College ROI

Smarter Choices, Brighter Futures
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Owens Community College

Perrysburg, OH 4,184 Undergrads 40.9% Grad Rate
Share
Total Cost
$14,019
Sticker Price
Avg Net Price
$10,202
After Aid
Median Earnings
$37,275
10yr Post-Entry

Vs. Peer Institutions

Net Price$10,202
Peer Midpoint: $9,014
Earnings (10yr)$37,275
Peer Midpoint: $40,397
Graduation Rate40.9%
Peer Midpoint: 32.9%
Socio-Economic Diversity
Pell Grant Recipients40.0%
Enrollment Status
Full-Time37.3%
Economic Outcomes
Earn More than HS57.4%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$376k
-$13k
-$108k
Median Cost$10k/yr
+$357k
-$32k
-$127k
Full Cost$14k/yr
+$350k
-$39k
-$134k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$10k/yr
Never
-678%
Full Cost$14k/yr
Never
-520%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-822%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-207%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Accounting and Related Services
CertCIP: 5203
Median Debt
-
Earnings (5yr)
$41,686
Lifetime Value Added
-$16k
Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
-
Earnings (5yr)
$57,540
Lifetime Value Added
+$150k
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
-
Earnings (5yr)
$29,484
Lifetime Value Added
-$148k

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (5yr)
$43,973
Lifetime Value Added
-$39k
Agricultural Mechanization
AssocCIP: 0102
Median Debt
-
Earnings (5yr)
$57,208
Lifetime Value Added
+$88k
Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
$11,462
Earnings (5yr)
$40,300
Lifetime Value Added
-$75k
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$18,500
Earnings (5yr)
$55,443
Lifetime Value Added
+$72k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$15,941
Earnings (5yr)
$45,485
Lifetime Value Added
-$24k
Business Operations Support and Assistant Services
AssocCIP: 5204
Median Debt
-
Earnings (5yr)
$32,412
Lifetime Value Added
-$154k
Business/Commerce, General
AssocCIP: 5201
Median Debt
-
Earnings (5yr)
$44,949
Lifetime Value Added
-$30k
Computer Engineering Technologies/Technicians
AssocCIP: 1512
Median Debt
-
Earnings (5yr)
$46,254
Lifetime Value Added
-$17k
Computer Programming
AssocCIP: 1102
Median Debt
-
Earnings (5yr)
$52,291
Lifetime Value Added
+$42k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
$14,250
Earnings (5yr)
$48,220
Lifetime Value Added
+$2k
Dental Support Services and Allied Professions
AssocCIP: 5106
Median Debt
$18,376
Earnings (5yr)
$56,941
Lifetime Value Added
+$86k
Design and Applied Arts
AssocCIP: 5004
Median Debt
-
Earnings (5yr)
$28,550
Lifetime Value Added
-$193k
Drafting/Design Engineering Technologies/Technicians
AssocCIP: 1513
Median Debt
-
Earnings (2yr)
$29,593
Lifetime Value Added
-$164k
Electrical Engineering Technologies/Technicians
AssocCIP: 1503
Median Debt
-
Earnings (5yr)
$77,609
Lifetime Value Added
+$272k
General Sales, Merchandising and Related Marketing Operations
AssocCIP: 5218
Median Debt
-
Earnings (5yr)
$39,330
Lifetime Value Added
-$85k
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
$19,434
Earnings (5yr)
$38,223
Lifetime Value Added
-$96k
Hospitality Administration/Management
AssocCIP: 5209
Median Debt
-
Earnings (5yr)
$37,172
Lifetime Value Added
-$106k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$15,334
Earnings (5yr)
$42,183
Lifetime Value Added
-$57k
Mechanical Engineering Related Technologies/Technicians
AssocCIP: 1508
Median Debt
$12,000
Earnings (5yr)
$72,739
Lifetime Value Added
+$229k
Practical Nursing, Vocational Nursing and Nursing Assistants
AssocCIP: 5139
Median Debt
-
Earnings (2yr)
$59,124
Lifetime Value Added
+$140k
Precision Metal Working
AssocCIP: 4805
Median Debt
-
Earnings (5yr)
$45,385
Lifetime Value Added
-$25k
Psychology, General
AssocCIP: 4201
Median Debt
$16,521
Earnings (5yr)
$28,482
Lifetime Value Added
-$194k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$18,336
Earnings (5yr)
$70,674
Lifetime Value Added
+$211k
Social Work
AssocCIP: 4407
Median Debt
-
Earnings (5yr)
$38,734
Lifetime Value Added
-$91k
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
$13,803
Earnings (5yr)
$31,732
Lifetime Value Added
-$161k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.