College ROI

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Saint Francis University

Loretto, PA 1,557 Undergrads 70.3% Grad Rate
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Total Cost
$61,203
Sticker Price
Avg Net Price
$28,219
After Aid
Median Earnings
$68,006
5yr Post-Grad

Vs. Peer Institutions

Net Price$28,219
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$68,006
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$69,383
Peer Midpoint: $58,891
Graduation Rate70.3%
Peer Midpoint: 58.9%
Average Starting Age21.7
Socio-Economic Diversity
Pell Grant Recipients27.5%
Enrollment Status
Full-Time91.3%
Economic Outcomes
Earn More than HS78.8%

Admissions Profile

Acceptance
76.8%
SAT Avg
1,155
SAT Reading
25th: 530-75th: 620
SAT Math
25th: 520-75th: 610
ACT Composite
25th: 21-75th: 27

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$592k
+$122k
+$106k
Median Cost$28k/yr
+$490k
+$20k
+$4k
Full Cost$61k/yr
+$372k
-$98k
-$115k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
32
∞
Median Cost$28k/yr
61
4%
Full Cost$61k/yr
Never
-52%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-7%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-66%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,027
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,425
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,444
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,656
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
$26,000
Earnings (4yr)
$70,937
Natl Median: $76,194
Lifetime Value Added
+$37k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $40,334
Lifetime Value Added
N/A
Median Debt
$28,000
Earnings (4yr)
$115,813
Natl Median: $70,786
Lifetime Value Added
+$379k
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Behavioral Sciences
BachCIP: 3017
Median Debt
$21,375
Earnings (4yr)
$47,316
Natl Median: $48,673
Lifetime Value Added
-$155k
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Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (5yr)
$70,088
Natl Median: $57,214
Lifetime Value Added
+$20k
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Median Debt
$23,250
Earnings (4yr)
$61,535
Natl Median: $68,257
Lifetime Value Added
-$37k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $77,981
Lifetime Value Added
N/A
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,359
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$36,674
Natl Median: $92,374
Lifetime Value Added
-$234k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $85,063
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$66,221
Natl Median: $55,378
Lifetime Value Added
-$10k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $81,171
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$90,838
Natl Median: $83,343
Lifetime Value Added
+$189k
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Median Debt
$27,000
Earnings (4yr)
$68,578
Natl Median: $61,911
Lifetime Value Added
+$19k
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History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,290
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
$27,000
Earnings (4yr)
$59,631
Natl Median: $69,303
Lifetime Value Added
-$52k
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Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $104,823
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,172
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$26,500
Earnings (4yr)
$66,010
Natl Median: $50,706
Lifetime Value Added
-$1k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $65,093
Lifetime Value Added
N/A
Public Health
BachCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,808
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,497
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$81,510
Natl Median: $88,910
Lifetime Value Added
+$118k
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Median Debt
$27,000
Earnings (4yr)
$72,821
Natl Median: $55,792
Lifetime Value Added
+$52k
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Social Work
BachCIP: 4407
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,790
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Median Debt
$30,625
Earnings (4yr)
-
Natl Median: $47,382
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A

Master's Degrees

Median Debt
$41,000
Earnings (4yr)
$121,747
Natl Median: $162,386
Lifetime Value Added
+$379k
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Median Debt
$30,750
Earnings (4yr)
$117,161
Natl Median: $127,347
Lifetime Value Added
+$339k
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Median Debt
$30,750
Earnings (4yr)
$71,900
Natl Median: $103,485
Lifetime Value Added
-$57k
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Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
$56,442
Natl Median: $65,824
Lifetime Value Added
-$198k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $81,651
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$67,824
Natl Median: $83,558
Lifetime Value Added
-$93k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $120,193
Lifetime Value Added
N/A
Median Debt
$20,500
Earnings (4yr)
$68,940
Natl Median: $71,416
Lifetime Value Added
-$83k
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Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $113,566
Lifetime Value Added
N/A
Median Debt
$85,130
Earnings (4yr)
$83,478
Natl Median: $82,893
Lifetime Value Added
-$130k
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Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.