College ROI

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Owensboro Community and Technical College

Owensboro, KY 2,579 Undergrads 40.0% Grad Rate
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Total Cost
$12,483
Sticker Price
Avg Net Price
$4,627
After Aid
Median Earnings
$35,798
10yr Post-Entry

Vs. Peer Institutions

Net Price$4,627
Peer Midpoint: $16,832
Earnings (10yr)$35,798
Peer Midpoint: $31,349
Graduation Rate40.0%
Peer Midpoint: 66.3%
Socio-Economic Diversity
Pell Grant Recipients53.1%
Enrollment Status
Full-Time44.0%
Economic Outcomes
Earn More than HS52.7%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$385k
+$60k
-$99k
Median Cost$5k/yr
+$381k
+$56k
-$104k
Full Cost$12k/yr
+$374k
+$49k
-$111k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$5k/yr
Never
-2413%
Full Cost$12k/yr
Never
-957%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-1654%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-361%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$9,875
Earnings (2yr)
$38,289
Lifetime Value Added
-$62k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (5yr)
$45,916
Lifetime Value Added
-$10k
Electrical and Power Transmission Installers
AssocCIP: 4603
Median Debt
-
Earnings (5yr)
$76,975
Lifetime Value Added
+$277k
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (5yr)
$34,724
Lifetime Value Added
-$121k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$6,925
Earnings (5yr)
$37,879
Lifetime Value Added
-$89k
Multi/Interdisciplinary Studies, Other
AssocCIP: 3099
Median Debt
-
Earnings (5yr)
$50,778
Lifetime Value Added
+$37k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$9,519
Earnings (5yr)
$58,234
Lifetime Value Added
+$108k
Veterinary/Animal Health Technologies/Technicians
AssocCIP: 0183
Median Debt
-
Earnings (2yr)
$24,035
Lifetime Value Added
-$214k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.