College ROI

Smarter Choices, Brighter Futures
Back to Colleges

Saint Paul College

Saint Paul, MN 3,607 Undergrads 33.4% Grad Rate
Share
Total Cost
$17,977
Sticker Price
Avg Net Price
$12,040
After Aid
Median Earnings
$38,399
10yr Post-Entry

Vs. Peer Institutions

Net Price$12,040
Peer Midpoint: $16,832
Earnings (10yr)$38,399
Peer Midpoint: $31,349
Graduation Rate33.4%
Peer Midpoint: 66.3%
Socio-Economic Diversity
Pell Grant Recipients56.3%
Enrollment Status
Full-Time46.0%
Economic Outcomes
Earn More than HS58.7%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$411k
+$86k
-$73k
Median Cost$12k/yr
+$400k
+$75k
-$84k
Full Cost$18k/yr
+$395k
+$70k
-$90k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$12k/yr
Never
-755%
Full Cost$18k/yr
Never
-539%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-890%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-225%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

American Sign Language
CertCIP: 1616
Median Debt
-
Earnings (5yr)
$42,470
Lifetime Value Added
-$9k
Carpenters
CertCIP: 4602
Median Debt
-
Earnings (2yr)
$30,771
Lifetime Value Added
-$115k
Clinical/Medical Laboratory Science/Research and Allied Professions
CertCIP: 5110
Median Debt
-
Earnings (5yr)
$36,556
Lifetime Value Added
-$73k
Cosmetology and Related Personal Grooming Services
CertCIP: 1204
Median Debt
$7,597
Earnings (5yr)
$22,107
Lifetime Value Added
-$231k
Culinary Arts and Related Services
CertCIP: 1205
Median Debt
-
Earnings (5yr)
$33,963
Lifetime Value Added
-$101k
Electrical and Power Transmission Installers
CertCIP: 4603
Median Debt
$11,000
Earnings (5yr)
$54,923
Lifetime Value Added
+$122k
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
-
Earnings (5yr)
$39,741
Lifetime Value Added
-$38k
Human Development, Family Studies, and Related Services
CertCIP: 1907
Median Debt
-
Earnings (5yr)
$39,013
Lifetime Value Added
-$46k
Plumbing and Related Water Supply Services
CertCIP: 4605
Median Debt
-
Earnings (5yr)
$86,387
Lifetime Value Added
+$428k
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
$9,500
Earnings (5yr)
$43,263
Lifetime Value Added
-$646
Precision Metal Working
CertCIP: 4805
Median Debt
$9,500
Earnings (5yr)
$60,060
Lifetime Value Added
+$174k
Somatic Bodywork and Related Therapeutic Services
CertCIP: 5135
Median Debt
-
Earnings (5yr)
$29,003
Lifetime Value Added
-$155k
Vehicle Maintenance and Repair Technologies
CertCIP: 4706
Median Debt
-
Earnings (5yr)
$61,551
Lifetime Value Added
+$189k

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (5yr)
$47,366
Lifetime Value Added
-$9k
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$14,793
Earnings (5yr)
$56,251
Lifetime Value Added
+$76k
American Sign Language
AssocCIP: 1616
Median Debt
-
Earnings (5yr)
$39,494
Lifetime Value Added
-$87k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$24,250
Earnings (5yr)
$52,552
Lifetime Value Added
+$41k
Computer Systems Networking and Telecommunications
AssocCIP: 1109
Median Debt
-
Earnings (5yr)
$56,268
Lifetime Value Added
+$76k
Cosmetology and Related Personal Grooming Services
AssocCIP: 1204
Median Debt
-
Earnings (5yr)
$36,168
Lifetime Value Added
-$120k
Culinary Arts and Related Services
AssocCIP: 1205
Median Debt
-
Earnings (5yr)
$34,012
Lifetime Value Added
-$141k
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (5yr)
$41,513
Lifetime Value Added
-$67k
Human Development, Family Studies, and Related Services
AssocCIP: 1907
Median Debt
-
Earnings (5yr)
$36,990
Lifetime Value Added
-$112k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$14,155
Earnings (5yr)
$42,952
Lifetime Value Added
-$53k
Precision Metal Working
AssocCIP: 4805
Median Debt
-
Earnings (2yr)
$41,193
Lifetime Value Added
-$45k
Somatic Bodywork and Related Therapeutic Services
AssocCIP: 5135
Median Debt
-
Earnings (5yr)
$14,668
Lifetime Value Added
-$339k
Vehicle Maintenance and Repair Technologies
AssocCIP: 4706
Median Debt
-
Earnings (5yr)
$58,249
Lifetime Value Added
+$95k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.