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Rutgers University-Camden
Camden, NJ 3,819 Undergrads 74.5% Grad Rate
Total Cost
$33,812
Sticker Price
Avg Net Price
$18,803
After Aid
Median Earnings
$74,479
10yr Post-Entry
Vs. Peer Institutions
Net Price$18,803
Peer Midpoint: $19,729.5
Earnings (10yr)$74,479
Peer Midpoint: $53,747
Graduation Rate74.5%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients47.5%
Enrollment Status
Full-Time86.9%
Economic Outcomes
Earn More than HS81.7%
Admissions Profile
Acceptance
77.8%
SAT Avg
1,118
SAT Reading
25th: 51056575th: 625
SAT Math
25th: 50057075th: 630
ACT Composite
25th: 182175th: 26
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$626k
+$230k
+$142k
Median Cost$19k/yr
+$558k
+$162k
+$74k
Full Cost$34k/yr
+$504k
+$108k
+$20k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
30
∞
Median Cost$19k/yr
39
109%
Full Cost$34k/yr
53
16%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return125%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-20%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$21,500
Earnings (5yr)
$92,382
Lifetime Value Added
+$219k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
$22,862
Earnings (5yr)
$77,419
Lifetime Value Added
+$107k
Biology, General
BachCIP: 2601
Median Debt
$23,000
Earnings (5yr)
$72,842
Lifetime Value Added
+$73k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$21,250
Earnings (5yr)
$87,451
Lifetime Value Added
+$182k
Chemistry
BachCIP: 4005
Median Debt
$19,250
Earnings (5yr)
$76,056
Lifetime Value Added
+$97k
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
$15,334
Earnings (5yr)
$91,204
Lifetime Value Added
+$210k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$20,904
Earnings (5yr)
$131,153
Lifetime Value Added
+$507k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$19,750
Earnings (5yr)
$58,594
Lifetime Value Added
-$37k
Economics
BachCIP: 4506
Median Debt
$22,750
Earnings (5yr)
$87,743
Lifetime Value Added
+$184k
English Language and Literature, General
BachCIP: 2301
Median Debt
$21,500
Earnings (5yr)
$54,246
Lifetime Value Added
-$72k
Ethnic, Cultural Minority, Gender, and Group Studies
BachCIP: 0502
Median Debt
$26,000
Earnings (5yr)
$34,770
Lifetime Value Added
-$235k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$20,620
Earnings (5yr)
$101,309
Lifetime Value Added
+$286k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$22,500
Earnings (5yr)
$48,946
Lifetime Value Added
-$115k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$23,000
Earnings (5yr)
$77,159
Lifetime Value Added
+$105k
History
BachCIP: 5401
Median Debt
$19,500
Earnings (5yr)
$58,981
Lifetime Value Added
-$34k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$23,000
Earnings (5yr)
$80,550
Lifetime Value Added
+$130k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$21,500
Earnings (2yr)
$32,569
Lifetime Value Added
-$236k
Marketing
BachCIP: 5214
Median Debt
$19,500
Earnings (5yr)
$77,469
Lifetime Value Added
+$107k
Mathematics
BachCIP: 2701
Median Debt
$20,500
Earnings (5yr)
$97,521
Lifetime Value Added
+$257k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$23,250
Earnings (5yr)
$55,836
Lifetime Value Added
-$59k
Music
BachCIP: 5009
Median Debt
$25,492
Earnings (5yr)
$46,231
Lifetime Value Added
-$138k
Philosophy
BachCIP: 3801
Median Debt
$21,625
Earnings (5yr)
$62,015
Lifetime Value Added
-$10k
Physics
BachCIP: 4008
Median Debt
$23,971
Earnings (5yr)
$87,968
Lifetime Value Added
+$186k
Political Science and Government
BachCIP: 4510
Median Debt
$21,500
Earnings (5yr)
$71,531
Lifetime Value Added
+$63k
Psychology, General
BachCIP: 4201
Median Debt
$22,250
Earnings (5yr)
$58,473
Lifetime Value Added
-$38k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$24,952
Earnings (5yr)
$93,912
Lifetime Value Added
+$230k
Research and Experimental Psychology
BachCIP: 4227
Median Debt
-
Earnings (5yr)
$51,305
Lifetime Value Added
-$96k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
$20,750
Earnings (5yr)
$55,390
Lifetime Value Added
-$63k
Social Work
BachCIP: 4407
Median Debt
$22,692
Earnings (5yr)
$53,428
Lifetime Value Added
-$79k
Sociology
BachCIP: 4511
Median Debt
$21,500
Earnings (5yr)
$52,960
Lifetime Value Added
-$82k
Urban Studies/Affairs
BachCIP: 4512
Median Debt
$24,250
Earnings (5yr)
$61,189
Lifetime Value Added
-$16k
Master's Degrees
Accounting and Related Services
MastCIP: 5203
Median Debt
$36,224
Earnings (5yr)
$103,170
Lifetime Value Added
+$432k
Biological and Physical Sciences
MastCIP: 3001
Median Debt
$41,000
Earnings (5yr)
$142,232
Lifetime Value Added
+$765k
Biology, General
MastCIP: 2601
Median Debt
$39,405
Earnings (5yr)
$81,627
Lifetime Value Added
+$247k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$50,681
Earnings (5yr)
$155,687
Lifetime Value Added
+$879k
English Language and Literature, General
MastCIP: 2301
Median Debt
$32,500
Earnings (2yr)
$41,565
Lifetime Value Added
-$91k
Public Administration
MastCIP: 4404
Median Debt
$47,905
Earnings (5yr)
$72,601
Lifetime Value Added
+$169k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$30,750
Earnings (5yr)
$138,979
Lifetime Value Added
+$737k
Rhetoric and Composition/Writing Studies
MastCIP: 2313
Median Debt
-
Earnings (5yr)
$50,354
Lifetime Value Added
-$31k
Social Work
MastCIP: 4407
Median Debt
$41,000
Earnings (5yr)
$64,895
Lifetime Value Added
+$102k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$25,940
Earnings (5yr)
$68,375
Lifetime Value Added
+$133k
Doctoral Degrees
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
$67,500
Earnings (5yr)
$138,311
Lifetime Value Added
+$506k
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$86,783
Earnings (5yr)
$85,742
Lifetime Value Added
+$125k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.