Passaic County Community College

Paterson, NJ 4,546 Undergrads 18.0% Grad Rate

School Website|Financial Calculator

Total Cost

$14,717

Sticker Price

Avg Net Price

$7,857

After Aid

Median Earnings

$36,972

10yr Post-Entry

Vs. Peer Institutions

Net Price$7,857

Peer Midpoint: $9,014

Earnings (10yr)$36,972

Peer Midpoint: $40,397

Graduation Rate18.0%

Peer Midpoint: 32.9%

Socio-Economic Diversity

Pell Grant Recipients55.4%

Enrollment Status

Full-Time43.6%

Economic Outcomes

Earn More than HS52.1%

Admissions Profile

Acceptance

100.0%

SAT Avg

SAT Reading

25th: --75th: -

SAT Math

25th: --75th: -

ACT Composite

25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV

Vs Median Peer

Vs HS Grad

Zero Cost (Scholarship)$0

+$373k

-$16k

-$111k

Median Cost$8k/yr

+$359k

-$30k

-$125k

Full Cost$15k/yr

+$346k

-$43k

-$138k

ROI Efficiency Metrics

Break-Even Age

Return on Inv. %

Zero Cost (Scholarship)$0

Never

-∞

Median Cost$8k/yr

Never

-870%

Full Cost$15k/yr

Never

-511%

Analysis Assumptions:

Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-806%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-205%

Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Graphic Communications

AssocCIP: 1003

Median Debt

Earnings (2yr)

$25,194

Lifetime Value Added

-$207k

Liberal Arts and Sciences, General Studies and Humanities

AssocCIP: 2401

Median Debt

$9,992

Earnings (5yr)

$41,104

Lifetime Value Added

-$63k

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

AssocCIP: 5138

Median Debt

Earnings (5yr)

$90,103

Lifetime Value Added

+$386k

Social Work

AssocCIP: 4407

Median Debt

Earnings (5yr)

$38,279

Lifetime Value Added

-$91k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.