College ROI

Smarter Choices, Brighter Futures
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Point University

West Point, GA 2,617 Undergrads 36.3% Grad Rate
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Total Cost
$34,418
Sticker Price
Avg Net Price
$20,752
After Aid
Median Earnings
$38,740
10yr Post-Entry

Vs. Peer Institutions

Net Price$20,752
Peer Midpoint: $19,729.5
Earnings (10yr)$38,740
Peer Midpoint: $53,747
Graduation Rate36.3%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients63.1%
Enrollment Status
Full-Time38.7%
Economic Outcomes
Earn More than HS63.1%

Admissions Profile

Acceptance
67.5%
SAT Avg
1,059
SAT Reading
25th: 49051075th: 650
SAT Math
25th: 48250075th: 587
ACT Composite
25th: 151975th: 23

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$345k
-$52k
-$140k
Median Cost$21k/yr
+$270k
-$126k
-$214k
Full Cost$34k/yr
+$221k
-$176k
-$263k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$21k/yr
Never
-287%
Full Cost$34k/yr
Never
-213%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-276%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-122%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Bible/Biblical Studies
AssocCIP: 3902
Median Debt
-
Earnings (5yr)
$48,984
Lifetime Value Added
-$10k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (5yr)
$37,879
Lifetime Value Added
-$119k

Bachelor's Degrees

Bible/Biblical Studies
BachCIP: 3902
Median Debt
-
Earnings (5yr)
$41,014
Lifetime Value Added
-$189k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$25,859
Earnings (5yr)
$53,940
Lifetime Value Added
-$81k
Clinical, Counseling and Applied Psychology
BachCIP: 4228
Median Debt
$39,000
Earnings (5yr)
$36,146
Lifetime Value Added
-$230k
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
$25,250
Earnings (2yr)
$20,140
Lifetime Value Added
-$357k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (2yr)
$33,565
Lifetime Value Added
-$234k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.