College ROI

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Saint Francis University

Loretto, PA 1,557 Undergrads 68.6% Grad Rate
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Total Cost
$59,815
Sticker Price
Avg Net Price
$23,526
After Aid
Median Earnings
$73,068
4yr Post-Grad

Vs. Peer Institutions

Net Price$23,526
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$73,068
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$62,101
Peer Midpoint: $53,763
Graduation Rate68.6%
Peer Midpoint: 58.9%
Average Starting Age21.7
Socio-Economic Diversity
Pell Grant Recipients26.7%
Enrollment Status
Full-Time91.3%
Economic Outcomes
Earn More than HS84.3%

Admissions Profile

Acceptance
76.8%
SAT Avg
1,155
SAT Reading
25th: 530-75th: 620
SAT Math
25th: 520-75th: 610
ACT Composite
25th: 21-75th: 27

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$637k
+$170k
+$153k
Median Cost$24k/yr
+$553k
+$86k
+$68k
Full Cost$60k/yr
+$422k
-$45k
-$62k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
29
∞
Median Cost$24k/yr
41
81%
Full Cost$60k/yr
Never
-29%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return37%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-52%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,027
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,425
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,444
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,491
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,656
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
$27,000
Earnings (4yr)
$70,937
Natl Median: $76,194
Lifetime Value Added
+$52k
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,334
Lifetime Value Added
N/A
Median Debt
$29,750
Earnings (4yr)
$115,813
Natl Median: $70,786
Lifetime Value Added
+$394k
Behavioral Sciences
BachCIP: 3017
Median Debt
$26,500
Earnings (4yr)
$47,316
Natl Median: $48,673
Lifetime Value Added
-$138k
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Median Debt
$26,000
Earnings (4yr)
$61,535
Natl Median: $68,257
Lifetime Value Added
-$21k
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,981
Lifetime Value Added
N/A
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,359
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$36,674
Natl Median: $92,374
Lifetime Value Added
-$216k
Median Debt
-
Earnings (4yr)
-
Natl Median: $85,063
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,378
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $81,171
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$90,838
Natl Median: $83,343
Lifetime Value Added
+$204k
Median Debt
-
Earnings (4yr)
$68,578
Natl Median: $61,911
Lifetime Value Added
+$34k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,290
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
-
Earnings (4yr)
$59,631
Natl Median: $69,303
Lifetime Value Added
-$36k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $104,823
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,083
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,172
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (4yr)
$66,010
Natl Median: $50,706
Lifetime Value Added
+$14k
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,093
Lifetime Value Added
N/A
Public Health
BachCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,808
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,497
Lifetime Value Added
N/A
Median Debt
$28,750
Earnings (4yr)
$81,510
Natl Median: $88,910
Lifetime Value Added
+$133k
Median Debt
$29,750
Earnings (4yr)
$72,821
Natl Median: $55,792
Lifetime Value Added
+$66k
Social Work
BachCIP: 4407
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,790
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,382
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A

Master's Degrees

Median Debt
$40,375
Earnings (4yr)
$121,747
Natl Median: $162,386
Lifetime Value Added
+$387k
Median Debt
$30,750
Earnings (4yr)
$117,161
Natl Median: $127,347
Lifetime Value Added
+$347k
Median Debt
$34,849
Earnings (4yr)
$71,900
Natl Median: $103,485
Lifetime Value Added
-$49k
Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
$56,442
Natl Median: $65,824
Lifetime Value Added
-$189k
Median Debt
-
Earnings (4yr)
-
Natl Median: $81,651
Lifetime Value Added
N/A
Median Debt
$30,875
Earnings (4yr)
$67,824
Natl Median: $83,558
Lifetime Value Added
-$85k
Median Debt
-
Earnings (4yr)
-
Natl Median: $120,193
Lifetime Value Added
N/A
Median Debt
$20,500
Earnings (4yr)
$68,940
Natl Median: $71,416
Lifetime Value Added
-$75k

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $113,566
Lifetime Value Added
N/A
Median Debt
$64,750
Earnings (4yr)
$83,478
Natl Median: $82,893
Lifetime Value Added
-$113k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.