College ROI

Smarter Choices, Brighter Futures
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Saint Xavier University

Chicago, IL 3,030 Undergrads 59.7% Grad Rate
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Total Cost
$42,237
Sticker Price
Avg Net Price
$12,093
After Aid
Median Earnings
$58,656
10yr Post-Entry

Vs. Peer Institutions

Net Price$12,093
Peer Midpoint: $19,729.5
Earnings (10yr)$58,656
Peer Midpoint: $53,747
Graduation Rate59.7%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients55.5%
Enrollment Status
Full-Time94.5%
Economic Outcomes
Earn More than HS77.4%

Admissions Profile

Acceptance
85.8%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$506k
+$110k
+$22k
Median Cost$12k/yr
+$463k
+$66k
-$22k
Full Cost$42k/yr
+$354k
-$42k
-$130k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
46
Median Cost$12k/yr
Never
-49%
Full Cost$42k/yr
Never
-86%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-63%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-76%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$22,758
Earnings (5yr)
$78,176
Lifetime Value Added
+$137k
Biology, General
BachCIP: 2601
Median Debt
$22,114
Earnings (5yr)
$57,276
Lifetime Value Added
-$23k
Business/Commerce, General
BachCIP: 5201
Median Debt
$25,000
Earnings (5yr)
$63,363
Lifetime Value Added
+$25k
Clinical, Counseling and Applied Psychology
BachCIP: 4228
Median Debt
-
Earnings (5yr)
$45,395
Lifetime Value Added
-$121k
Communication and Media Studies
BachCIP: 0901
Median Debt
$21,662
Earnings (5yr)
$57,123
Lifetime Value Added
-$25k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$15,000
Earnings (5yr)
$64,220
Lifetime Value Added
+$31k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$25,000
Earnings (5yr)
$60,076
Lifetime Value Added
-$1k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$25,606
Earnings (5yr)
$66,567
Lifetime Value Added
+$49k
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (5yr)
$38,792
Lifetime Value Added
-$176k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$22,987
Earnings (5yr)
$77,093
Lifetime Value Added
+$129k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (2yr)
$29,685
Lifetime Value Added
-$238k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$26,000
Earnings (5yr)
$52,042
Lifetime Value Added
-$66k
Marketing
BachCIP: 5214
Median Debt
$24,250
Earnings (5yr)
$64,164
Lifetime Value Added
+$31k
Psychology, General
BachCIP: 4201
Median Debt
$25,000
Earnings (5yr)
$38,615
Lifetime Value Added
-$178k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$26,030
Earnings (5yr)
$83,102
Lifetime Value Added
+$174k
Sociology
BachCIP: 4511
Median Debt
$25,724
Earnings (5yr)
$51,583
Lifetime Value Added
-$70k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,000
Earnings (5yr)
$49,081
Lifetime Value Added
-$90k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$23,069
Earnings (5yr)
$56,747
Lifetime Value Added
-$28k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$42,228
Earnings (5yr)
$101,722
Lifetime Value Added
+$432k
Business, Management, Marketing, and Related Support Services, Other
MastCIP: 5299
Median Debt
$43,202
Earnings (5yr)
$77,751
Lifetime Value Added
+$226k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$47,030
Earnings (5yr)
$77,306
Lifetime Value Added
+$222k
Curriculum and Instruction
MastCIP: 1303
Median Debt
-
Earnings (5yr)
$63,888
Lifetime Value Added
+$106k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (2yr)
$63,005
Lifetime Value Added
+$132k
Finance and Financial Management Services
MastCIP: 5208
Median Debt
-
Earnings (5yr)
$89,031
Lifetime Value Added
+$323k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$26,874
Earnings (5yr)
$118,978
Lifetime Value Added
+$580k
Special Education and Teaching
MastCIP: 1310
Median Debt
$26,470
Earnings (5yr)
$65,449
Lifetime Value Added
+$120k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
-
Earnings (5yr)
$52,458
Lifetime Value Added
+$922
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$26,837
Earnings (5yr)
$58,838
Lifetime Value Added
+$60k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (5yr)
$66,886
Lifetime Value Added
+$132k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.