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Ramapo College of New Jersey
Mahwah, NJ 4,664 Undergrads 71.0% Grad Rate
Total Cost
$30,176
Sticker Price
Avg Net Price
$20,360
After Aid
Median Earnings
$67,541
10yr Post-Entry
Vs. Peer Institutions
Net Price$20,360
Peer Midpoint: $19,729.5
Earnings (10yr)$67,541
Peer Midpoint: $53,747
Graduation Rate71.0%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients28.1%
Enrollment Status
Full-Time93.9%
Economic Outcomes
Earn More than HS77.1%
Admissions Profile
Acceptance
73.2%
SAT Avg
1,190
SAT Reading
25th: 56059575th: 640
SAT Math
25th: 56059575th: 630
ACT Composite
25th: 212675th: 26
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$575k
+$178k
+$90k
Median Cost$20k/yr
+$501k
+$105k
+$17k
Full Cost$30k/yr
+$466k
+$70k
-$18k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
33
∞
Median Cost$20k/yr
53
23%
Full Cost$30k/yr
Never
-17%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return65%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-36%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$23,250
Earnings (5yr)
$91,549
Lifetime Value Added
+$207k
Area Studies
BachCIP: 0501
Median Debt
-
Earnings (5yr)
$61,051
Lifetime Value Added
-$23k
Biology, General
BachCIP: 2601
Median Debt
$20,750
Earnings (5yr)
$73,412
Lifetime Value Added
+$71k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$22,263
Earnings (5yr)
$70,884
Lifetime Value Added
+$52k
Communication and Media Studies
BachCIP: 0901
Median Debt
$23,074
Earnings (5yr)
$56,765
Lifetime Value Added
-$57k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$21,500
Earnings (2yr)
$73,635
Lifetime Value Added
+$107k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$15,000
Earnings (5yr)
$38,493
Lifetime Value Added
-$209k
Economics
BachCIP: 4506
Median Debt
-
Earnings (2yr)
$47,260
Lifetime Value Added
-$111k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$22,791
Earnings (5yr)
$49,456
Lifetime Value Added
-$117k
History
BachCIP: 5401
Median Debt
$21,500
Earnings (5yr)
$57,644
Lifetime Value Added
-$50k
Information Science/Studies
BachCIP: 1104
Median Debt
$22,250
Earnings (5yr)
$73,164
Lifetime Value Added
+$69k
Legal Professions and Studies, Other
BachCIP: 2299
Median Debt
-
Earnings (5yr)
$71,357
Lifetime Value Added
+$56k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$25,000
Earnings (5yr)
$55,423
Lifetime Value Added
-$68k
Linguistic, Comparative, and Related Language Studies and Services
BachCIP: 1601
Median Debt
$22,925
Earnings (5yr)
$54,685
Lifetime Value Added
-$74k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (5yr)
$66,559
Lifetime Value Added
+$20k
Music
BachCIP: 5009
Median Debt
$21,000
Earnings (5yr)
$40,909
Lifetime Value Added
-$188k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$18,250
Earnings (5yr)
$51,397
Lifetime Value Added
-$101k
Political Science and Government
BachCIP: 4510
Median Debt
$21,003
Earnings (2yr)
$40,485
Lifetime Value Added
-$171k
Psychology, General
BachCIP: 4201
Median Debt
$21,370
Earnings (5yr)
$56,873
Lifetime Value Added
-$56k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$25,000
Earnings (5yr)
$101,973
Lifetime Value Added
+$285k
Social Work
BachCIP: 4407
Median Debt
$20,750
Earnings (5yr)
$58,059
Lifetime Value Added
-$47k
Sociology
BachCIP: 4511
Median Debt
$19,992
Earnings (5yr)
$57,252
Lifetime Value Added
-$53k
Master's Degrees
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (5yr)
$141,690
Lifetime Value Added
+$757k
Education, Other
MastCIP: 1399
Median Debt
$24,820
Earnings (5yr)
$78,355
Lifetime Value Added
+$216k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$30,750
Earnings (5yr)
$96,075
Lifetime Value Added
+$368k
Special Education and Teaching
MastCIP: 1310
Median Debt
$32,499
Earnings (2yr)
$58,221
Lifetime Value Added
+$72k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.