College ROI

Smarter Choices, Brighter Futures
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Rowan University

Glassboro, NJ 14,647 Undergrads 72.0% Grad Rate
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Total Cost
$34,116
Sticker Price
Avg Net Price
$22,185
After Aid
Median Earnings
$59,988
10yr Post-Entry

Vs. Peer Institutions

Net Price$22,185
Peer Midpoint: $19,729.5
Earnings (10yr)$59,988
Peer Midpoint: $53,747
Graduation Rate72.0%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients31.9%
Enrollment Status
Full-Time88.8%
Economic Outcomes
Earn More than HS76.8%

Admissions Profile

Acceptance
77.8%
SAT Avg
1,216
SAT Reading
25th: 56059075th: 660
SAT Math
25th: 54058575th: 650
ACT Composite
25th: 262775th: 30

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$517k
+$120k
+$32k
Median Cost$22k/yr
+$437k
+$41k
-$47k
Full Cost$34k/yr
+$394k
-$2k
-$90k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
42
Median Cost$22k/yr
Never
-59%
Full Cost$34k/yr
Never
-74%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-39%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-67%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$21,500
Earnings (5yr)
$77,306
Lifetime Value Added
+$94k
Audiovisual Communications Technologies/Technicians
BachCIP: 1002
Median Debt
$20,000
Earnings (5yr)
$46,101
Lifetime Value Added
-$151k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
$19,000
Earnings (5yr)
$70,107
Lifetime Value Added
+$40k
Biology, General
BachCIP: 2601
Median Debt
$20,550
Earnings (5yr)
$67,138
Lifetime Value Added
+$17k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$19,500
Earnings (5yr)
$71,348
Lifetime Value Added
+$49k
Chemical Engineering
BachCIP: 1407
Median Debt
$23,125
Earnings (2yr)
$57,318
Lifetime Value Added
-$31k
Chemistry
BachCIP: 4005
Median Debt
$25,000
Earnings (5yr)
$75,861
Lifetime Value Added
+$83k
Civil Engineering
BachCIP: 1408
Median Debt
$19,875
Earnings (5yr)
$84,236
Lifetime Value Added
+$146k
Communication and Media Studies
BachCIP: 0901
Median Debt
$18,874
Earnings (5yr)
$57,557
Lifetime Value Added
-$57k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$21,250
Earnings (5yr)
$90,367
Lifetime Value Added
+$192k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$19,332
Earnings (5yr)
$64,796
Lifetime Value Added
-$470
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$21,500
Earnings (5yr)
$22,828
Lifetime Value Added
-$350k
Economics
BachCIP: 4506
Median Debt
$16,844
Earnings (5yr)
$69,434
Lifetime Value Added
+$35k
Electrical, Electronics and Communications Engineering
BachCIP: 1410
Median Debt
$23,000
Earnings (5yr)
$99,094
Lifetime Value Added
+$257k
English Language and Literature, General
BachCIP: 2301
Median Debt
$22,500
Earnings (5yr)
$51,853
Lifetime Value Added
-$104k
English Language and Literature/Letters, Other
BachCIP: 2399
Median Debt
$22,500
Earnings (5yr)
$51,372
Lifetime Value Added
-$108k
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
-
Earnings (2yr)
$49,683
Lifetime Value Added
-$97k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$21,500
Earnings (5yr)
$88,585
Lifetime Value Added
+$178k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$18,906
Earnings (5yr)
$51,253
Lifetime Value Added
-$109k
Geography and Cartography
BachCIP: 4507
Median Debt
$22,500
Earnings (5yr)
$64,292
Lifetime Value Added
-$4k
History
BachCIP: 5401
Median Debt
$21,750
Earnings (5yr)
$52,084
Lifetime Value Added
-$102k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$19,500
Earnings (5yr)
$70,626
Lifetime Value Added
+$44k
Journalism
BachCIP: 0904
Median Debt
$20,500
Earnings (5yr)
$53,282
Lifetime Value Added
-$92k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$23,100
Earnings (5yr)
$54,186
Lifetime Value Added
-$85k
Mathematics
BachCIP: 2701
Median Debt
$19,319
Earnings (5yr)
$62,698
Lifetime Value Added
-$17k
Mechanical Engineering
BachCIP: 1419
Median Debt
$22,500
Earnings (5yr)
$89,308
Lifetime Value Added
+$184k
Music
BachCIP: 5009
Median Debt
$25,898
Earnings (5yr)
$58,894
Lifetime Value Added
-$47k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$19,500
Earnings (5yr)
$59,121
Lifetime Value Added
-$45k
Physics
BachCIP: 4008
Median Debt
$27,000
Earnings (5yr)
$84,651
Lifetime Value Added
+$149k
Political Science and Government
BachCIP: 4510
Median Debt
$19,000
Earnings (5yr)
$52,619
Lifetime Value Added
-$97k
Psychology, General
BachCIP: 4201
Median Debt
$18,808
Earnings (5yr)
$50,150
Lifetime Value Added
-$118k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
$18,159
Earnings (5yr)
$57,437
Lifetime Value Added
-$58k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$12,500
Earnings (5yr)
$95,178
Lifetime Value Added
+$228k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
$26,000
Earnings (5yr)
$42,735
Lifetime Value Added
-$179k
Sociology
BachCIP: 4511
Median Debt
$21,500
Earnings (5yr)
$53,424
Lifetime Value Added
-$91k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$25,250
Earnings (5yr)
$57,060
Lifetime Value Added
-$61k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$41,000
Earnings (5yr)
$103,554
Lifetime Value Added
+$429k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$35,000
Earnings (5yr)
$69,488
Lifetime Value Added
+$136k
Clinical/Medical Laboratory Science/Research and Allied Professions
MastCIP: 5110
Median Debt
$59,000
Earnings (5yr)
$74,835
Lifetime Value Added
+$182k
Education, General
MastCIP: 1301
Median Debt
-
Earnings (5yr)
$54,461
Lifetime Value Added
+$1k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$27,892
Earnings (5yr)
$89,114
Lifetime Value Added
+$305k
Health Services/Allied Health/Health Sciences, General
MastCIP: 5100
Median Debt
-
Earnings (5yr)
$71,793
Lifetime Value Added
+$156k
Special Education and Teaching
MastCIP: 1310
Median Debt
$24,176
Earnings (5yr)
$72,569
Lifetime Value Added
+$163k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$41,000
Earnings (5yr)
$59,204
Lifetime Value Added
+$45k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (5yr)
$74,036
Lifetime Value Added
+$175k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$19,619
Earnings (5yr)
$68,386
Lifetime Value Added
+$127k

Doctoral Degrees

Medicine
DocCIP: 5112
Median Debt
$232,655
Earnings (5yr)
$193,656
Lifetime Value Added
+$892k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.