Added
-$156k
Biology, General
BachCIP: 2601
Median Debt
$24,624
Earnings (5yr)
$54,276
Lifetime Value Added
-$67k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$22,418
Earnings (5yr)
$55,139
Lifetime Value Added
-$60k
Chemistry
BachCIP: 4005
Median Debt
$25,500
Earnings (2yr)
$38,289
Lifetime Value Added
-$180k
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
$27,364
Earnings (5yr)
$67,026
Lifetime Value Added
+$34k
Communication and Media Studies
BachCIP: 0901
Median Debt
$26,662
Earnings (5yr)
$34,105
Lifetime Value Added
-$236k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$21,472
Earnings (5yr)
$68,487
Lifetime Value Added
+$45k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings (5yr)
$83,894
Lifetime Value Added
+$160k
Construction Engineering Technologies
BachCIP: 1510
Median Debt
-
Earnings (5yr)
$90,337
Lifetime Value Added
+$208k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$22,304
Earnings (5yr)
$56,969
Lifetime Value Added
-$45k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (2yr)
$17,481
Lifetime Value Added
-$370k
Economics
BachCIP: 4506
Median Debt
-
Earnings (5yr)
$59,578
Lifetime Value Added
-$24k
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (5yr)
$32,503
Lifetime Value Added
-$249k
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
-
Earnings (2yr)
$24,035
Lifetime Value Added
-$310k
Film/Video and Photographic Arts
BachCIP: 5006
Median Debt
-
Earnings (5yr)
$34,869
Lifetime Value Added
-$229k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$20,651
Earnings (5yr)
$68,536
Lifetime Value Added
+$45k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$25,709
Earnings (5yr)
$41,077
Lifetime Value Added
-$176k
Fishing and Fisheries Sciences and Management
BachCIP: 0303
Median Debt
$26,625
Earnings (2yr)
$28,019
Lifetime Value Added
-$273k
Geological and Earth Sciences/Geosciences
BachCIP: 4006
Median Debt
-
Earnings (2yr)
$26,353
Lifetime Value Added
-$288k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$22,375
Earnings (5yr)
$47,940
Lifetime Value Added
-$119k
History
BachCIP: 5401
Median Debt
$25,500
Earnings (5yr)
$43,326
Lifetime Value Added
-$157k
Hospitality Administration/Management
BachCIP: 5209
Median Debt
$30,250
Earnings (5yr)
$37,797
Lifetime Value Added
-$204k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
-
Earnings (2yr)
$25,194
Lifetime Value Added
-$299k
Marketing
BachCIP: 5214
Median Debt
$20,000
Earnings (5yr)
$51,209
Lifetime Value Added
-$92k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (2yr)
$35,640
Lifetime Value Added
-$204k
Mechanical Engineering Related Technologies/Technicians
BachCIP: 1508
Median Debt
-
Earnings (5yr)
$77,061
Lifetime Value Added
+$109k
Mental and Social Health Services and Allied Professions
BachCIP: 5115
Median Debt
-
Earnings (5yr)
$45,658
Lifetime Value Added
-$138k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$22,566
Earnings (5yr)
$41,641
Lifetime Value Added
-$172k
Parks, Recreation and Leisure Studies
BachCIP: 3101
Median Debt
$20,000
Earnings (2yr)
$25,194
Lifetime Value Added
-$299k
Physiology, Pathology and Related Sciences
BachCIP: 2609
Median Debt
-
Earnings (5yr)
$62,990
Lifetime Value Added
+$2k
Political Science and Government
BachCIP: 4510
Median Debt
$16,199
Earnings (5yr)
$52,063
Lifetime Value Added
-$85k
Psychology, General
BachCIP: 4201
Median Debt
$19,500
Earnings (5yr)
$41,906
Lifetime Value Added
-$169k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
-
Earnings (5yr)
$52,585
Lifetime Value Added
-$81k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$24,500
Earnings (5yr)
$72,404
Lifetime Value Added
+$74k
Research and Experimental Psychology
BachCIP: 4227
Median Debt
-
Earnings (5yr)
$51,495
Lifetime Value Added
-$90k
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
$23,287
Earnings (5yr)
$33,425
Lifetime Value Added
-$241k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
$21,500
Earnings (5yr)
$53,611
Lifetime Value Added
-$72k
Social Work
BachCIP: 4407
Median Debt
$23,000
Earnings (5yr)
$49,556
Lifetime Value Added
-$106k
Sociology
BachCIP: 4511
Median Debt
$22,280
Earnings (2yr)
$22,766
Lifetime Value Added
-$321k
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (2yr)
$37,856
Lifetime Value Added
-$184k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$29,750
Earnings (5yr)
$42,759
Lifetime Value Added
-$162k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$26,214
Earnings (5yr)
$48,861
Lifetime Value Added
-$111k
Zoology/Animal Biology
BachCIP: 2607
Median Debt
-
Earnings (5yr)
$38,797
Lifetime Value Added
-$196k
Master's Degrees
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (5yr)
$71,034
Lifetime Value Added
+$158k
English Language and Literature, General
MastCIP: 2301
Median Debt
-
Earnings (5yr)
$48,119
Lifetime Value Added
-$50k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (2yr)
$33,993
Lifetime Value Added
-$166k
Public Administration
MastCIP: 4404
Median Debt
-
Earnings (2yr)
$36,995
Lifetime Value Added
-$135k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (5yr)
$64,334
Lifetime Value Added
+$100k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (5yr)
$51,621
Lifetime Value Added
-$17k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.