College ROI

Smarter Choices, Brighter Futures
Back to Colleges

Saint Peter's University

Jersey City, NJ 1,939 Undergrads 58.1% Grad Rate
Share
Total Cost
$50,052
Sticker Price
Avg Net Price
$12,973
After Aid
Median Earnings
$57,815
10yr Post-Entry

Vs. Peer Institutions

Net Price$12,973
Peer Midpoint: $19,729.5
Earnings (10yr)$57,815
Peer Midpoint: $53,747
Graduation Rate58.1%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients58.7%
Enrollment Status
Full-Time95.3%
Economic Outcomes
Earn More than HS67.8%

Admissions Profile

Acceptance
90.5%
SAT Avg
-
SAT Reading
25th: -53575th: -
SAT Math
25th: -52575th: -
ACT Composite
25th: -2375th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$500k
+$103k
+$15k
Median Cost$13k/yr
+$453k
+$57k
-$31k
Full Cost$50k/yr
+$320k
-$77k
-$165k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
49
Median Cost$13k/yr
Never
-67%
Full Cost$50k/yr
Never
-91%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-75%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-82%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$20,048
Earnings (5yr)
$82,895
Lifetime Value Added
+$169k
Biology, General
BachCIP: 2601
Median Debt
$17,185
Earnings (5yr)
$69,610
Lifetime Value Added
+$69k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$19,000
Earnings (5yr)
$61,790
Lifetime Value Added
+$9k
Communication and Media Studies
BachCIP: 0901
Median Debt
$17,750
Earnings (5yr)
$50,792
Lifetime Value Added
-$79k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$23,250
Earnings (5yr)
$51,211
Lifetime Value Added
-$76k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (2yr)
$20,140
Lifetime Value Added
-$329k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$22,250
Earnings (2yr)
$28,598
Lifetime Value Added
-$252k
International Business
BachCIP: 5211
Median Debt
-
Earnings (2yr)
$39,927
Lifetime Value Added
-$149k
Marketing
BachCIP: 5214
Median Debt
$20,500
Earnings (2yr)
$48,432
Lifetime Value Added
-$74k
Psychology, General
BachCIP: 4201
Median Debt
$23,850
Earnings (5yr)
$51,613
Lifetime Value Added
-$72k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$16,487
Earnings (5yr)
$101,499
Lifetime Value Added
+$308k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$23,650
Earnings (2yr)
$31,305
Lifetime Value Added
-$227k

Master's Degrees

Education, General
MastCIP: 1301
Median Debt
$41,000
Earnings (5yr)
$71,816
Lifetime Value Added
+$173k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$41,000
Earnings (5yr)
$84,624
Lifetime Value Added
+$283k
Finance and Financial Management Services
MastCIP: 5208
Median Debt
$49,332
Earnings (5yr)
$90,388
Lifetime Value Added
+$333k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
-
Earnings (2yr)
$63,005
Lifetime Value Added
+$130k
Insurance
MastCIP: 5217
Median Debt
-
Earnings (5yr)
$102,817
Lifetime Value Added
+$440k
International Business
MastCIP: 5211
Median Debt
-
Earnings (2yr)
$57,318
Lifetime Value Added
+$77k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$65,127
Earnings (5yr)
$64,974
Lifetime Value Added
+$114k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.