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Rutgers University-Newark
Newark, NJ 7,187 Undergrads 70.8% Grad Rate
Total Cost
$33,749
Sticker Price
Avg Net Price
$19,407
After Aid
Median Earnings
$74,479
10yr Post-Entry
Vs. Peer Institutions
Net Price$19,407
Peer Midpoint: $19,729.5
Earnings (10yr)$74,479
Peer Midpoint: $53,747
Graduation Rate70.8%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients58.2%
Enrollment Status
Full-Time89.6%
Economic Outcomes
Earn More than HS81.7%
Admissions Profile
Acceptance
78.7%
SAT Avg
-
SAT Reading
25th: -56575th: -
SAT Math
25th: -58575th: -
ACT Composite
25th: -2575th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$626k
+$230k
+$142k
Median Cost$19k/yr
+$556k
+$160k
+$72k
Full Cost$34k/yr
+$505k
+$108k
+$20k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
30
∞
Median Cost$19k/yr
39
103%
Full Cost$34k/yr
53
17%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return126%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-20%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$21,500
Earnings (5yr)
$92,382
Lifetime Value Added
+$217k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$17,547
Earnings (5yr)
$76,216
Lifetime Value Added
+$96k
Anthropology
BachCIP: 4502
Median Debt
$25,154
Earnings (5yr)
$53,715
Lifetime Value Added
-$78k
Biology, General
BachCIP: 2601
Median Debt
$23,000
Earnings (5yr)
$72,842
Lifetime Value Added
+$70k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$21,250
Earnings (5yr)
$87,451
Lifetime Value Added
+$180k
Chemistry
BachCIP: 4005
Median Debt
$19,250
Earnings (5yr)
$76,056
Lifetime Value Added
+$95k
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
$15,334
Earnings (5yr)
$91,204
Lifetime Value Added
+$208k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$20,904
Earnings (5yr)
$131,153
Lifetime Value Added
+$505k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$19,750
Earnings (5yr)
$58,594
Lifetime Value Added
-$39k
Economics
BachCIP: 4506
Median Debt
$22,750
Earnings (5yr)
$87,743
Lifetime Value Added
+$182k
English Language and Literature, General
BachCIP: 2301
Median Debt
$21,500
Earnings (5yr)
$54,246
Lifetime Value Added
-$74k
Ethnic, Cultural Minority, Gender, and Group Studies
BachCIP: 0502
Median Debt
$26,000
Earnings (5yr)
$34,770
Lifetime Value Added
-$237k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$20,620
Earnings (5yr)
$101,309
Lifetime Value Added
+$284k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$22,500
Earnings (5yr)
$48,946
Lifetime Value Added
-$118k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$20,375
Earnings (5yr)
$76,528
Lifetime Value Added
+$98k
History
BachCIP: 5401
Median Debt
$19,500
Earnings (5yr)
$58,981
Lifetime Value Added
-$36k
Information Science/Studies
BachCIP: 1104
Median Debt
$23,500
Earnings (5yr)
$97,712
Lifetime Value Added
+$257k
Journalism
BachCIP: 0904
Median Debt
$23,000
Earnings (5yr)
$62,307
Lifetime Value Added
-$10k
Management Information Systems and Services
BachCIP: 5212
Median Debt
$19,582
Earnings (5yr)
$96,718
Lifetime Value Added
+$249k
Marketing
BachCIP: 5214
Median Debt
$19,500
Earnings (5yr)
$77,469
Lifetime Value Added
+$105k
Mathematics
BachCIP: 2701
Median Debt
$20,500
Earnings (5yr)
$97,521
Lifetime Value Added
+$255k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$23,250
Earnings (5yr)
$55,836
Lifetime Value Added
-$61k
Music
BachCIP: 5009
Median Debt
$25,492
Earnings (5yr)
$46,231
Lifetime Value Added
-$140k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$23,250
Earnings (5yr)
$68,982
Lifetime Value Added
+$41k
Philosophy
BachCIP: 3801
Median Debt
$21,625
Earnings (5yr)
$62,015
Lifetime Value Added
-$12k
Physics
BachCIP: 4008
Median Debt
$23,971
Earnings (5yr)
$87,968
Lifetime Value Added
+$184k
Political Science and Government
BachCIP: 4510
Median Debt
$21,500
Earnings (5yr)
$71,531
Lifetime Value Added
+$61k
Psychology, General
BachCIP: 4201
Median Debt
$22,250
Earnings (5yr)
$58,473
Lifetime Value Added
-$40k
Public Administration and Social Service Professions, Other
BachCIP: 4499
Median Debt
$26,500
Earnings (5yr)
$62,710
Lifetime Value Added
-$7k
Research and Experimental Psychology
BachCIP: 4227
Median Debt
-
Earnings (5yr)
$51,305
Lifetime Value Added
-$98k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
$20,750
Earnings (5yr)
$55,390
Lifetime Value Added
-$65k
Social Work
BachCIP: 4407
Median Debt
$22,692
Earnings (5yr)
$53,428
Lifetime Value Added
-$81k
Sociology
BachCIP: 4511
Median Debt
$21,500
Earnings (5yr)
$52,960
Lifetime Value Added
-$85k
Master's Degrees
Accounting and Related Services
MastCIP: 5203
Median Debt
$36,224
Earnings (5yr)
$103,170
Lifetime Value Added
+$431k
Biological and Physical Sciences
MastCIP: 3001
Median Debt
$41,000
Earnings (5yr)
$142,232
Lifetime Value Added
+$763k
Biology, General
MastCIP: 2601
Median Debt
$39,405
Earnings (5yr)
$81,627
Lifetime Value Added
+$246k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$50,681
Earnings (5yr)
$155,687
Lifetime Value Added
+$877k
City/Urban, Community and Regional Planning
MastCIP: 0403
Median Debt
-
Earnings (5yr)
$82,702
Lifetime Value Added
+$255k
English Language and Literature, General
MastCIP: 2301
Median Debt
$32,500
Earnings (2yr)
$41,565
Lifetime Value Added
-$92k
Public Administration
MastCIP: 4404
Median Debt
$47,905
Earnings (5yr)
$72,601
Lifetime Value Added
+$168k
Public Health
MastCIP: 5122
Median Debt
$41,000
Earnings (5yr)
$89,841
Lifetime Value Added
+$316k
Rhetoric and Composition/Writing Studies
MastCIP: 2313
Median Debt
-
Earnings (5yr)
$50,354
Lifetime Value Added
-$32k
Social Work
MastCIP: 4407
Median Debt
$41,000
Earnings (5yr)
$64,895
Lifetime Value Added
+$101k
Doctoral Degrees
Psychology, General
DocCIP: 4201
Median Debt
$63,346
Earnings (5yr)
$94,760
Lifetime Value Added
+$188k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
$67,500
Earnings (5yr)
$138,311
Lifetime Value Added
+$504k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.