College ROI

Smarter Choices, Brighter Futures
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Rowan College of South Jersey-Cumberland Campus

Vineland, NJ 2,077 Undergrads 34.2% Grad Rate
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Total Cost
$12,920
Sticker Price
Avg Net Price
$6,549
After Aid
Median Earnings
$41,751
10yr Post-Entry

Vs. Peer Institutions

Net Price$6,549
Peer Midpoint: $9,014
Earnings (10yr)$41,751
Peer Midpoint: $40,397
Graduation Rate34.2%
Peer Midpoint: 32.9%
Socio-Economic Diversity
Pell Grant Recipients48.9%
Enrollment Status
Full-Time47.8%
Economic Outcomes
Earn More than HS59.5%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$418k
+$29k
-$66k
Median Cost$7k/yr
+$406k
+$17k
-$78k
Full Cost$13k/yr
+$395k
+$6k
-$90k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$7k/yr
Never
-650%
Full Cost$13k/yr
Never
-379%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-566%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-152%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Business Administration, Management and Operations
CertCIP: 5202
Median Debt
-
Earnings (5yr)
$47,064
Lifetime Value Added
+$45k
Criminal Justice and Corrections
CertCIP: 4301
Median Debt
-
Earnings (5yr)
$36,220
Lifetime Value Added
-$71k

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (2yr)
$38,289
Lifetime Value Added
-$65k
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$11,000
Earnings (5yr)
$72,411
Lifetime Value Added
+$233k
Biology, General
AssocCIP: 2601
Median Debt
$9,837
Earnings (5yr)
$44,084
Lifetime Value Added
-$31k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$11,230
Earnings (5yr)
$49,637
Lifetime Value Added
+$23k
Business Operations Support and Assistant Services
AssocCIP: 5204
Median Debt
-
Earnings (2yr)
$24,421
Lifetime Value Added
-$213k
Computer Software and Media Applications
AssocCIP: 1108
Median Debt
-
Earnings (5yr)
$38,923
Lifetime Value Added
-$82k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
$12,000
Earnings (5yr)
$47,520
Lifetime Value Added
+$2k
Education, General
AssocCIP: 1301
Median Debt
$11,000
Earnings (5yr)
$39,382
Lifetime Value Added
-$78k
Health Services/Allied Health/Health Sciences, General
AssocCIP: 5100
Median Debt
$13,750
Earnings (5yr)
$41,012
Lifetime Value Added
-$62k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$11,000
Earnings (5yr)
$38,089
Lifetime Value Added
-$91k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$13,792
Earnings (5yr)
$90,718
Lifetime Value Added
+$394k
Social Work
AssocCIP: 4407
Median Debt
$20,000
Earnings (5yr)
$44,364
Lifetime Value Added
-$29k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.