College ROI

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Pontifical Catholic University of Puerto Rico-Arecibo

Arecibo, PR 273 Undergrads 40.9% Grad Rate
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Total Cost
$16,058
Sticker Price
Avg Net Price
$9,421
After Aid
Median Earnings
$24,908
10yr Post-Entry

Vs. Peer Institutions

Net Price$9,421
Peer Midpoint: $19,729.5
Earnings (10yr)$24,908
Peer Midpoint: $53,747
Graduation Rate40.9%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients81.1%
Enrollment Status
Full-Time87.2%
Economic Outcomes
Earn More than HS31.1%

Admissions Profile

Acceptance
85.4%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$228k
-$168k
-$256k
Median Cost$9k/yr
+$194k
-$202k
-$290k
Full Cost$16k/yr
+$171k
-$226k
-$314k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$9k/yr
Never
-855%
Full Cost$16k/yr
Never
-543%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-807%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-212%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$18,875
Earnings (5yr)
$26,956
Lifetime Value Added
-$268k
Biology, General
BachCIP: 2601
Median Debt
$16,375
Earnings (5yr)
$32,165
Lifetime Value Added
-$223k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$14,357
Earnings (5yr)
$22,708
Lifetime Value Added
-$305k
Criminology
BachCIP: 4504
Median Debt
$12,250
Earnings (5yr)
$23,614
Lifetime Value Added
-$297k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
-
Earnings (5yr)
$33,724
Lifetime Value Added
-$210k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$18,525
Earnings (5yr)
$28,596
Lifetime Value Added
-$254k
Psychology, General
BachCIP: 4201
Median Debt
$12,375
Earnings (5yr)
$25,518
Lifetime Value Added
-$280k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (2yr)
$8,750
Lifetime Value Added
-$427k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (5yr)
$22,319
Lifetime Value Added
-$308k
Teaching English or French as a Second or Foreign Language
BachCIP: 1314
Median Debt
-
Earnings (2yr)
$27,439
Lifetime Value Added
-$249k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (2yr)
$24,035
Lifetime Value Added
-$256k
Criminology
MastCIP: 4504
Median Debt
-
Earnings (2yr)
$11,434
Lifetime Value Added
-$392k
Curriculum and Instruction
MastCIP: 1303
Median Debt
-
Earnings (5yr)
$27,095
Lifetime Value Added
-$240k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (5yr)
$25,602
Lifetime Value Added
-$255k
Finance and Financial Management Services
MastCIP: 5208
Median Debt
-
Earnings (2yr)
$20,140
Lifetime Value Added
-$297k
Human Resources Management and Services
MastCIP: 5210
Median Debt
-
Earnings (5yr)
$29,663
Lifetime Value Added
-$215k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$49,396
Earnings (5yr)
$33,131
Lifetime Value Added
-$181k

Doctoral Degrees

Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
$113,951
Earnings (5yr)
$39,353
Lifetime Value Added
-$198k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.