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Saint Joseph's University - Philadelphia
Philadelphia, PA 4,742 Undergrads 76.8% Grad Rate
Total Cost
$65,513
Sticker Price
Avg Net Price
$35,487
After Aid
Median Earnings
$86,881
10yr Post-Entry
Vs. Peer Institutions
Net Price$35,487
Peer Midpoint: $19,729.5
Earnings (10yr)$86,881
Peer Midpoint: $53,747
Graduation Rate76.8%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients18.3%
Enrollment Status
Full-Time96.8%
Economic Outcomes
Earn More than HS86.1%
Admissions Profile
Acceptance
86.4%
SAT Avg
1,256
SAT Reading
25th: 58061575th: 670
SAT Math
25th: 57060075th: 660
ACT Composite
25th: 272875th: 31
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$717k
+$321k
+$233k
Median Cost$35k/yr
+$589k
+$193k
+$105k
Full Cost$66k/yr
+$481k
+$85k
-$3k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
27
∞
Median Cost$35k/yr
39
82%
Full Cost$66k/yr
Never
-1%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return89%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-37%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$24,560
Earnings (5yr)
$99,815
Lifetime Value Added
+$215k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings (5yr)
$72,151
Lifetime Value Added
+$7k
Biology, General
BachCIP: 2601
Median Debt
$25,919
Earnings (5yr)
$68,348
Lifetime Value Added
-$21k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$19,500
Earnings (5yr)
$68,674
Lifetime Value Added
-$19k
Communication and Media Studies
BachCIP: 0901
Median Debt
$26,000
Earnings (5yr)
$64,999
Lifetime Value Added
-$47k
Criminology
BachCIP: 4504
Median Debt
$21,625
Earnings (5yr)
$74,682
Lifetime Value Added
+$26k
Economics
BachCIP: 4506
Median Debt
-
Earnings (5yr)
$101,844
Lifetime Value Added
+$230k
English Language and Literature, General
BachCIP: 2301
Median Debt
$26,915
Earnings (5yr)
$67,199
Lifetime Value Added
-$30k
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
-
Earnings (5yr)
$66,771
Lifetime Value Added
-$33k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$23,925
Earnings (5yr)
$102,452
Lifetime Value Added
+$234k
Health Professions and Related Clinical Sciences, Other
BachCIP: 5199
Median Debt
$25,500
Earnings (5yr)
$79,238
Lifetime Value Added
+$61k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
-
Earnings (5yr)
$77,612
Lifetime Value Added
+$48k
History
BachCIP: 5401
Median Debt
-
Earnings (2yr)
$39,009
Lifetime Value Added
-$238k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$23,970
Earnings (5yr)
$90,858
Lifetime Value Added
+$147k
Insurance
BachCIP: 5217
Median Debt
$21,500
Earnings (5yr)
$99,980
Lifetime Value Added
+$216k
International Business
BachCIP: 5211
Median Debt
$27,000
Earnings (5yr)
$92,095
Lifetime Value Added
+$157k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
-
Earnings (5yr)
$52,111
Lifetime Value Added
-$149k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$29,449
Earnings (5yr)
$70,905
Lifetime Value Added
-$2k
Management Sciences and Quantitative Methods
BachCIP: 5213
Median Debt
$26,000
Earnings (5yr)
$99,550
Lifetime Value Added
+$213k
Marketing
BachCIP: 5214
Median Debt
$26,000
Earnings (5yr)
$74,039
Lifetime Value Added
+$22k
Pharmacology and Toxicology
BachCIP: 2610
Median Debt
-
Earnings (5yr)
$91,542
Lifetime Value Added
+$153k
Pharmacy, Pharmaceutical Sciences, and Administration
BachCIP: 5120
Median Debt
-
Earnings (5yr)
$100,306
Lifetime Value Added
+$218k
Political Science and Government
BachCIP: 4510
Median Debt
$19,500
Earnings (5yr)
$56,381
Lifetime Value Added
-$115k
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (5yr)
$65,656
Lifetime Value Added
-$42k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (2yr)
$39,648
Lifetime Value Added
-$233k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (2yr)
$38,289
Lifetime Value Added
-$245k
Specialized Sales, Merchandising and Marketing Operations
BachCIP: 5219
Median Debt
$26,250
Earnings (5yr)
$85,961
Lifetime Value Added
+$111k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,000
Earnings (5yr)
$55,994
Lifetime Value Added
-$118k
Master's Degrees
Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
-
Earnings (5yr)
$136,935
Lifetime Value Added
+$689k
Business/Commerce, General
MastCIP: 5201
Median Debt
$42,887
Earnings (5yr)
$138,485
Lifetime Value Added
+$702k
Criminology
MastCIP: 4504
Median Debt
$34,166
Earnings (5yr)
$64,854
Lifetime Value Added
+$71k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$38,359
Earnings (5yr)
$90,400
Lifetime Value Added
+$292k
Educational/Instructional Media Design
MastCIP: 1305
Median Debt
-
Earnings (5yr)
$73,675
Lifetime Value Added
+$148k
Finance and Financial Management Services
MastCIP: 5208
Median Debt
-
Earnings (5yr)
$128,250
Lifetime Value Added
+$615k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$41,000
Earnings (5yr)
$89,265
Lifetime Value Added
+$282k
Human Resources Management and Services
MastCIP: 5210
Median Debt
$38,392
Earnings (5yr)
$85,484
Lifetime Value Added
+$250k
Management Sciences and Quantitative Methods
MastCIP: 5213
Median Debt
$34,166
Earnings (5yr)
$126,755
Lifetime Value Added
+$603k
Marketing
MastCIP: 5214
Median Debt
-
Earnings (2yr)
$103,078
Lifetime Value Added
+$455k
Special Education and Teaching
MastCIP: 1310
Median Debt
$37,600
Earnings (5yr)
$63,734
Lifetime Value Added
+$61k
Specialized Sales, Merchandising and Marketing Operations
MastCIP: 5219
Median Debt
$41,000
Earnings (5yr)
$195,908
Lifetime Value Added
+$1188k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$35,021
Earnings (5yr)
$60,371
Lifetime Value Added
+$31k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$23,008
Earnings (5yr)
$64,700
Lifetime Value Added
+$70k
Graduate Certificates
Criminology
Gr-CertCIP: 4504
Median Debt
-
Earnings (5yr)
$68,024
Lifetime Value Added
+$188k
Professional Degrees
Pharmacy, Pharmaceutical Sciences, and Administration
ProfCIP: 5120
Median Debt
-
Earnings (5yr)
$142,765
Lifetime Value Added
+$478k
Rehabilitation and Therapeutic Professions
ProfCIP: 5123
Median Debt
-
Earnings (5yr)
$84,259
Lifetime Value Added
+$54k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.